The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Capital One Quicksilver Secured Cash Rewards Credit Card

Adam West

By: Adam West

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Quicksilver Secured Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

This card is a solid cash back secured card for anyone who wants to improve their credit scores and earn a little bit of cash along the way. You'll be considered for credit limit increases and card upgrades with responsible use.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
  • Put down a refundable $200 security deposit to get at least a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 28.99% (Variable)
Annual Fee $0
Credit Needed Limited, Bad

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Secured Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 28.99% (Variable)

The following is the current annual fee for the Capital One Quicksilver Secured Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Quicksilver Secured Cash Rewards Credit Card is:

  • Credit Level: Limited, Bad

Our Ratings by Category

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About the Author

Adam West is the Managing Editor for CardRates.com. Since 2016, he has interviewed over 1,500 financial experts to produce the latest news and advice on topics related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.