The Chase Aeroplan Credit Card Boosts Initial Rewards Opportunities for New Cardholders

The Chase Aeroplan credit card is offering new cardholders the chance to earn 75,000 bonus points when they use the card to rack up at least $4,000 in purchases within the first three months after opening their account.

With the offer, which is available until Sept. 17, 2025, Chase is dangling a big carrot in front of people who want to squeeze more value out of their card spend.

You earn a point for each dollar you spend with the Aeroplan card. But the card comes with a number of other features that can help people pile up points quickly. Cardholders can earn three times as many points when they use the Aeroplan card to make payments at grocery stores and on restaurant dining, including takeout.

Cardholders who use the card to pay for expenses directly with Air Canada can also triple their points. The airline prominently displays details about Aeroplan on its website to help you book a flight using your accumulated points. 

You can also get an extra 500 bonus points each month, up to a maximum of 1,500 per month, when you spend at least $2,000 with the card in a calendar month.

It’s a smart move for credit card issuers to align their offers with cardholder interests. Recent economic news may lead people to worry that they won’t be able to afford to go on a trip this summer. But Chase’s offer is a reminder that, with a little creative planning and discipline, you can find ways to make summer travel less costly.

Chase also brings a good deal of flexibility to Aeroplan cardholders when it comes to point redemption. Points don’t expire for people who keep their Aeroplan card account open. And cardholders won’t bump into a bunch of restrictions when they go to cash in on their rewards.

In addition to Air Canada, cardholders can use their points to book flights on more than 45 other airlines Aeroplan partners with.

If you’re worried that the airlines that Chase Aeroplan works with won’t take you where you want to vacation this summer, then know that Air Canada and the 45-plus additional airlines can shuttle you to more than 1,300 places around the globe.

A credit card that lets you earn points you can redeem to save money on travel can be a lifesaver for globetrotters looking to pocket a few dollars. But sometimes our travel schemes hit a snag. It’s not unheard of for unforeseen events to alter even our best-laid vacation plans. 

An Aeroplan cardholder who’s been using their card in anticipation of an upcoming excursion could see their circumstances change to the extent that they can’t travel for an extended time. In that event, what’s the cardholder’s motivation to continue making purchases with the Aeroplan card?

Well, the cardholder could continue using their card as they have been, stashing their points away for a travel opportunity down the line. But some people want to see a more immediate reward for their credit card spend.

People who own an Aeroplan card can use Chase’s Pay Yourself Back program to convert their points into statement credits. Chase is offering new redemption categories to Pay Yourself Back in 2025 to bring more value to cardholders.

The Pay Yourself Back program allows cardholders to convert points into statement credits.

Providing flexible redemption options on a points program is a strategy credit card issuers can follow to motivate more people to apply for and use the card they’re offering. 

The Chase Aeroplan card carries a $95 annual fee, but you have many ways you can offset that charge with the savings you can access by using the card. For instance, cardholders who use their Aeroplan card for purchases outside the U.S. won’t be charged a foreign transaction fee from Chase.

The card also provides a slew of other travel benefits, including insurance options for canceled trips and delayed baggage and the potential for cardholders to obtain seat upgrades on Air Canada flights.