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Saturday, November 28, 2020

“What is GetChaseFreedom.com?” (3 Tips for Your Invitation)

Getchasefreedom Com

credit card advice

Adam West
By: Adam West
Updated: September 16, 2020
Advertiser Disclosure

As a Chase Freedom FlexSM owner, I can vouch for how great its rotating 5% cash back categories can be for savings. Each quarter of the year becomes a great time to save on things you already spend money on, like gas, groceries, dining out, and holiday shopping.

If you’re reading this article, the odds are high that you’ve already received a GetChaseFreedom.com invitation in your inbox or mailbox. Congratulations, because this means your credit score is in good shape. The Chase Freedom FlexSM is considered to be a card for those in the “good” to “excellent” credit range, and you wouldn’t get an offer like this if Chase didn’t consider you a strong candidate for the Chase Freedom FlexSM.

You’re minutes away from applying for one of the most sought-after cards on the market. But first, we’ll walk you through signing up at GetChaseFreedom.com and tell you about some other Chase cards that can really help you maximize the rewards available when used together. Keep reading as we explore the Chase Freedom FlexSM and some of the other top cards in the Chase credit card family. Even if the Chase Freedom FlexSM card isn’t the best fit for you, perhaps you’ll find some of their other offerings appealing.

1. Visit GetChaseFreedom.com with Your Invitation Number

If you’ve received the GetChaseFreedom.com invitation in the mail, you’re just a few steps away from submitting an application for one of our favorite cards.

First, go to GetChaseFreedom.com and you’ll be greeted by this secure welcome page.

Screen shot of GetChaseFreedom.com

When you visit GetChaseFreedom.com, the site asks for your invitation number, ZIP code, and last name to get started.

The site will ask you to enter your 12-digit Invitation Number, ZIP Code, and last name to confirm you’ve actually been invited to apply. Once you submit this form, Chase will ask you for some extra personal and employment information to help confirm your identity.

Your odds of approval are high since Chase reviewed your credit score and reached out to you about getting the Chase Freedom FlexSM. Below you can see specific details of the Chase Freedom FlexSM and easily apply through the issuer’s website by clicking the “Apply Now” button.

Chase Freedom FlexSM Review

at the issuer'ssecure website

EXPERT'S RATING

★★★★★

4.9

OVERALL RATING

4.9/5.0
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
N/A
14.99% - 23.74% Variable
$0
Good/Excellent

If you’re approved, read below because we have more information on what you should know about your new card.

2. Maximize Freedom Flex Rewards with Other Chase Offers

If you already have a Chase Freedom FlexSM or there’s one coming in the mail, you should know about some of the other Chase cards that you can use in conjunction with your Chase Freedom FlexSM that can really help you rack up the rewards.

The Chase Sapphire Preferred® Card is an exceptional companion to the Chase Freedom FlexSM, especially if you enjoy traveling and dining out because you’ll earn twice the points on these types of purchases.

As previously mentioned, the Chase Freedom FlexSM is known for having no annual fee and offering 5% cash back in rotating quarterly categories. Chase allows you to transfer points earned on your Chase Freedom FlexSM to your Chase Sapphire Preferred® Card, and when you book travel through the Chase Ultimate Rewards program, your points are worth 1.25 cents per point.

In this arrangement, you can look at the Chase Sapphire Preferred® Card card, which has no foreign transaction fees, as your vacation card because you’ll have a lot of extra cash back you can devote to getting out and seeing the world. Check out more information on how to apply for the Chase Sapphire Preferred® Card card:

EXPERT'S RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
15.99% - 22.99% Variable
$95
Good/Excellent

The Chase Freedom Unlimited® is another excellent pairing with the Chase Freedom FlexSM, providing a higher, fixed cash-back percentage on every purchase. In this arrangement, you’ll get your 5% cash back on whatever category is in session with your Chase Freedom FlexSM and cash back rewards on every other purchase with your Chase Freedom Unlimited®.

So no matter what you buy, you can count on earning rewards every time you swipe your Chase cards. Below are extra details for obtaining the Chase Freedom FlexSM:

EXPERT'S RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
N/A
14.99% - 23.74% Variable
$0
Good/Excellent

+ See more Chase cards

3. Be Mindful of the 5/24 Rule Before Applying

Before applying for a second Chase offer, you should be aware that Chase adheres to what’s been dubbed the “5/24” rule. Essentially, Chase is likely to reject applications from people who have applied for five or more credit cards in the past 24 months. Even if your credit is in good standing, you could be rejected on a Chase application for a card you would otherwise be qualified for.

Most people won’t fall into this category, but if you’ve already applied for multiple credit cards in the past two years, you should prioritize your Chase applications. If the Chase Freedom FlexSM is at the top of your list, be sure to apply for it before trying for one of Chase’s other offers.

Chase Freedom FlexSM is a Great Option Among Rewards Cards

With a GetChaseFreedom.com invitation in hand, you’re well on your way to acquiring an excellent credit card. Once you have your Chase Freedom FlexSM, be sure to activate the quarterly awards on your account page. The 5% rotating cash back rewards are not something you want to miss out on.

I typically try to be aware of which category is active and use my Chase Freedom FlexSM exclusively on these types of purchases. That’s why it’s such an effective strategy to couple the Chase Freedom FlexSM with another card like the Chase Sapphire Preferred® Card — using two or more cards in conjunction can really rack up the rewards, and Chase has several options that can help your rewards points add up quickly.

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