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Wednesday, October 5, 2022

“What is GetChaseFreedom.com?” (3 Tips for Your Invitation)

Getchasefreedom Com

credit card advice

Adam West

Written by: Adam West

Adam West

Adam corresponds with finance experts to publish industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

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Edited by: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian brings more than 30 years of editing and journalism experience. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct instructor at the University of Florida. Today, she edits all CardRates content for clarity, accuracy, and reader engagement.

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Advertiser Disclosure

As a Chase Freedom Flex℠ owner, I can vouch for how great its rotating bonus cash back categories can be for savings. Each quarter of the year becomes a great time to save on things you already spend money on, like gas, groceries, dining out, and holiday shopping.

If you’re reading this article, the odds are high that you’ve already received a GetChaseFreedom.com invitation in your inbox or mailbox. Congratulations, because this means your credit score is in good shape. The Chase Freedom Flex℠ is considered to be a card for those in the “good” to “excellent” credit range, and you wouldn’t get an offer like this if Chase didn’t consider you a strong candidate for the Chase Freedom Flex℠.

You’re minutes away from applying for one of the most sought-after cards on the market. But first, we’ll walk you through signing up at GetChaseFreedom.com and tell you about some other Chase cards that can really help you maximize the rewards available when used together. Keep reading as we explore the Chase Freedom Flex℠ and some of the other top cards in the Chase credit card family. Even if the Chase Freedom Flex℠ card isn’t the best fit for you, perhaps you’ll find some of their other offerings appealing.

1. Visit GetChaseFreedom.com with Your Invitation Number

If you’ve received the GetChaseFreedom.com invitation in the mail, you’re just a few steps away from submitting an application for one of our favorite cards.

First, go to GetChaseFreedom.com and you’ll be greeted by this secure welcome page.

Screen shot of GetChaseFreedom.com

When you visit GetChaseFreedom.com, the site asks for your invitation number, ZIP code, and last name to get started.

The site will ask you to enter your 12-digit Invitation Number, ZIP Code, and last name to confirm you’ve actually been invited to apply. Once you submit this form, Chase will ask you for some extra personal and employment information to help confirm your identity.

Your odds of approval are high since Chase reviewed your credit score and reached out to you about getting the Chase Freedom Flex℠. Below you can see specific details of the Chase Freedom Flex℠ and easily apply through the issuer’s website by clicking the “Apply Now” button.

Chase Freedom Flex℠ Review

at the issuer'ssecure website

EXPERT'S RATING

★★★★★

4.8

OVERALL RATING

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99%.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
0% Intro APR on Balance Transfers 15 months
17.24% - 25.99% Variable
$0
Good/Excellent

If you’re approved, read below because we have more information on what you should know about your new card.

2. Maximize Freedom Flex Rewards with Other Chase Offers

If you already have a Chase Freedom Flex℠ or there’s one coming in the mail, you should know about some of the other Chase cards that you can use in conjunction with your Chase Freedom Flex℠ that can really help you rack up the rewards.

The Chase Sapphire Preferred® Card is an exceptional companion to the Chase Freedom Flex℠, especially if you enjoy traveling and dining out because you’ll earn twice the points on these types of purchases.

As previously mentioned, the Chase Freedom Flex℠ is known for having no annual fee and offering extra cash back in rotating quarterly categories. Chase allows you to transfer points earned on your Chase Freedom Flex℠ to your Chase Sapphire Preferred® Card, and when you book travel through the Chase Ultimate Rewards program, your points are worth 1.25 cents per point.

In this arrangement, you can look at the Chase Sapphire Preferred® Card card, which has no foreign transaction fees, as your vacation card because you’ll have a lot of extra cash back you can devote to getting out and seeing the world. Check out more information on how to apply for the Chase Sapphire Preferred® Card card:

EXPERT'S RATING

★★★★★

4.8

OVERALL RATING

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.24% - 25.24% Variable
$95
Good/Excellent

The Chase Freedom Unlimited® is another excellent pairing with the Chase Freedom Flex℠, providing a higher, fixed cash-back percentage on every purchase. In this arrangement, you’ll get your bonus cash back on whatever category is in session with your Chase Freedom Flex℠ and cash back rewards on every other purchase with your Chase Freedom Unlimited®.

So no matter what you buy, you can count on earning rewards every time you swipe your Chase cards. Below are extra details for obtaining the Chase Freedom Flex℠:

EXPERT'S RATING

★★★★★

4.8

OVERALL RATING

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24% - 25.99%.
  • No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
0% Intro APR on Balance Transfers 15 months
17.24% - 25.99% Variable
$0
Good/Excellent

+ See more Chase cards

3. Be Mindful of the 5/24 Rule Before Applying

Before applying for a second Chase offer, you should be aware that Chase adheres to what’s been dubbed the “5/24” rule. Essentially, Chase is likely to reject applications from people who have applied for five or more credit cards in the past 24 months. Even if your credit is in good standing, you could be rejected on a Chase application for a card you would otherwise be qualified for.

Most people won’t fall into this category, but if you’ve already applied for multiple credit cards in the past two years, you should prioritize your Chase applications. If the Chase Freedom Flex℠ is at the top of your list, be sure to apply for it before trying for one of Chase’s other offers.

Chase Freedom Flex℠ is a Great Option Among Rewards Cards

With a GetChaseFreedom.com invitation in hand, you’re well on your way to acquiring an excellent credit card. Once you have your Chase Freedom Flex℠, be sure to activate the quarterly awards on your account page. The rotating cash back rewards are not something you want to miss out on.

I typically try to be aware of which category is active and use my Chase Freedom Flex℠ exclusively on these types of purchases. That’s why it’s such an effective strategy to couple the Chase Freedom Flex℠ with another card like the Chase Sapphire Preferred® Card — using two or more cards in conjunction can really rack up the rewards, and Chase has several options that can help your rewards points add up quickly.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.