The Ultimate Guide to Credit Cards
Sunday, September 19, 2021

Chase Freedom Flex℠

► 2021 Review, Application & Rates

"The Chase Freedom Flex℠ Credit Card is a new offer from Chase that combines bonus categories and flat-rate rewards to help cardholders earn maximum cash back that never expires."
- Toby Sembower,
Advertiser Disclosure
Chase Freedom Flex℠ Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • Earn 5% on Chase travel purchased through Ultimate Rewards®, 3% on dining and drugstores, and 1% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
N/A
14.99% - 23.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #8 out of 35)
★★★★★
4.7
Air Miles
(Ranked #5 out of 39)
★★★★★
4.8
Best Overall
(Ranked #5 out of 144)
★★★★★
4.8
Cash Back
(Ranked #8 out of 44)
★★★★★
4.7
Excellent Credit
(Ranked #5 out of 60)
★★★★★
4.8
Good Credit
(Ranked #5 out of 63)
★★★★★
4.8

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.