The Ultimate Guide to Credit Cards
Thursday, August 27, 2026

Walmart Finally Adds Tap to Pay, Apple Pay and Google Pay

Walmart Finally Adds Tap To Pay Apple Pay And Google Pay
Andrew Allen

Writer: Andrew Allen

Andrew Allen

Andrew Allen, Staff Writer

For nearly 20 years, Andrew has worked for financial institutions ranging from regional investment organizations to some of the largest banks in the world. At Wells Fargo, Andrew was a Consultant within the Insight and Innovation division. A graduate of the University of Georgia’s Terry College of Business, Andrew’s goal has been promoting personal financial wellness and solid money decisions. As a Staff Writer for CardRates, Andrew seeks to inform readers of solutions to help them on their path to financial freedom.

See Full Bio »
Close
Adam West

Editor: Adam West

Adam West

Adam West, News Editor

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

See Full Bio »
Close
Ashley Fricker

Reviewer: Ashley Fricker

Ashley Fricker

Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

See Full Bio »
Close

Our experts and industry insiders blog the latest news, studies and current events from inside the credit card industry. Our articles follow strict editorial guidelines.

Follow Us:
261
1,014

Walmart is finally tapping into tap to pay.

The payment option began rolling out Aug. 24 at select Walmart and Sam’s Club locations, with a nationwide rollout planned by the end of the year.

Walmart fuel stations are next, with tap to pay expected by mid-2027.

“We want customers and members to have choice in how they pay, so they can check out in the way that works best for them,” Walmart said in its post.

Why Walmart Is Tapping In Now

Offering tap to pay could make checkout faster and more convenient for Walmart shoppers.

The functionality could also help Walmart move customers through checkout lines more efficiently and improve their overall shopping experience.

The company led all others on the National Retail Federation’s 2026 list of top U.S. retailers by sales, ahead of Amazon.com, Costco Wholesale, and The Home Depot.

Tap-to-Pay Rollout Timeline

Source: Walmart

Aug. 24, 2026
Rollout begins
Select Walmart and Sam's Club locations
End of 2026
Nationwide rollout planned
All U.S. Walmart stores and Sam's Club locations
Mid-2027
Fuel stations added
Tap to pay expected at Walmart fuel stations

Scott Talbott, an EVP in the Industry & Government Affairs department at the Electronic Transactions Association, told CardRates the addition represents a significant change for Walmart shoppers.

“It’s huge for their customers to have a convenient choice in a payment option,” Talbott told us. “Tap to pay increases security and speed and meets consumer demand. The technology is ubiquitous, fun, and impossible to ignore.”

Talbott estimates that 70% of in-person purchases in the U.S. will be made using tap to pay in 2027, with adoption continuing to grow in the future.

Could Tap to Pay Support Agentic Commerce?

The rollout could do more than reduce friction at Walmart checkout counters.

A Walmart spokesperson told Supermarket News that customers will be able to pay for their purchases with Apple Pay and Google Pay, along with other forms of contactless payment.

Walmart held off on accepting tap to pay even as the technology became common at other retailers. Apple says more than 85% of retailers in the U.S. now accept Apple Pay.

The move could also help Walmart prepare for a future in which AI agents shop and initiate payments for consumers. A report from Juniper Research projects that spending around the world via agentic commerce will hit $1.5 trillion in 2030.

Richard Crone, CEO of Crone Consulting LLC, told CardRates that payments are central to the development of agentic commerce.

“If you’re using a large language model that can shop a major purchase or complete your shopping list inside Walmart, at the end that LLM can also … drive the digital payment as well,” Crone told us.

“The move by Walmart is preparation for BYO AI, where the consumer brings their own large language model into the store or into their app.” — Richard Crone of Crone Consulting LLC

Walmart offers its own AI shopping assistant, Sparky. But Crone said Walmart will also need to accommodate AI tools selected by consumers.

“[The move by Walmart] is preparation for BYO AI, where the consumer brings their own large language model into the store or into their app,” Crone said. “It helps them select the products that match their goals and intent and helps them complete the sale.”

“But it also helps them select the right payment type that will maximize their rewards or cash back or allow them to meet their budgetary requirements,” he added.

For Walmart, accepting tap to pay may be as much about preparing for the next generation of shopping as improving checkout today.