The Ultimate Guide to Credit Cards
Thursday, July 2, 2026
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General Credit Cards

Explore general credit card information, comparisons, card details, choosing tips, pros and cons, basics, and customer service insights for smart financial decisions.

Explore the world of general credit cards with our comprehensive resources. Whether you’re comparing options, seeking specific card details, or navigating customer service, you’ll find valuable insights here. Discover tips for choosing the right card, understand the pros and cons, and learn how to effectively communicate with issuers. Dive into articles, FAQs, and research to make informed credit card decisions that suit your financial needs.

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Studies

Explore research on general credit cards to make informed choices. These studies cover debt, credit scores, and more, offering insights into selecting the right card, understanding pros and cons, and navigating customer service effectively.

Nearly 60% of Gen Z Wants Credit Card Companies to Go Green

By: Lynn Cadet 6/30/2025

Younger Americans are sending credit card companies a message: Go green, or get left behind. A new CardRates.com survey reveals that nearly 6 in 10 Gen Z... Read More »

Twice as Many Consumers Support the Capital One–Discover Merger Than Oppose It

By: Lynn Cadet 6/10/2025

Capital One finalized its long-awaited $35.3 billion acquisition of Discover on May 18, 2025, and now controls the largest share of the credit card issuing... Read More »

Study: 2 in 3 Millennials Hate Credit Cards

By: Alexandra Leslie 11/26/2014

Credit cards may be one of the best ways to build credit, but a new survey commissioned by Bankrate found the majority of one generation wants nothing to... Read More »

Industry News

Stay informed on the latest industry news about general credit cards, from regulatory updates and market trends to company announcements. Understanding these developments is crucial for grasping the broader financial landscape and strategic shifts.

Proactive Credit Limit Increases Face New Scrutiny

Proactive Credit Limit Increases Face New Scrutiny

Approximately 80% of credit limit increases on U.S. credit cards don’t originate from... Read More »

Andrew Allen 12/3/2025

Gen Z Pullback Threatens Holiday Credit Card Spending

Gen Z Pullback Threatens Holiday Credit Card Spending

Members of Generation Z plan to keep a close eye on their budgets as we move toward the end of... Read More »

Andrew Allen 12/2/2025

Despite Fewer Deals, NRF Sees Holiday Sales Topping $1T

Despite Fewer Deals, NRF Sees Holiday Sales Topping $1T

For credit card issuers, the holiday shopping season can be a time to raise their revenue... Read More »

Andrew Allen 11/26/2025

Cardholders Make Push for Higher Credit Limits

Cardholders Make Push for Higher Credit Limits

Application rates for increases in credit card limits grew to a series high in the Federal... Read More »

Andrew Allen 11/25/2025

Credit Cards to Power Holiday Spending, TransUnion Finds

Credit Cards to Power Holiday Spending, TransUnion Finds

More consumers plan to use their credit cards this year to pay for the items on their holiday... Read More »

Andrew Allen 11/20/2025

American Express Shrugs as BNPL Pressure Mounts

American Express Shrugs as BNPL Pressure Mounts

American Express believes that it is immune to losing market share to BNPL providers. Buy now... Read More »

Andrew Allen 11/19/2025