PayPal Launches Physical Credit Card, Sweetens Deal with a Limited-Time, No-Interest Travel Offer

The credit card landscape is a little more crowded today as global financial technology company PayPal has introduced a new physical credit card that comes with a limited-time, no-interest travel offer.

The card, known as the PayPal Credit Card, bolsters PayPal’s payment product menu, which also includes digital options.

With the summer travel season nearly in full swing, PayPal is offering an introductory deal to help consumers afford their travel expenses. Through January 31, 2026, cardholders can use the card for qualifying travel expenses, including airfare, hotels, and rental cars, and enjoy no interest on those purchases as long as they’re paid in full within six months. 

Offering a new physical card to complement its digital PayPal Credit solution highlights how financial companies can meet customer needs by offering them product options that allow them to complete payments in the manner that best fits their purchasing practices.

“PayPal Credit is one of our most popular products and customers have long been requesting the ability to use it on-the-go as they look for more choice and flexibility wherever they shop,” Scott Young, SVP, Global Head of Consumer Financial Services at PayPal, said in a press release announcing the payment tool. 

The new PayPal card is available at no annual fee and cardholders can use it wherever Mastercard is accepted. 

Adam Granoff, EVP, Global Partnerships at Mastercard, said in the release that the company is proud to deepen its long-term relationship with PayPal and introduce more flexibility and value to cardholders.

“Bringing together Mastercard’s global acceptance network with PayPal’s trusted digital platform, this new offering extends PayPal Credit with a physical card that empowers cardholders to shop seamlessly and confidently everywhere — whether they’re booking summer travel or making everyday purchases,” Granoff said.

PayPal’s enticing introductory offer figures to bring new customers to its doorstep. But a credit card’s standard features, or those that exist long after introductory offers expire, can also provide consumers with robust benefits.

The new PayPal card comes with a slew of security features designed to help cardholders safeguard their purchases and financial data, including a purchase protection program and security against identity theft offered through Mastercard.

The PayPal Credit Card also features a special financing program that allows cardholders to skip the interest on purchases of $149 or greater they make with the card when they check out online with PayPal. That deal only applies when cardholders pay for their purchase in full within six months.

The company offers security features to give cardholders peace of mind when transacting with the PayPal Credit Card.

Consumers can become frustrated when they’re required to jump through hoops to qualify for a particular benefit. But PayPal makes it easy for cardholders to meet the terms of its financing program by allowing consumers to combine individual items in a single transaction to surpass the $149 threshold. 

Young said he believes the new card fits in well among PayPal’s payment portfolio.

“From our buy now pay later options to our credit cards, we continue to bring customers a range of solutions to help them manage cash flow and pay in the ways that suits their budgets for the things they love and need,” he said.