Crypto.com Partners With Bread Financial to Launch New Rewards Credit Card Program in U.S.

Crypto.com recently announced the launch of the company’s first U.S. credit card program, capitalizing on recent momentum in the cryptocurrency space.

Crypto.com is partnering with Bread Financial — a financial service outfit that offers payment solutions — on its new credit card, officially known as the Crypto.com Visa Signature® Credit Card.

The cryptocurrency market has received several shots in the arm in recent months as it continues its march toward mainstream acceptance. While on the campaign trail, Donald Trump became the first candidate for president to accept donations in digital assets.

Trump released a cryptocurrency token bearing his name just days before his inauguration, and his wife, Melania, unveiled a cryptocurrency of her own just days later. The president’s support of cryptocurrency offerings has lent legitimacy to a market that has had its share of skeptics. 

One need look no further than investment markets for evidence of cryptocurrency’s progress. Digital currencies such as Bitcoin have outperformed major equities markets through the first portion of 2025.

Val Greer, Executive Vice President and Chief Commercial Officer at Bread Financial, said in a press release announcing the deal that Bread Financial is excited to partner with Crypto.com and that the new solution “will quickly become a must have credit card” for Crypto.com customers.

The Crypto.com Visa Signature® Credit Card can meet the needs of a variety of consumers.

“This credit card offers straightforward, compelling rewards that will help even the most novice trader maximize their investments with every purchase, while enabling experienced traders to incrementally stack gains over time as they use the card and move through the Level Up program,” Greer added.

The Level Up program is a rewards platform that provides a range of perks to Crypto.com customers.

Crypto.com began in 2016 and has grown significantly during its relatively short existence. The company now boasts more than 140 million customers around the world.

With a new credit card offering forthcoming — the company plans to make the Crypto.com Visa Signature® Credit Card available to U.S. customers this summer — Crypto.com stands to expand its customer base.

“We are continually looking for innovative ways to give our customers greater access to new payment options, expanding their ability to make purchases and grow their rewards,” said Joe Anzures, General Manager of Americas and Executive Vice President of Payments at Crypto.com, in the release.

Consumers will have no shortage of options when it comes to selecting a Crypto.com credit card to best suit their financial needs. The company will offer five tiers of the card, which will be available in seven different colors. Cardholders who use the card for purchases will earn rewards in Cronos (CRO), Crypto.com’s native cryptocurrency. 

Cardholders can earn from 1.5% to 5% back on purchases. Rewards are not capped, and Crypto.com is planning to offer bonus rewards opportunities to all tiers of the card. Consumers who select cards in upper-level tiers also have the ability to earn boosted rewards during the first year after they open the card or upgrade to a new tier.

Crypto.com customers who are interested in applying for the new card will be able to do so via the company’s app. Successful applicants can use the app to pay their card balances and view their rewards, which Crypto.com will deposit directly into a user’s Crypto Wallet located inside the app.

With cryptocurrency making more inroads into people’s financial lives, consumers can reasonably expect to see more crypto credit cards and payments solutions on the market in the near future. I’ll be keeping a close eye on developments in the crypto credit card space as 2025 continues to unfold. 

For now, the Crypto.com Visa Signature® Credit Card is the newest chapter in the evolution of cryptocurrency and how it can bring benefits to consumers’ financial practices.

“Partnering with a tech-forward company like Bread Financial to create innovative payments solutions provides our customers with a rewarding user experience and further advances the adoption of crypto,” Anzures said.