The Ultimate Guide to Credit Cards
Monday, March 4, 2024

Arro Card Review

Ashley Fricker

By: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Reviewer: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

See full bio »
Arro Card Review

Rated 4.0 /5.0 ★★★★

Are you considering the Arro Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 4.0 out of 5.0.

This is a solid card for anyone looking to build credit rather than borrow a lot of money. You'll start with a credit limit of between $50 and $200, with regularly opportunities to increase your credit limit. It's starting interest rate is more than fair, and there's no security deposit required.

Here's a rundown of the key features, rates, and terms of the Arro Card:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

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Arro Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

  • All credit types accepted.
  • Arro's soft credit pull does not impact your credit score.
  • Through in-app personal finance activities, members receive real time credit limit increases and other rewards.
  • Opportunities to decrease your interest rate.
  • Use your Arro Card anywhere Mastercard is accepted.
  • Application takes as little as 5 minutes.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16% Variable
N/A
All Credit Types Accepted

There's certainly a lot to like about the Arro Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Arro Card is right for you.

Interest Rate & Annual Fee

According to the issuer, the Arro Card currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 16% Variable

Here's the annual fee for the Arro Card as listed by the issuer:

  • Annual Fee:
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Arro Card is:

  • Credit Level: All Credit Types Accepted

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the Arro Card is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Arro Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #124 out of 154)
★★★★
4.0
(Ranked #4 out of 19)
★★★★★
4.7
(Ranked #22 out of 39)
★★★★★
4.5
(Ranked #21 out of 32)
★★★★
4.3
(Ranked #4 out of 14)
★★★★★
4.7

Bottom Line on Arro Card

Arro Card Review

All told, our team's review of the Arro Card resulted in a rating of 4.0 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Arro Card, here is the link the issuer's official application:

About the Author

Ashley Fricker
Ashley Fricker Finance Expert

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Ashley Fricker