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Thursday, March 20, 2025

Pioneer Bank: Strengthening Southwest Communities through Philanthropy, Sound Lending, and Customer Service for 118 Years

Pioneer Bank Has Strengthened Communities For 118 Years
Adam West

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Adam West, Managing Editor

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.

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Lillian Guevara-Castro

Editor: Lillian Guevara-Castro

Lillian Guevara-Castro

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Ashley Fricker

Reviewer: Ashley Fricker

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Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Advertiser Disclosure

In a Nutshell: Since 1901, Pioneer Bank has helped the people of the Southwest by providing products and services that foster community well-being. The bank’s investments in real estate development and local business growth translate into job creation, affordable housing, and increased public revenue. And through its Team Pioneer program, the bank donates resources to hundreds of community nonprofits, with its employees volunteering more than 2,600 hours of their own time in 2018 to back up those efforts. For going above and beyond to help its communities thrive, Pioneer Bank has earned our Editor’s Choice™ Award for Community Commitment.

Each year as spring turns to summer in Roswell, New Mexico, Pioneer Bank employees gather with friends and neighbors at the Chaves County Walk for Hope to support individuals and families touched by cancer. The walk started in 2010 and quickly grew into one of the area’s premier fundraising events, attracting thousands of participants. And Pioneer Bank has been there every step of the way.

“Not only do Pioneer employees participate in the walk, but the bank itself has been a proud sponsor for several years now,” said Juliana Halvorson, Pioneer Bank’s Vice President of Marketing. “At our branch in Roswell, we raise funds by selling luminarias that folks set out around the track during the walk. And we offer lemonade and other refreshments at our booth.”

The Chaves County Cancer Fund distributes all money raised by the walk to local individuals and families struggling with a cancer diagnosis or outcome to help them pay for living expenses. Pioneer’s participation is one of the many ways the bank donates time and resources to support the communities it serves.

Pioneer Bank logo

“Pioneer has been a force for community growth and well-being since we got our start in Roswell back in 1901,” Juliana said. “As a leading impact lender across Southeast New Mexico and West Texas, we deliver capital to small businesses to create good jobs for working people and build community wealth from the bottom up. And, as a community-focused bank, we’re committed to making a positive difference by improving the places in which we all live and work.”

All told, Pioneer’s lending impact in 2017 was nearly $240 million. And more than 100 local nonprofits, like the Chaves County Cancer Fund, receive donations and fundraising support from the bank each year.

“We’re a community bank — that’s what we do,” Juliana said. “And we’ve had that same mission for 118 years now. We couldn’t thrive for that long without proving our commitment time and time again.”

For helping people in its service areas build stronger communities since 1901 — and backing those efforts with its own resources — Pioneer Bank has earned our Editor’s Choice™ Award for Community Commitment.

Team Pioneer Volunteered More than 2,600 Hours in 2018

Pioneer Bank customers benefit from top-shelf technology infrastructure including services like electronic and mobile banking that are on par with the biggest national banks. At the same time, Pioneer’s personalized approach to customer service means that bank associates know many regular branch visitors by name.

“We’re dedicated to exceeding our customers’ technology expectations, especially as more go online to do their banking,” Juliana said. “But we make sure customers who prefer more traditional forms of banking know they’ll always have a home with us, as well.”

That emphasis on customer service also extends to Pioneer’s community service. After Pioneer Bank President and COO Christopher G. Palmer served as 2018 president of the United Way of Chaves County, every member of the bank’s executive team has also served as a board member or participant in at least one local nonprofit. Pioneer also fosters a vibrant workplace culture that encourages employee volunteerism. Every day, bank executives work side by side with employees to benefit local areas.

In 2017, Pioneer formalized its commitment to communities by creating the Team Pioneer program, an internal structure enabling nonprofits to request support from the bank. Priority is given to broad-based projects and activities that support affordable housing, educational initiatives, financial literacy, and that offer an opportunity for Pioneer employee volunteer involvement.

Leveraging the diverse Pioneer workforce with its various strengths, skills, and connections, Team Pioneer facilitates volunteer contributions to special events, community kitchens, work days, and hands-on volunteer projects. The bank also offers financial management expertise, board service, and fundraising impetus to organizations. Through Team Pioneer, employees serve as valuable bank ambassadors dedicated to helping communities and promoting positive change.

The effect is both measurable and significant. “In 2018, 145 employees donated 2,624 hours of their time through Team Pioneer,” Juliana said. “We work with organizations regardless of whether they’re our customers. What matters is what they do for our communities.”

Partnership with MainStreet Roswell Encourages Development of Downtown Area

Juliana exemplifies that focus on the community. In addition to her responsibilities at the bank, she serves as Vice President of MainStreet Roswell, which works to develop and maintain a vibrant local economy by attracting people to Roswell’s downtown area. A healthy downtown business climate, MainStreet Roswell believes, draws local and regional customers and benefits businesses throughout the region.

Photo of Juliana Halvorson, Pioneer Bank’s Vice President of Marketing

Juliana Halvorson, Pioneer Bank’s Vice President of Marketing, spoke with us about helping communities throughout the Southwest.

Pioneer Bank is a Friend of MainStreet Roswell — one of several corporate sponsors of the organization. Building on the support of Pioneer and other local businesses and organizations, MainStreet Roswell leads efforts to beautify downtown Roswell to help it draw tourists, impart community pride, and keep dollars local. Working on the premise that a vibrant downtown is healthy for a community, MainStreet Roswell sponsors events and festivals, enhances public spaces, and recommends strategic improvements.

“We help out with MainStreet Roswell in many ways. Community Planting Day is always a highlight of our charitable year,” Juliana said.

On Community Planting Day, which is held each spring, Roswell residents gather to fill planters located on the town’s Main Street with flowers supplied by the organization. It’s a kid-friendly event that signals the dawn of new growth — in more ways than one.

“There’s something about fresh flowers downtown that lightens everyone’s spirit and builds the kind of optimism we all need,” Juliana said. “Along with everyone at Pioneer, I’m proud to support the efforts of MainStreet Roswell in making our downtown area a place we can all enjoy.”

In addition to sponsoring a host of events, MainStreet Roswell operates a summer farmers market on the Chaves County courthouse lawn and holds a Small Business Saturday every year before the holidays to encourage folks to shop for gifts locally.

“Roswell is a charming town and a great place to be,” Juliana said. “Efforts like those of MainStreet Roswell — supported by Pioneer Bank — will help extend our downtown experience to future generations.”

At Pioneer Bank, Corporate and Community Success Go Hand in Hand

Financial consumers looking for a service-focused alternative to large institutions — where they can ensure their dollars stay close to home — can find the complete package at Pioneer Bank.

“At Pioneer, it’s a two-way street. As a community bank, we’re stockholder-owned, so the better our communities do, the better we do,” Juliana said. “It’s important for us to do everything we can — as a bank and as a giver — to strengthen both Roswell and our other service areas.”

In addition to housing its corporate headquarters and several branches in Roswell, New Mexico, Pioneer operates branches in Alamogordo, Carlsbad, Hobbs, Las Cruces, and Ruidoso. And Pioneer makes an impact in each city.

Team Pioneer Graphic

“In Las Cruces, we’re the biggest fundraiser for the March of Dimes,” Juliana said. “In Carlsbad and Hobbs, we also do a cancer walk. And in several of our locations, we’re involved in a community kitchen.”

Efforts extend to programs for teaching financial literacy in schools and for seniors. “Coaching people, young and old, about how to handle their money safely and responsibly is another win-win for us,” Juliana said. “It encourages folks to become longtime Pioneer customers and part of our family. And that, in turn, means a better deal for our communities.”

On the financial side, businesses and consumers alike know that working with Pioneer means securing a brighter future in a region where growth and progress depend on the input of local institutions.

“At Pioneer, we’re as passionate about our communities as we are about our customers,” Juliana said. “Our employees experience a sense of purpose as they take ownership of the projects they complete. Our customers sense it, too.”

When everyone in a community is on the same page in terms of development, good things happen. For creating a community support effort that exemplifies the importance of working together to encourage a strong economy and build for the future, Pioneer Bank has earned our Editor’s Choice™ Award for Community Commitment.

Advertiser Disclosure

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