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Maurices Credit Card Review (Feb. 2024)

Maurices Credit Card Review
Brittney Mayer

Written by: Brittney Mayer

Brittney Mayer
Brittney Mayer

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of research experience to crafting in-depth consumer guides designed to help CardRates readers make better, more informed financial decisions.

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Edited by: Lillian Guevara-Castro

Lillian Guevara-Castro
Lillian Guevara-Castro

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Reviewed by: Ashley Fricker

Ashley Fricker
Ashley Fricker

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Advertiser Disclosure

A common sight in malls across the country, maurices is a women's clothing retailer with a long history of providing small towns with big fashion. The brand was established in the city of Duluth, Minnesota in 1931, and has since expanded into over 1,000 stores in the US and Canada. maurices is perhaps best known for its wide range of clothing sizes, providing affordable fashion in sizes from 0 to 26.

Offering exclusive discounts and bonus rewards, regular shoppers can get a lot out of their maurices Credit Card — so long as they don't carry a balance.

Better Cards to Use at maurices

With a massive 10% discount and free shipping, the maurices Credit Card has a lot to offer loyal maurices shoppers. But for anyone not mad about maurices, the maurices Credit Card will simply take up room better filled by a more functional open-loop credit card that can be used to make purchases anywhere — and at a better rate.

Cash Back

While few cash back cards on the market can compete with the 10% discount offered by the maurices Credit Card, the fact that you can only earn that 10% on maurices purchases limits its value fairly significantly. Instead, you can find a number of cards offering cash back rewards on every purchase — some ranging as high as 5% — helping you earn (and save) on gas and groceries, as well as blouses and tees.

Bank of America® Customized Cash Rewards credit card Review

at Bank Of America'ssecure website

CASH BACK RATING

★★★★★

4.9

OVERALL RATING

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 15 billing cycles for purchases
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 4%)
19.24% - 29.24% Variable APR on purchases and balance transfers
$0
Excellent/Good

Additional Disclosure: Bank of America is a CardRates advertiser.

0% APR

Although your typical fashionista likely loves a good shopping spree, few shoppers love paying more for their purchases due to credit card interest fees stacking up. However, the maurices Credit Card's high APR will mean just that if you carry a balance. With the right intro-APR credit card offer, however, you can eliminate pricey interest fees for 12 months or more, enjoying interest-free financing on just about everything, including the latest line from maurices.

Bank of America® Customized Cash Rewards credit card Review

at Bank Of America'ssecure website

0% INTRO APR RATING

★★★★★

4.8

OVERALL RATING

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 15 billing cycles for purchases
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 4%)
19.24% - 29.24% Variable APR on purchases and balance transfers
$0
Excellent/Good

Additional Disclosure: Bank of America is a CardRates advertiser.

Travel Rewards

Maurices may house many of the latest trends, but wouldn't it be nice to shop your way to the next fall fashion show and check out the trends firsthand? With a quality travel rewards card in your wallet, every sweater, scarf, and slip-on can mean points or miles good toward free flights and hotel stays. Add in a killer signup bonus, and you could be next to the runway in no time.

Discover it® Miles Review

at Discover Card'ssecure website

AIR MILES RATING

★★★★★

4.9

OVERALL RATING

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 17.24% - 28.24% Standard Variable Purchase APR will apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 15 months
0% Intro APR for 15 months
17.24% - 28.24% Variable APR
$0
Excellent/Good

Few credit cards — store cards or otherwise — can beat the maurices Credit Card when it comes to saving on your next maurices shopping trip, but no shopper can survive on maurices alone. So, unless you shop the retailer on a regular basis, the card's bevy of benefits will likely fall a little flat, and you'll see much more lucrative perks from a quality cash back, travel, or intro-APR credit card deal.

maurices Card Overall Rating: 3.0/5.0

The maurices Credit Card's 35.24% APR is its biggest downfall and makes carrying a balance a big no-no. On the bright side, the card does come with a slew of perks that can make it worthwhile, so long as you pay it off each month.

The main draw of the maurices Credit Card is its awesome cardholder discount, which provides 10% off every day when you use your card. Even better, your 10% discount will stack with sales prices and maurices coupons. Plus, cardholders also enjoy free shipping on every order made with their card.

maurices Credit Card

  • APR: 35.24% as of Feb 2024
  • Annual Fee: $0
  • Rewards: Earn 10% off every maurices purchase
★★★ 3.0/5.0

Another key benefit of the maurices Credit Card is the ability to augment your rewards earnings via exclusive double points offers, including double points weekends once a month. Since every 100 points equal a $5 reward, the points boost can be quite lucrative for big spenders.

All in all, the biggest downfall of the maurices Credit Card — beyond its giant APR — is its limited usability. Not only do most reviewers report small credit limits, but as a closed-loop store credit card, you can only use your maurices Credit Card to make maurices purchases, whether in-store or online.

Approval Requirements & Application

While store credit cards tend to have more flexible credit requirements than other unsecured credit cards, reviews indicate you'll likely want at least fair credit to qualify for the maurices Credit Card. To apply, head into your local maurices store or fill out the application online using the link below.

What Others Say About the maurices Credit Card

Overall, it seems that regular shoppers are huge fans of the maurices Credit Card, and the internet abounds with happy reviewers. Of the nay-sayers, most dislike the card's closed-loop limitations.

WalletHub.com
A review from WalletHub.com says:

Although the interest rate is kind of high for a store card, I find that the deals outweigh them. I love Maurices and shop there at least once a month. Being a Maurices credit card holder helps me to get monthly savings and deals that I wouldn't get if I wasn't one. I get multiple coupons in the mail and use them on top of my discounts to earn even more savings. The application process was simple, and I highly recommend any Maurices customer to sign up!! The card is in their system, so even if you don't have the card on you, you can still use it! I love that. Very pleased with this service offered by Maurices. — WalletHub.com

★★★★ 4/5.0
MyBankTracker.com
A review from MyBankTracker.com says:

Maurice’s does offer advantages to shoppers through their branded credit card, like discounts and special offers. There’s no fee to use the card, either. But that’s about the extent of what the card can offer you — and you’re limited in that you can only use the card at the store. Combine that with the fact that the interest rate on the card is high, the credit limit can be extremely low, and there’s no way to earn reward points or rebates and Maurice’s credit card looks like a pretty raw deal even for loyal shoppers. Before taking out a line of credit with Maurice’s, consider some credit card alternatives that can help you make the most of your spending. — MyBankTracker.com

★★ 2/5.0
FinanceGlobe.com
A review from FinanceGlobe.com says:

I normally do a lot of shopping at this store, so getting a card just seemed like the sensible thing to do. Even though the interest rate is high (27.99%) as with any store card, I feel that the deals the store offers outweigh the APR. Plus, I try to keep my spending limit at only $200 a month so that I don't carry a huge balance over. I also get a whole bunch of coupons in the mail since I signed up for this card. — FinanceGlobe.com

★★★★ 4/5.0

Is the maurices Card Right for You?

If you're an avid maurices shopaholic and already a member of the mymaurices rewards program, you may get a lot of savings out of the maurices Credit Card. On the other hand, the card's high APR and closed-loop restrictions mean those deals are limited.

In other words? Unless you spend enough time at maurices that you're on a first-name basis with Maurice himself, chances are good you'll get better value out of a more usable card that provides benefits you can reap wherever you shop.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.