The Ultimate Guide to Credit Cards
Thursday, June 11, 2026

Capital One QuicksilverOne Cash Rewards Credit Card

Laura Gariepy

By: Laura Gariepy

Laura Gariepy

Laura Gariepy, Contributing Expert

Laura is a personal finance expert who primarily focuses on credit, credit cards, loans, and other consumer-facing topics. Her insights have been featured in U.S. News & World Report, Fortune, Yahoo Finance, The New York Post, USA Today, and many other financial publications. She also earned her MBA and a Bachelor's Degree in Psychology during her previous career in human resources.

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Editor: Jon McDonald

Jon McDonald

Jon McDonald, Managing Editor

Jon leverages 15-plus years of journalism expertise to inform financial consumers about emerging trends and companies making an impact in the industry. He is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

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Reviewer: Ashley Fricker

Ashley Fricker

Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

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Are you considering applying for the Capital One QuicksilverOne Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

It's rare that a card for "limited" or "fair" credit applicants offers the significant cash-back rewards this card offers. Add a nice intro APR to the mix and this is an excellent offering for those with fair credit.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 28.99% (Variable)
Annual Fee $39
Credit Needed Average, Fair, Limited

Interest Rate & Annual Fee

According to the issuer, the Capital One QuicksilverOne Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 28.99% (Variable)

The following is the current annual fee for the Capital One QuicksilverOne Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $39
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One QuicksilverOne Cash Rewards Credit Card is:

  • Credit Level: Average, Fair, Limited

Our Ratings by Category

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About the Author

Laura is a personal finance expert who primarily focuses on credit, credit cards, loans, and other consumer-facing topics. Her insights have been featured in U.S. News & World Report, Fortune, Yahoo Finance, The New York Post, USA Today, and many other financial publications. She also earned her MBA and a Bachelor's Degree in Psychology during her previous career in human resources.