10 Most Respected Credit Unions in Georgia for 2024

The state of Georgia, nestled in the southeast corner of the U.S., is rich in history and culture. It borders the Atlantic Ocean and five states — North Carolina, South Carolina, Florida, Alabama, and Tennessee. 

Georgia’s agricultural output earned it the nickname “The Peach State.” In addition to peaches, the state’s climate is conducive to growing peanuts and pecans.

Though Georgia is only the 24th largest state in square miles, its population ranks eighth among the country’s 50 states. The state is home to numerous renowned institutions of higher education, including Emory University, the Georgia Institute of Technology, and the University of Georgia.

Businesspeople and civic leaders have established credit unions throughout Georgia, providing the state’s residents with an abundance of banking options. We compiled this list of the 10 most respected credit unions in Georgia to help consumers find a credit union that suits their financial needs.

#1 Credit Union in Georgia for Checking Accounts

A checking account is an indispensable component in a consumer’s financial arsenal, and Associated Credit Union provides various options to suit members’ checking account needs.

Members can open a Simple Checking account with Associated Credit Union to access nearly 30,000 ATMs across the country. Simple Checking also provides overdraft protection so members can enjoy peace of mind if they exceed the balance in their accounts.

Why We Love Associated Credit Union

Associated Credit Union extends convenience to its members by allowing them to open new accounts online. The credit union offers members free access to its online banking service, which enables members to manage their accounts from their laptops or mobile devices.

#1 Credit Union in Georgia for Savings Accounts

We all want to save money for a rainy day, but everyday expenses can leave us with little money left over to put aside for the future. The Credit Union of Georgia motivates its members to save with accounts that reward diligent saving practices.

Members can open a High Interest Savings Account with the credit union with a deposit as small as $10. The Credit Union of Georgia helps account holders by offering an enhanced interest rate on the first $1,000 they deposit in the account.

Why We Love Credit Union of Georgia

Consumers may hesitate to contribute to a savings account because they have difficulty envisioning how their savings can grow over time. The Credit Union of Georgia provides members with an interactive calculator to help them understand the power of compound interest.

#1 Credit Union in Georgia for Youth Accounts

People who learn money management skills at a young age can avoid the financial pitfalls that plague many adults. CDC Federal Credit Union offers a student checking account to help students develop sound financial habits.

The account offers students access to a debit card and interest on balances up to $1,000.

Why We Love CDC Federal Credit Union

CDC Federal Credit Union’s youth savings account is available to members under the age of 19. The credit union doesn’t charge monthly service fees on the account, which helps accountholders save more of their money.

And CDC Federal Credit Union gives each member who opens a youth savings account at one of its branches a gift.

#1 Credit Union in Georgia for CDs

Investing in the stock market can be an effective way to grow savings. But, consumers who want to earn a guaranteed return on their investments may prefer to invest in Certificates of Deposit. 

Georgia’s Own Credit Union extends flexibility to members looking to invest by offering CDs with terms ranging from six months to five years.

Why We Love Georgia’s Own Credit Union

Some financial institutions charge consumers a fee to withdraw funds from their CDs before their maturity date. Georgia’s Own Credit Union’s Flex CD permits members to withdraw the entire balance of their CDs once without penalty.

#1 Credit Union in Georgia for Credit Cards

Though small in size, credit cards are powerful tools in any consumer’s wallet. Peach State Federal Credit Union offers a range of credit card options to fit the lifestyles of consumers from all walks of life.

The credit union offers fee-free balance transfers to consumers looking to save money and transaction alerts to help them manage their expenditures.

Why We Love Peach State Federal Credit Union

Credit card rewards allow consumers to access discounts and earn points they can redeem for merchandise. Peach State Federal Credit Union offers credit card rewards that include options to redeem reward points for air miles.

#1 Credit Union in Georgia for Auto Loans

Many consumers in the market for a new car may also be in the market for an auto loan. Atlanta Postal Credit Union offers auto loans to consumers based on their creditworthiness. 

Applying for an auto loan at the credit union is free, and members can access auto loans whether they’re purchasing new or pre-owned vehicles.

Why We Love Atlanta Postal Credit Union

Finding the right car to suit your needs can take considerable time. Atlanta Postal Credit Union partners with CU CarFinders to offer car-buying services that help members quickly access lower car prices.

#1 Credit Union in Georgia for Mortgages

Buying a home is one of the most expensive purchases a consumer can make. Delta Community Credit Union offers home loans to first-time homebuyers and consumers seeking to refinance their mortgages.

A mortgage is not a one-size-fits-all financial product. Delta Community Credit Union offers fixed-rate and adjustable-rate mortgages. The credit union provides home loans with 100% financing to consumers who meet its credit standards.

Why We Love Delta Community Credit Union

Homebuyers may find securing the right mortgage is as time-consuming as finding their dream home. Delta Community Credit Union’s loan team can help consumers find the loans that best serve them.

#1 Credit Union in Georgia for Financial Education

Consumers who enroll in financial education programs can learn strategies to help them prepare for the future and avoid mistakes that can dash their financial dreams. LGE Community Credit Union offers free financial education to members via its Financial Education Center.

The credit union also offers a workplace banking program that allows companies to provide the benefits of financial education to their employees.

Why We Love LGE Community Credit Union

Online financial education is powerful in part because it enables consumers to access the content they need when and where it’s most convenient to them. LGE Community Credit Union offers financial education courses in English and Spanish to allow its members to learn in their preferred language.

#1 Credit Union in Georgia for Digital Banking

Digital banking services empower consumers to access personal banking information from their computers or mobile devices. Georgia United Credit Union’s online banking service helps members manage their accounts efficiently and securely.

The credit union provides all the online banking services one would expect from an established financial institution, and offers members the ability to report and freeze lost or stolen cards and request increases on card limits.

Why We Love Georgia United Credit Union

Members can deposit checks with Georgia United Credit Union’s mobile app. The credit union enables members to log on to its app using facial or fingerprint recognition, eliminating the need for consumers to create and remember another username and password.

#1 Credit Union in Georgia for Community Development

The best credit unions do more than provide products and services that meet their members’ financial needs — they make life better for their communities. Credit Union of Atlanta upholds a vision “to be the financial services provider of choice in our diverse communities one member at a time.”

The credit union is a Community Development Financial Institution (CDFI) devoted to serving underserved communities.

Why We Love Credit Union of Atlanta

Credit Union of Atlanta hosts financial literacy workshops to help members learn money management skills. It also offers scholarships to members to expand their educational opportunities. 

Georgia is a bustling center of business and cultural activity, and the state’s credit unions provide products, services, and community support to help its residents accomplish their goals.

We hope you’ve found a credit union that piqued your interest among our list of the 10 most respected credit unions in Georgia.