Founded by a young widow in 1904, Lane Bryant has long been a leading plus-size women's clothing retailer, but the brand's story goes much further than that. Lane Bryant — or, more precisely, its founder, Lena Bryant — actually pioneered plus-sized womenswear, as well as being the first manufacturer of the commercial maternity dress.
Today's Lane Bryant goes well beyond simple plus-size and maternity wear, offering everything from apparel and intimates to shoes and accessories from its 700-plus retail locations around the US. Good in any of those hundreds of stores, the Lane Bryant Credit Card allows cardholders to earn points for every purchase, making it a valuable prospect for a frequent shopper who won't fall victim to the card's high APR.
Better Cards to Use at Lane Bryant
Although Lane Bryant Credit Card users can earn a respectable 5% rewards rate — or more, if they reach a higher Status level — the rewards of the card are its only real saving grace (and even those are limited by your status level). The card can't be used outside of the Lane Bryant family of brands, making it practically useless outside your favorite mall.
Furthermore, the card's huge 35.24% interest rate is barely competitive for a store card, let alone a prime consumer credit card. For most shoppers, the better value will be in an open-loop rewards credit card with no annual fee or a great interest rate offer.
Cash Back
Straightforward to earn and simple to redeem, cash back rewards are an easy way to save on every purchase without needing to worry about how to maximize your redemption options or increase your per-point value. You can find solid return rates for unlimited cash back rewards cards, or choose a card that offers even higher rates for purchases that fall into popular bonus categories.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
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Intro (Transfers)
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Regular APR
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Annual Fee
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Credit Needed
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---|---|---|---|---|
0% Intro APR for 15 billing cycles for purchases
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0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 4%)
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18.24% - 28.24% Variable APR on purchases and balance transfers
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$0
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Excellent/Good
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Additional Disclosure: Bank of America is a CardRates advertiser.
0% APR
If credit cardholders have a single bane, it's likely credit card interest fees, which can balloon even the smallest of balances into big nightmares. Introductory 0% APR card offers are the weapon of choice for many consumers in the battle against high rates, with many of the best cards offering 12 months or more of interest-free balances.
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
|
Intro (Transfers)
|
Regular APR
|
Annual Fee
|
Credit Needed
|
---|---|---|---|---|
0% Intro APR for 15 billing cycles for purchases
|
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 4%)
|
18.24% - 28.24% Variable APR on purchases and balance transfers
|
$0
|
Excellent/Good
|
Additional Disclosure: Bank of America is a CardRates advertiser.
Travel Rewards
When shopping for a new outfit or that perfect bathing suit, chances are you're also thinking about the perfect places to wear them. With a great travel rewards credit card, you can not only earn rewards on every new purchase, but you can redeem those rewards toward free travel expenses to ensure you have an amazing destination to show off your new duds.
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Intro (Purchases)
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Intro (Transfers)
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Regular APR
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Annual Fee
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Credit Needed
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0% for 15 months
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0% for 15 months
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19.24% - 29.24% (Variable)
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$0
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Excellent, Good
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Beating the Lane Bryant Credit Card's high interest rates is easy for our favorite prime cards, and you can often earn great rewards while enjoying those low rates. What's more, you won't need to meet minimum spending requirements or run up against monthly rewards caps with most top rewards cards, giving you no limit on how much savings you can earn.
What Others Say About the Lane Bryant Credit Card
While many reviewers like the rewards offered by the Lane Bryant Credit Card, most dislike the high fees, lower credit limits, and limited usability. The card's customer service has also drawn a lot of reviewer ire, with reports of problems making payments and unfriendly service representatives.

We've had a Lane Bryant card for a few years now, first starting off as a basic member with $150 in credit, and ultimately leading up to platinum status at the moment with over $600 in credit. That's one heck of a shopping spree! Applying for the card was quick and easy and done right there on the spot in the store. We got our card in the mail about a week later so that was a really fast turn around. The APR is a little high, but when you reach platinum status you can call them up and negotiate for a lower rate. Having this card entitles you to their magazine monthly and you frequently get coupons for things like $75 off $150, which means you can really maximize your savings. I would like to see more credit line increases, but that and the APR are about the only negatives I can think of. — WalletHub.com
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If you’re a frequent shopper at Lane Bryant, the brand known for focusing on women’s plus-size clothing, you may be tempted to apply for a Lane Bryant credit card. The retailer offers one card and you will probably be asked to fill out a Lane Bryant credit card application while you’re paying for your purchase in the store or during the online checkout process. After spontaneously deciding to get the card, many shoppers ask themselves, 'where can I use my Lane Bryant credit card?' Unfortunately, the Lane Bryant credit card can only be used in Lane Bryant stores or on their website. Before you sign on the dotted line for any credit card, you should consider whether the card benefits outweigh the potential costs. — MyBankTracker.com
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Seriously, I can't understand why they have all of these bad reviews. It didn't take but a few months to get a credit increase. The fees are more than fair. Nothing in life is free. Use the card reasonably and you shouldn't have many problems. — CreditKarma.com
”Is the Lane Bryant Card Right for You?
As the pioneer of plus-size and maternity wear, Lane Bryant is no doubt a leading destination for shoppers of many shapes and sizes. And the Lane Bryant Credit Card can be a valuable addition to the wallets of any frequent shopper — within limits. Specifically, brand limits, rewards limits, and credit line limits, just to name a few.
If you spend enough each year to reach Platinum Status, these limits may be less of a concern, but for the typical consumer, they may be a little too, well, limiting. For the majority of shoppers, a more usable rewards card will probably end up being the better value in the end.
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