The Ultimate Guide to Credit Cards
Tuesday, August 18, 2026

Lucy Lazarony

Senior Credit Card Writer
Lucy Lazarony

About The Author

Lucy Lazarony is a veteran financial journalist with nearly 30 years of experience covering credit, credit cards, and consumer finance. Her work has appeared in top-tier publications, including Investopedia, Next Avenue, the National Endowment for Financial Education (NEFE), and Credit.com, reinforcing her reputation as a leading voice in personal finance journalism.

Latest Posts

Worked On 52 Articles To Date
PayPal Credit’s 6-Month Financing Comes With One Big Risk

PayPal’s 6-Month Financing Comes With One Big Risk

By: Lucy Lazarony 8/17/2026

PayPal offers customers six months to pay off qualifying purchases without interest. But miss that... Read More »

Western Union Launches Stablecoin Visa Card in 37 Markets

Western Union Debuts a Stablecoin Visa Card

By: Lucy Lazarony 8/6/2026

Western Union is putting its U.S. dollar-pegged stablecoin in consumers’ digital wallets and pairing it... Read More »

AI Favors $400-Plus Credit Cards Over Fee-Free Options

AI Favors $400-Plus Credit Cards Over Fee-Free Options

By: Lucy Lazarony 8/4/2026

Ask an AI engine which credit card is best, and the answers may steer you toward some of the market’s... Read More »

Discover Cardholders Move to Capital One: What to Know

Discover Cardholders Move to Capital One: What to Know

By: Lucy Lazarony 7/30/2026

Discover cardholders are beginning their move to Capital One — but their Discover cards aren’t going... Read More »

AmEx Says Its $895 Platinum Portfolio Is Fastest-Growing

AmEx Says Its $895 Platinum Portfolio Is Fastest-Growing

By: Lucy Lazarony 7/28/2026

Based on its latest earnings report, the American Express Platinum Card revamp seems to be paying off in... Read More »

Why Credit Card Offers Are Getting Weirdly Specific to You

Why Credit Card Offers Are Getting Weirdly Specific to You

By: Lucy Lazarony 7/20/2026

A credit card can be more than just a financial product. It can reflect something very specific about the... Read More »

Is Your Credit Card Balance Higher Than the New Average?

Is Your Credit Card Balance Higher Than the New Average?

By: Lucy Lazarony 7/14/2026

Wondering how your credit card balance compares with those of other Americans? Here’s a look at the... Read More »

Klarna Wants to Turn BNPL Users Into Banking Customers

Klarna Wants to Turn BNPL Users Into Banking Customers

By: Lucy Lazarony 7/13/2026

Klarna built its U.S. business by letting shoppers pay later. Now it wants to become the bank those... Read More »

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