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Wednesday, July 8, 2026

Milestone® Mastercard® with Cashback Rewards

Jon McDonald

By: Jon McDonald

Jon McDonald

Jon McDonald, Managing Editor

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian Guevara-Castro, Senior Editor

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

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Reviewer: Ashley Fricker

Ashley Fricker

Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.
Milestone® Mastercard® with Cashback Rewards Review

Our Rating

3.6 /5.0 ★★★★★

Are you considering the Milestone® Mastercard® with Cashback Rewards? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 3.6 out of 5.0.

The Milestone® Mastercard® with Cashback Rewards is a great card for those with less than perfect credit and even guarantees $1,000 in credit if approved. To top it off, you earn top rewards on gas purchases, which is a rarity in the subprime space, and you can even see if you're approved with no impact to your credit score.

Here's a rundown of the key features, rates, and terms of the Milestone® Mastercard® with Cashback Rewards:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Milestone® Mastercard® with Cashback Rewards

Milestone® Mastercard® with Cashback Rewards Review

at Milestone Mastercard®'ssecure website

Our Review »
  • Guaranteed $1,000 credit limit if approved.
  • Fuel your savings: Earn 5% Cashback Rewards on your first $5,000 in gas purchases! See Terms.
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • Get the credit you deserve, even with less-than-perfect history.
  • Zero Fraud Liability - Peace of mind that comes with having a Mastercard.
  • Don't Have Perfect Credit? No Problem!
  • No security deposit required—get started today!
Show MoreShow Less See application, terms and details »
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 35.90%
Annual Fee $250 the first year; $99 thereafter
Credit Needed Fair
See Rates & Fees »

There's certainly a lot to like about the Milestone® Mastercard® with Cashback Rewards. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Milestone® Mastercard® with Cashback Rewards is right for you.

Interest Rate & Annual Fee

According to the issuer, the Milestone® Mastercard® with Cashback Rewards currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 35.90%

Here's the annual fee for the Milestone® Mastercard® with Cashback Rewards as listed by the issuer:

  • Annual Fee: $250 the first year; $99 thereafter
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Milestone® Mastercard® with Cashback Rewards is:

  • Credit Level: Fair

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the Milestone® Mastercard® with Cashback Rewards is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Milestone® Mastercard® with Cashback Rewards, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

Bad Credit
(Ranked #9 out of 24)
★★★★★
4.7
Best Overall
(Ranked #122 out of 131)
★★★★★
3.6
Fair Credit
(Ranked #14 out of 17)
★★★★★
4.1
Gas Rebate
(Ranked #21 out of 24)
★★★★★
4.5
Instant Approval
(Ranked #8 out of 13)
★★★★★
4.3
Unsecured
(Ranked #10 out of 14)
★★★★★
4.3

Bottom Line on Milestone® Mastercard® with Cashback Rewards

Milestone® Mastercard® with Cashback Rewards Review

All told, our team's review of the Milestone® Mastercard® with Cashback Rewards resulted in a rating of 3.6 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Milestone® Mastercard® with Cashback Rewards, here is the link the issuer's official application:

Go To Application »

About the Author

Jon McDonald

Jon McDonald

Managing Editor

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

View Jon's Full Profile »