The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Avant Card

Danielle Spurlin

By: Danielle Spurlin

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
Avant Card Review
Our Rating 4.3 /5.0 ★★★★★

Are you considering the Avant Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 4.3 out of 5.0.

If you can get approved, the Avant Card is a great deal for anyone with subprime credit with no annual fee. Even if you're not approved for this particular card, Avant will prequalify you for one of its other cards, so you're still likely to be matched with a credit option, despite your credit score.

Here's a rundown of the key features, rates, and terms of the Avant Card:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Fast and easy application process
  • We may periodically review your account for credit line increases
  • Conveniently Pay Your Card Through Our Online Portal, 24/7
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Avant branded credit products are issued by WebBank
  • Eligibility for a card is not guaranteed. Your eligibility for a card depends on the information you provide in your application
  • ^See the Provider’s terms for more information
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 35.99%^
Annual Fee $0^
Credit Needed See website for Details^

There's certainly a lot to like about the Avant Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Avant Card is right for you.

Interest Rate & Annual Fee

According to the issuer, the Avant Card currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 35.99%^

Here's the annual fee for the Avant Card as listed by the issuer:

  • Annual Fee: $0^
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Avant Card is:

  • Credit Level: See website for Details^

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the Avant Card is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Avant Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #7 out of 23)
★★★★★
4.8
(Ranked #92 out of 136)
★★★★★
4.3

Bottom Line on Avant Card

Avant Card Review

All told, our team's review of the Avant Card resulted in a rating of 4.3 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Avant Card, here is the link the issuer's official application:

About the Author