The Ultimate Guide to Credit Cards
Sunday, June 7, 2026

Atmos™ Rewards Visa Signature® Business Card

Jon McDonald

By: Jon McDonald

Jon McDonald

Jon McDonald, Managing Editor

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

See Full Bio »
Close

Editor: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian Guevara-Castro, Senior Editor

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

See Full Bio »
Close

Reviewer: Ashley Fricker

Ashley Fricker

Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

See Full Bio »
Close

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Atmos™ Rewards Visa Signature® Business Card Review

Our Rating

4.7 /5.0 ★★★★★

Are you considering the Atmos™ Rewards Visa Signature® Business Card? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.

In reviewing the card, our staff rated it a 4.7 out of 5.0.

This card is perfect for the business that frequently travels, particularly if they use Alaska Airlines or Hawaiian Airlines where you'll earn bonus points as well as discounts on in-flight purchases. It also heavily incentivizes using Bank of America for your business checking needs by offering major cash back bonus points on every purchase if you do.

Here's a rundown of the key features, rates, and terms of the Atmos™ Rewards Visa Signature® Business Card:

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Atmos™ Rewards Visa Signature® Business Card Review

at Bank Of America'ssecure website

Our Review »
  • Limited-time online offer: Get 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $5,000 or more in purchases within the first 90 days of opening your account.
  • Earn another Companion Fare ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
  • Free checked bag for any cardholder and up to 6 guests on the same reservation when you pay for your flight with your card – that’s a savings of $70 per person roundtrip!
  • Preferred boarding for any cardholder when you pay for your Alaska Airlines or Hawaiian Airlines flight with an Atmos™ Rewards Business Card.
  • Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn 2 points for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases. Earn 1 point per $1 spent on all other purchases.
  • Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® business account.
  • Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your Atmos™ Rewards Business Card.
  • Get $100 off an annual Alaska Lounge+ Membership purchased with your Atmos™ Rewards Business Card.
  • Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.
  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 19.49% - 27.49% Variable APR on purchases and balance transfers
Annual Fee $70 for the company and $25 per card
Credit Needed Excellent

There's certainly a lot to like about the Atmos™ Rewards Visa Signature® Business Card. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Atmos™ Rewards Visa Signature® Business Card is right for you.

Interest Rate & Annual Fee

According to the issuer, the Atmos™ Rewards Visa Signature® Business Card currently charges the following interest rates on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 19.49% - 27.49% Variable APR on purchases and balance transfers

Here's the annual fee for the Atmos™ Rewards Visa Signature® Business Card as listed by the issuer:

  • Annual Fee: $70 for the company and $25 per card
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit history requirement for the Atmos™ Rewards Visa Signature® Business Card is:

  • Credit Level: Excellent

If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.

Keep in mind that rates and features may change, so if you like what the Atmos™ Rewards Visa Signature® Business Card is offering today, you may want to apply now to lock it in current terms before it's too late.

How Does It Rank?

Below are all the ratings our team gives the Atmos™ Rewards Visa Signature® Business Card, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:

(Ranked #37 out of 141)
★★★★★
4.7
(Ranked #7 out of 24)
★★★★★
4.7

Bottom Line on Atmos™ Rewards Visa Signature® Business Card

Atmos™ Rewards Visa Signature® Business Card Review

All told, our team's review of the Atmos™ Rewards Visa Signature® Business Card resulted in a rating of 4.7 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.

If you're ready to apply for the Atmos™ Rewards Visa Signature® Business Card, here is the link the issuer's official application:

About the Author

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.