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Thursday, October 1, 2026

Capital One Savor Cash Rewards for Good Credit

Adam West

By: Adam West

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Savor Cash Rewards for Good Credit? Here's a rundown of the key details of the card, along with links to its official website and application.

This is a good card for anyone who puts their food purchases, including restaurants, take-out, and groceries, on credit. But the APR is high, so make sure you always pay your charges off each month.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability for unauthorized charges
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 29.24% (Variable)
Annual Fee $0
Credit Needed Good

Interest Rate & Annual Fee

According to the issuer, the Capital One Savor Cash Rewards for Good Credit currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 29.24% (Variable)

The following is the current annual fee for the Capital One Savor Cash Rewards for Good Credit, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Savor Cash Rewards for Good Credit is:

  • Credit Level: Good

Our Ratings by Category

(Ranked #55 out of 135)
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4.8
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★★★★★
4.6

About the Author

Adam West is the Managing Editor for CardRates.com. Since 2016, he has interviewed over 1,500 financial experts to produce the latest news and advice on topics related to helping consumers achieve greater financial literacy and improved credit. He has more than 12 years of storytelling, editing, and design experience in print and online journalism and is most knowledgeable in the areas of credit scores, financial products and services, and the banking industry.