What’s the Difference Between FICO and VantageScore, Really?
FICO and VantageScore are both credit scoring models, but they are separate brands and may be used by... Read More »
John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including the Wall Street Journal, NBC Nightly News, New York Times, CNBC, and countless others.
With over 33 years of credit-related professional experience, including with Equifax, FICO, Experian, VantageScore, and Credit.com Ulzheimer is the only recognized credit expert who actually comes from the credit industry.
He has been engaged as an expert witness in over 800 credit-related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit. In his hometown of Atlanta, Ulzheimer is a frequent guest lecturer at Emory University's School of Law.
FICO and VantageScore are both credit scoring models, but they are separate brands and may be used by... Read More »
If you’re a few days late with a credit card payment, you won’t have to worry about it showing up on your... Read More »
Credit scores are based on information from your credit reports. They can go up or down each month... Read More »
This is an excerpt from a recent Q&A with renowned credit expert John Ulzheimer. You can see the entire... Read More »
Editor’s Note: This piece was written by Mason Ulzheimer and his father, CardRates.com Finance Expert... Read More »
A FICO score is any score designed and developed by the company, Fair Isaac. When you think of the term... Read More »
The credit card is the default preferred method of payment for almost 200 million consumers, according to... Read More »
If you’ve ever gotten an unfamiliar alert from your credit card company or you’ve seen a transaction on... Read More »