The Ultimate Guide to Credit Cards
Wednesday, July 1, 2026

Eric Bank

Finance Writer
Eric Bank

About The Author

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets. Eric specializes in taking complex subject matters and explaining them in simple terms for consumer audiences, particularly in the world of personal finance. Eric holds a Master's in Business Administration from New York University and a Master's in Finance from DePaul University.

Latest Posts

Worked On 386 Articles To Date
Citi Tests Pricing Change on Strata Premier: Will Mid-Tier Cardholders Pay Premium Prices?

Citi Tests Pricing Change on Strata Premier Card

By: Eric Bank 4/2/2026

Citi is conducting an experiment to see how well cardholders would absorb a big price increase on one of... Read More »

Australia Bans Credit Card Surcharges and Slashes Interchange Fees to EU Levels — Is the U.S. Next?

Aussies Ban Card Surcharges, Cut Interchange By 62.5%

By: Eric Bank 4/1/2026

The Reserve Bank of Australia (RBA), the country’s central bank, announced Tuesday that starting October... Read More »

X Launching a Debit Card That Combines Rewards and Savings Features

X’s New Debit Card Play Combines Rewards, Savings

By: Eric Bank 3/31/2026

The Elon Musk-led social media giant X, formerly known as Twitter, will reportedly conduct testing with a... Read More »

Fraud Losses Surge to $15.9 Billion as Card Issuers Face Mounting Prevention Costs

Fraud Losses Jump Fivefold, Pressuring Card Issuers

By: Eric Bank 3/30/2026

Losses from fraud have increased by nearly fivefold to $15.9 billion since 2020, according to Federal... Read More »

American Airlines Doubles Down on AAdvantage Value While Rivals Pare Back Loyalty Benefits

American Airlines CEO Touts the Value of Its Rewards

By: Eric Bank 3/25/2026

American Airlines is entering into an open declaration of its belief in the value of rewards by moving in... Read More »

Mastercard Commits $1.8B to Stablecoin Infrastructure in Major Digital Payments Push

Mastercard's $1.8B Stablecoin Infrastructure Investment

By: Eric Bank 3/19/2026

Mastercard announced that it has agreed to purchase BVNK for approximately $1.8 billion. BVNK provides... Read More »

AI-Powered Fraud Schemes Target Bank Onboarding Systems With Synthetic Identity Attacks

Fraudsters Use Generative AI to Bypass Bank Onboarding

By: Eric Bank 3/18/2026

A new fraud intelligence report indicates that fraudsters are using generative AI to bypass the digital... Read More »

Ford’s Branded Credit Card Strategy Extends Customer Relationships Beyond Vehicle Purchase

How Ford Uses a Credit Card to Capture 10 Years of Spend

By: Eric Bank 3/12/2026

Ford recently updated its Ford Rewards Visa Signature credit card program. The move is part of a broader... Read More »

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