The Ultimate Guide to Credit Cards
Monday, June 22, 2026

Erica Sandberg

Finance Expert
Erica Sandberg

About The Author

Erica Sandberg is a consumer finance expert and journalist whose articles and insights are featured in publications such as the Wall Street Journal, Reuters, MarketWatch, Forbes, and MSN Money.

An experienced media host, she's led many financial programs, including her podcast, "Adventures With Money." She's appeared on Fox, CNN, "EconTalk" and "The Dr. Drew Podcast," and has been the resident money and credit authority for KRON-4 News in San Francisco for more than 10 years.

She's also the author of "Expecting Money: The Essential Financial Plan for New and Growing Families" and recipient of the 2024 Financial Literacy and Education in Communities (FLEC) Award for National Excellence.

Latest Posts

Worked On 79 Articles To Date
Opinion: AI Is Making Credit Card Fraud More Difficult to Detect and Stop

Opinion: AI Is Making Card Fraud More Difficult to Stop

By: Erica Sandberg 5/26/2026

Artificial intelligence has moved out of the pilot phase in the finance space and is now deep into... Read More »

My Take On the Capital One Savor Student Cash Rewards Credit Card: An Easy Account With Big Cash Back Potential

Capital One Savor Student Cash Rewards Credit Card Review

By: Erica Sandberg 5/4/2026

“Hi, Erica! Can I ask you something? I want a credit card, but I’ve never had one before. What kind can I... Read More »

My Take On the Capital One Venture X Rewards Credit Card: Lounges, Credits & Miles — But Is It Worth $395?

Capital One Venture X Rewards Credit Card Review

By: Erica Sandberg 4/28/2026

With so many credit cards on the market, it’s easy to get flummoxed choosing the “best” one. Even I... Read More »

Opinion: Flexible Payments, Not Flashy Rewards, Are Driving SMB Card Adoption

Opinion: Why Card Rewards Fail Small Businesses

By: Erica Sandberg 4/6/2026

Credit card issuers may want to pull back on sweetening the pot to capture the attention of small to... Read More »

What Happens If You Miss a Credit Card Payment by One Day

What Happens If You Miss a Credit Card Payment by One Day

By: Erica Sandberg 3/27/2026

There is no need to panic if you missed your credit card’s due date. Although there may be some... Read More »

An Honest Capital One Venture Rewards Credit Card Review From Someone Who’s Had it For 10+ Years

Capital One Venture Rewards Credit Card Review

By: Erica Sandberg 3/27/2026

Why wait to get the tools that can help you safely and quickly build the life you want? If you like to... Read More »

Opinion: Rising Stress Among Higher-Income Borrowers Should Alarm Card Issuers

Opinion: 3 Red Flags Showing Prime Borrowers Aren’t Safe

By: Erica Sandberg 3/23/2026

Just when you thought you could count on wealthier consumers to be a stable source of borrowers, here... Read More »

Why Credit Card Payments Sometimes Post Late (Even When You Pay on Time)

Why Credit Card Payments Post Late (Even If You Pay on Time)

By: Erica Sandberg 3/10/2026

Not fair! Your credit card statement clearly shows the month and day that your bill needs to be paid. So... Read More »

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