Capital One® Secured Mastercard®

► Terms, Details & Application

Capital One® Secured Mastercard® Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
24.99% (Variable)
$0
Limited, Bad

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
(Ranked #2 out of 19)
★★★★★
4.6
Best Overall
(Ranked #33 out of 74)
★★★★
4.0
No/Limited Credit
(Ranked #5 out of 14)
★★★★
4.4
Secured
(Ranked #1 out of 7)
★★★★★
5.0
Toby Sembower