Eric Bank

Your credit utilization ratio (CUR) represents how much of your total credit limit... read more »

A credit card interest rate is the price you pay to borrow money from a credit card... read more »

The average daily balance on a credit card is how much you owe daily, on average... read more »

Cash back rewards are a small refund when you buy something with a credit card... read more »

The prime rate is the best interest rate banks provide to their customers. Credit... read more »

A credit score is a number, most commonly ranging from 300 to 850, that represents... read more »

On February 19, 2024, Capital One decided to add Discover’s credit cards to its... read more »

Discover® is renowned for its high-value, low-cost financial products, and the is a... read more »

A cautionary tale about Joe, a new LLC owner. He was excited about his new business... read more »

Navigating the credit card world can be tricky, especially for students with bad or... read more »

Move over, cash back credit cards! Make room for prepaid debit cards with cash back... read more »

Reloadable debit cards provide an effective way to pay with plastic without... read more »

All credit cards let you spread your payments over multiple months. Even so-called... read more »

Leasing is a flexible alternative to a car loan because it offers several options... read more »

Online banks continue to flourish because of their convenience, flexibility, and... read more »

With travel volume nearly at pre-pandemic levels, there’s never been a better time... read more »

While the topic is the highest-limit student credit cards, let’s not get carried... read more »

You may be shocked to learn how few travel cards let you convert your air miles... read more »

Many Reddit members are quite knowledgeable about their topics of interest. For... read more »

A credit card that does not require a deposit is unsecured. Many unsecured cards... read more »