All articles tagged Research (35)

Equifax Study Shows How Consumers’ Buying Power Increases When They Get Pre-Approved for Auto Financing

Equifax Study Shows How Consumers’ Buying Power Increases When They Get Pre-Approved for Auto Financing

In a Nutshell: If knowledge is power, then few car shoppers are as powerful as those with pre-approved financing. When a consumer is pre-approved for a loan before the shopping starts, he or she... read more »

Experian Studies Show How Alternate Data Sources Could Provide Consumers with Better Access to Affordable Credit

Experian Studies Show How Alternate Data Sources Could Provide Consumers with Better Access to Affordable Credit

In a Nutshell: Credit scoring agencies have used the same data to determine credit scores for years, which renders a lot of important payment information — think rent, mobile phone, and utility... read more »

Behavioral Science Helps StickK Users Create and Complete Financial and Lifestyle Goals

Behavioral Science Helps StickK Users Create and Complete Financial and Lifestyle Goals

In a Nutshell: Everyone has a personal goal they’d like to meet. Some goals are small in scope and others can have life-changing impacts. Whatever your goal is, there’s a good chance you’ve had... read more »

Market Force Study Provides Insights into the Evolving Role of Bank Branches

Market Force Study Provides Insights into the Evolving Role of Bank Branches

In a Nutshell: Over three decades ago, some financial experts predicted the imminent death of brick-and-mortar bank branches, noting the advent of internet banking would overwhelm the industry... read more »

Juniper Research Reveals Chatbots and Artificial Intelligence Will Deliver Innovation and Significant Cost Savings to the Financial Industry

Juniper Research Reveals Chatbots and Artificial Intelligence Will Deliver Innovation and Significant Cost Savings to the Financial Industry

In a Nutshell: In today’s connected world, where smart speakers are ubiquitous, and we don’t think twice about asking Siri or Alexa to help us find the nearest Italian restaurant, the popularity... read more »

Research Finds Adding Women to a Bank’s Board of Directors Increases Institutional Performance and Outcomes

Research Finds Adding Women to a Bank’s Board of Directors Increases Institutional Performance and Outcomes

In a Nutshell: Several studies on the effects of gender diversity on boards of directors returned results that were too wide-ranging to be conclusive. But recent research by Ann Owen, Professor... read more »

Can Credit Cards be Recycled? Plastics Expert Keith Vorst Answers a Question that is More Difficult than You May Think

Can Credit Cards be Recycled? Plastics Expert Keith Vorst Answers a Question that is More Difficult than You May Think

In a Nutshell: Most credit cards are made of polyvinyl chloride acetate — more commonly known as PVCA. The acetate in the cards make them difficult to recycle, as it limits the compatibility with... read more »

Studies Link High Stress Levels with an Increased Urge to Spend — Here’s How to Fight Those Costly Impulses

Studies Link High Stress Levels with an Increased Urge to Spend — Here’s How to Fight Those Costly Impulses

In a Nutshell: Studies have found a common link between stress and diversion spending — that’s where consumers buy things they don’t necessarily need to lessen the effects of what’s... read more »

Milken Institute’s Center for Financial Markets Studies Washington DC’s Policy and Regulatory Approach to FinTech

Milken Institute’s Center for Financial Markets Studies Washington DC’s Policy and Regulatory Approach to FinTech

In a Nutshell: Advances in FinTech have increased industry profits from $3 billion in 2012 to more than $40 billion in 2016. But the industry’s rapid growth and development seems to have... read more »

Esri® Uses Human Geography and the Power of Social Mapping to Help Banks Cut Costs and Increase Customer Bases

Esri® Uses Human Geography and the Power of Social Mapping to Help Banks Cut Costs and Increase Customer Bases

In a Nutshell: Financial institutions today are charged with being everywhere their customers expect them to be without blowing their budgets by constantly opening new locations. To help connect... read more »