The Ultimate Guide to Credit Cards
Friday, March 29, 2024

All articles tagged Personal Loans (12)

7 Instant-Approval Payday Loans Online (Feb. 2024)

7 Instant-Approval Payday Loans Online (Feb. 2024)

It used to be that you had to visit a brick-and-mortar storefront to get a payday loan. Then, the internet happened, and folks quickly learned they could save time by getting short-term loans online.  Consumers took to online alternatives because they didn’t fancy walking out of the loan store with a wallet full of cash. We review a safer option: The best instant payday loans online, available from the comfort and safety of your favorite armchair.  In most cases,... read more »

8 Instant-Approval Bad Credit Personal Loans (Feb. 2024)

8 Instant-Approval Bad Credit Personal Loans (Feb. 2024)

If you have bad credit, it’s good to know where you can get instant approval for a personal loan. For this article, instant approval means an immediate prequalification decision from a bad credit personal loan network when you submit an online loan request. No lender approves every loan application, but prequalification is an important initial step toward final approval for a personal loan. This article reviews several bad credit loan networks that may prequalify your request in... read more »

7 Best Instant-Approval Personal Loans (Feb. 2024)

7 Best Instant-Approval Personal Loans (Feb. 2024)

When you need to borrow money right away, you want to avoid a lengthy approval process. An instant-approval personal loan may be just the ticket. To be clear, it’s not the approval that’s instant; it’s the decision. No lender approves every loan request, but it’s nice to deal with one that won’t keep you waiting for an answer. We’ve assembled a list of the best loan-finding networks that can give you a preapproval decision in seconds. If all goes well, you may collect... read more »

5 Personal Loans For Credit Card Debt Payoff (April 2024)

5 Personal Loans For Credit Card Debt Payoff (April 2024)

Personal loans for credit card debt can rescue anyone who’s racked up unpaid balances on multiple credit cards. An unsecured personal loan can replace all those credit card bills with one monthly fixed payment.  In addition to the logistical advantages of a consolidation loan, you should also see your FICO score improve after you pay off your credit card debt. Best of all, personal loans for consolidation purposes are available whether you have good credit or poor... read more »

5 Best Low-Interest Personal Loans (April 2024)

5 Best Low-Interest Personal Loans (April 2024)

We're not surprised that articles reviewing low-interest personal loans generate high interest among our readers. After all, no one wants to pay more than necessary for a loan.  These lending networks host hundreds of direct lenders competing for your business. And the lenders offer more than one way to borrow, from a payday loan to an installment loan to a home equity loan. The competition these lenders promote helps you compare, obtain, and save money on online personal loans... read more »

7 Personal Loans For Fair Credit (Feb. 2024)

7 Personal Loans For Fair Credit (Feb. 2024)

People aren't perfect, which is why there are personal loans for fair credit. If you have fair credit, you've made at least one mistake that has lowered your credit score below the average. Perhaps you were late on a few credit card payments, or maybe you had some serious credit problems from which you have started recovering. No matter the reason, you still have easy access and won't pay the highest personal loan rates. The seven lender-matching networks reviewed below can find... read more »

7 Best Emergency Cash Loans (Feb. 2024)

7 Best Emergency Cash Loans (Feb. 2024)

With 40% of Americans unable to come up with $400 for an emergency expense, the need for emergency cash loans should not be underestimated. Cash emergencies can occur without warning and can be quite challenging, especially if you don’t have an emergency fund. When you need funding for an emergency expense, you want a lender that can put money in your pocket quickly with a minimum of red tape. We’ve identified seven lending services that fit the bill, facilitating payday and... read more »

7 Best Small Payday Loans Online (Feb. 2024)

7 Best Small Payday Loans Online (Feb. 2024)

Qualifying for small payday loans online is easy and the fastest way to get a loan to hold you over until your next paycheck. With the online lending networks below, you can submit a loan request for a small payday loan or a larger installment loan that you can repay over time with an affordable monthly payment. Either loan option takes only minutes to qualify for — and the best part is that each network partners with lenders that specialize in bad credit loan products. After you... read more »

7 Small Loans For Bad Credit Online (Feb. 2024)

7 Small Loans For Bad Credit Online (Feb. 2024)

Don’t worry if a bank has turned down your loan application because you can find affordable small loans for bad credit online. A bank or credit union is typically the most challenging place to acquire loans unless you have an excellent credit history. Instead of spinning your wheels at a local financial institution, consider submitting a loan request to an online lending network. The networks listed below will send your loan request to many different partner lenders all at once.... read more »

7 Cash Advance & Personal Loans For No Credit (Feb. 2024)

7 Cash Advance & Personal Loans For No Credit (Feb. 2024)

We review here the seven best providers of cash advance and personal loans for no credit. The companies we recommend are lender networks, meaning you fill out a single loan application that is then forwarded to the network’s partner lenders. These lenders specialize in working with applicants of all credit scores, but, particularly, those who have bad credit and no credit. In fact, your chances of being approved without a credit history are better than those of someone who has bad... read more »

5 Unsecured Loans for Bad Credit Borrowers (Feb. 2024)

5 Unsecured Loans for Bad Credit Borrowers (Feb. 2024)

Obtaining a loan is a real challenge for the 16% of Americans who have bad credit. If your FICO score is below 580, you understand first-hand what it’s like to deal with bad credit, including the difficulty of acquiring credit cards and loans. However, good old American competition means providers of unsecured loans for bad credit will always exist -- this market is just too big to ignore. To be sure, unsecured loans are more expensive and harder to get than are secured loans. But... read more »

5 Best Online Personal Loans for Bad Credit (Feb. 2024)

5 Best Online Personal Loans for Bad Credit (Feb. 2024)

One of the great inequities of the personal finance world is that those who tend to need the most help are often the least likely to receive it. Personal loans are a prime example of this reality. Often used to consolidate debt or pay for sudden financial emergencies, personal loans are often hard to obtain for those with bad credit and high debt levels. But while challenging to find, options do exist for bad-credit personal loans, although they may not be as affordable as those... read more »