The Ultimate Guide to Credit Cards
Saturday, April 19, 2025

All articles tagged Payments (page 8)

Make Budgets, Track Investments, and Now Pay Bills: Mint Introduces New Bill Payment and Tracking Features

Make Budgets, Track Investments, and Now Pay Bills: Mint Introduces New Bill Payment and Tracking Features

With an abundance of bills, copious credit cards, and a variety of miscellaneous payments due every month, it can be easy to forget a due date -- especially without effective financial organization. Unfortunately, that small oversight can come with a big fee. Intuit's popular personal finance platform, Mint, is working to solve the problem of late-payment fees. The newest update of the software integrates a host of intelligent features designed to help users avoid... read more »

Digital Currency News & Analysis Provider CoinDesk Discusses the Continuing Evolution of Blockchain Technology and the Growing Viability of Bitcoin

Digital Currency News & Analysis Provider CoinDesk Discusses the Continuing Evolution of Blockchain Technology and the Growing Viability of Bitcoin

First proposed in 2008, the idea of a peer-to-peer based digital currency has slowly been gaining traction for the last eight years. Today, the near-ubiquitous bitcoin -- and the blockchain technology upon which it is based -- has gained renewed interest as it sees international adoption and investment speculation. From its unique vantage point as the largest digital currency news and research provider, CoinDesk.com has watched as bitcoin has grown from a little-known... read more »

Microsoft Dynamics 365™ Integrations Help Merchants Bypass Payment Terminals & Simplify Credit Card Processing

Microsoft Dynamics 365™ Integrations Help Merchants Bypass Payment Terminals & Simplify Credit Card Processing

Today’s consumers can purchase products from anywhere with internet access, and companies looking to thrive in this environment can no longer rely on traditional payment processing technology. Microsoft Dynamics 365 for Financials offers a new platform for processing credit cards and other payment methods, including debit cards, gift cards, electronic checks, and PayPal. This single-source solution streamlines payment processing by eliminating the need for additional... read more »

The Poynt Smart Terminal — A Flexible, Customizable, and Secure System Perfect for Any Type of Business

The Poynt Smart Terminal — A Flexible, Customizable, and Secure System Perfect for Any Type of Business

When you're starting a business, your mind wants to linger on the big picture: product, customers, location. Then you discover that getting the big picture to work smoothly depends a lot on getting paid. Poynt Smart Terminals can help streamline the payment process by letting you store and process everything in one place. Poynt’s system accepts every type of payment you might encounter on one flexible terminal. Regardless of what sort of business you run, with Poynt,... read more »

BluePay Recognized as a Top Payments Processor for Innovative Technology, Security, and Customer Support

BluePay Recognized as a Top Payments Processor for Innovative Technology, Security, and Customer Support

In a Nutshell: Cash has become an afterthought as more businesses cater to customers' needs with an increasing willingness to accept credit cards. Small businesses now have to compete with the conveniences provided by the big guys, and companies like BluePay have risen to the occasion. BluePay consistently wins awards for providing merchants with quality payment processing solutions, outstanding credit card security, and top-notch service. A team of 50 in-house developers enable the... read more »

Formstack’s Easily-Embedded Forms Connect Your Online Business to Market-Leading Payments Processors

Formstack’s Easily-Embedded Forms Connect Your Online Business to Market-Leading Payments Processors

Many aspects of building a new website have gotten easier over the years, but developers and novices alike have continued to labor over making online forms. Formstack eliminates the form grind with templates and software to develop fully customized, branded, dynamic online forms, including fully integrated payments forms and processing. With 10 top payments processing companies working with Formstack, including popular brands like PayPal and WePay, merchants can spend... read more »

$2B+ Direct Debit Payments Processed: How GoCardless is Building a Global Payments Platform

$2B+ Direct Debit Payments Processed: How GoCardless is Building a Global Payments Platform

For decades, the credit card has reigned supreme in the payments world, but there are several ambitious fintech companies looking to change leaders -- companies like GoCardless, the Direct Debit payments processor making waves all over Europe. GoCardless makes it easy for a business of any size to augment or supplant their credit card payments with the lower transaction cost and greater recurring payments reliability of Direct Debit payments. With more than 20,000... read more »

PayAnywhere® Keeps Your Business on the Cutting Edge of Mobile Payment Processing

PayAnywhere® Keeps Your Business on the Cutting Edge of Mobile Payment Processing

In the modern world, the ability to accept any payment type your customer has -- easily and securely -- can give them the feeling of doing business with a credible, professional company. The PayAnywhere products helped level the playing field for small and medium-sized businesses by letting them accept payments, anywhere they needed to be -- including being the first to offer a mobile point of sale solution compatible with Apple Pay. Today, PayAnywhere works to keep... read more »

Get Straight to Business: PaySimple Offers Easy-to-Use Technology to Streamline Billing & Collections

Get Straight to Business: PaySimple Offers Easy-to-Use Technology to Streamline Billing & Collections

In a Nutshell: Running a business is hard, but getting paid shouldn't be. To make the payment process less of a burden, PaySimple automates billing and collections for small and mid-size businesses. The online and mobile platform offers a cost-efficient way for business owners to easily keep tabs on their finances and appointments. PaySimple's email invoicing and electronic payment processing facilitate business transactions for people tired of spending time hassling with... read more »

Your Platform, Your Brand, Your Way: WePay Offers White-Label Payment Facilitation that Never Steals the Show

Your Platform, Your Brand, Your Way: WePay Offers White-Label Payment Facilitation that Never Steals the Show

After enduring completely frustrating experiences while trying to coordinate funds for various group trips, friends Bill Clerico and Rich Aberman realized a need in the marketplace just waiting to be addressed. The duo formed WePay as a group funding platform, but they didn't stop there. After going through many iterations, the WePay of today is a payment services provider -- and industry mover. Offering white-label payment services that are fully customizable, WePay... read more »

3 Ways Recurly’s Customizable Software Frees Businesses From the Complexities of Recurring Payments

3 Ways Recurly’s Customizable Software Frees Businesses From the Complexities of Recurring Payments

Every subscription business has different operational and administrative demands, and the biggest pain point revolves around the complicated process of recurring credit card transactions. Rather than spend time finding a "close enough" business software to suit specific needs or developing a franken-collection of widgets here and there, Recurly removes the complexity of recurring billing with its enterprise software as a service platform. Recurly makes subscription... read more »

Student Loan Hero — Helping Shrink Student Loan Debt with Customized Repayment Options

Student Loan Hero — Helping Shrink Student Loan Debt with Customized Repayment Options

Andy Josuweit created Student Loan Hero to help make sense of the student loan repayment process. With nearly 70 percent of students graduating with some amount of debt, the average hovering close to $30,000, Josuweit wanted to make it easy to organize and create payment plans for every student loan. With Student Loan Hero, recent graduates can make sense of their loan bills and actually work toward getting out from under crippling college debt. // Standing in his... read more »

Accessibility, Adaptability, & Affordability—How Square’s Consumer-Centric Ways are Setting the Pace for Mobile Payments Services

Accessibility, Adaptability, & Affordability—How Square’s Consumer-Centric Ways are Setting the Pace for Mobile Payments Services

In a Nutshell: Square's portable payment processing solutions allow merchants of all sizes to accept credit cards, EMV chip cards, and NFC mobile payment technologies like Apple and Android Pay. With a consumer-centric approach to product development, Square listens closely to what its business owners and end consumers want—The result is a successful suite of financial products and services that effectively allow businesses to start, run, and grow with Square.// You know those... read more »

MyRatePlan’s Cutting-Edge Comparison Tool Finds You The Best Value in Wireless Plans & 7 Additional Household Services

MyRatePlan’s Cutting-Edge Comparison Tool Finds You The Best Value in Wireless Plans & 7 Additional Household Services

MyRatePlan.com is a leading comparison site that allows consumers to review current rates in eight household categories — wireless plans, credit cards, business and phone services, satellite and cable TV, loans and financial products, insurance, travel, and internet providers. Consumers overspend by tens of billions annually on these common products and services, and MyRatePlan is striving to change that by offering unbiased, comprehensive recommendations based on... read more »

How to Calculate APR on a Credit Card (March 2025)

How to Calculate APR on a Credit Card (March 2025)

Banks are notorious for making numbers complicated. Even something as seemingly simple as your credit card’s annual percentage rate (APR) becomes complex when trying to calculate how banks get that number. But not to fear — learning how to calculate APR on a credit card is possible, and we'll show you how. As a responsible consumer, you're rightfully concerned as to how this perplexing number determines what you’re paying in interest charges. We've broken it all down for you as... read more »

3 Reasons to Never Miss a Monthly Payment

3 Reasons to Never Miss a Monthly Payment

For better or worse, your credit card tells the world a lot about you. It can tell a happy story when you make your payments on time — you're someone who can handle your current credit debt and probably more if you need it. However, miss a payment and the story sours. Your costs can go up and your access to further credit is threatened. Credit counselors often point out the wisdom of paying back more than the monthly minimum amounts on your credit cards, because otherwise it... read more »

What is NFC? A Beginner’s Guide to the Future of Credit Cards

What is NFC? A Beginner’s Guide to the Future of Credit Cards

If you've been following the latest headlines in technology or commerce, chances are you've heard of Apple Pay, Google Wallet or Softcard. Probably the most significant feature of the iPhone 6 and iPhone 6 Plus, Apple Pay allows you to use your phone to pay for goods and services in lieu of a physical credit card. The technology uses what's known as NFC, short-hand for "near field communication." Already 10 years old and counting, you wouldn't exactly call NFC a new development in... read more »