The Ultimate Guide to Credit Cards
Saturday, April 19, 2025

All articles tagged Payments (page 7)

PayStand Brings Simpler, Quicker, and Cheaper Payment Options to the B2B Space

PayStand Brings Simpler, Quicker, and Cheaper Payment Options to the B2B Space

In recent years, the B2C payments space has grown tremendously, partially by employing faster and more secure payment methods than ever before. But much of the B2B payment world has remained in the Middle Ages, relying on paper checks and time-consuming reconciliation methods. PayStand is helping to bring B2B companies into the digital era with a cloud-based payment platform that enables businesses to accept and automate payments, including bank debit, ACH, and credit... read more »

BitPay Expands Its Bitcoin Payments to Make Cross-Border Transactions Cheaper and Easier for B2B & B2C Markets

BitPay Expands Its Bitcoin Payments to Make Cross-Border Transactions Cheaper and Easier for B2B & B2C Markets

BitPay has been making Bitcoin transactions accessible since the cryptocurrency’s early days, and has grown in recent years to include services like its Bitcoin Wallet and its BitPay Card. With its latest expansion, BitPay enters the realm of cross-border payments, which gives businesses the opportunity to do away with multiple payment processors across different countries. B2C merchants also gain the potential to reach untapped markets, while B2B companies can get... read more »

Pinpoint Payments: Bringing Personalized Service to Payment Processing and Helping Businesses Grow

Pinpoint Payments: Bringing Personalized Service to Payment Processing and Helping Businesses Grow

A whole world of intricacies exists behind the scenes of a seemingly straightforward online purchase. As a payment processor that operates in this hidden realm, Pinpoint Payments focuses its services on merchants that often fall into the high-risk category. But rather than simply being a processor for its customers, Pinpoint bills itself as a payment partner, bringing a level of attention to client accounts not available through larger processors. Pinpoint ultimately... read more »

BlueSnap Empowers Midmarket Merchants with a One-Click Checkout Experience that Rivals Major E-Commerce Players

BlueSnap Empowers Midmarket Merchants with a One-Click Checkout Experience that Rivals Major E-Commerce Players

One of the major reasons midmarket merchants have had difficulty competing in the world of e-commerce is that, until recently, they could not emulate Amazon’s easy, One-Click checkout. Instead, consumers experienced long, complicated checkouts that often led not to a purchase but to an abandoned cart. BlueSnap recognized this disconnect and developed a solution to help midmarket merchants provide a hassle-free checkout experience on par with that of Amazon and those of... read more »

Host Merchant Services Offers Flexible Payment Processing Solutions for SMBs at Affordable, Interchange-Plus Rates

Host Merchant Services Offers Flexible Payment Processing Solutions for SMBs at Affordable, Interchange-Plus Rates

While setting up a merchant account to accept credit card payments may be easier now than it was when e-commerce was in its infancy, selecting the payment processor that's right for your business remains a large part of the challenge today. From navigating confusing fee schedules to weighing the different options for point of sale systems, you may soon feel overwhelmed with the choices available to you. Host Merchant Services offers versatile payment processing solutions... read more »

A Leader in Electronic Payment Processing — Charge.com Boasts Low Transaction Fees and Zero Application or Setup Fees

A Leader in Electronic Payment Processing — Charge.com Boasts Low Transaction Fees and Zero Application or Setup Fees

The electronic payments space has made considerable advances in security and affordability over the last two decades. Many of those improvements were possible because early adopters like Charge.com did away with egregious application and setup fees to make their services more affordable to small businesses and startups. In fact, Charge.com’s processing fees, which start at 0.25%, are among the lowest in the industry. With payment processing solutions for nearly any... read more »

How Independent Software Vendors Are Scaling Business Growth with Bambora’s In-App and Online Payment Processing Solutions

How Independent Software Vendors Are Scaling Business Growth with Bambora’s In-App and Online Payment Processing Solutions

Most consumers today have no problem paying for goods and services online. In fact, many find it surprising when a company doesn’t offer even a simplified digital shopping experience. But, for many merchants, accepting those payments isn’t always so simple. Enter Bambora — a company that has been providing easy-to-use payment processing services for merchants and software developers since the dawn of e-commerce. Bambora’s security-driven gateway accepts a host of... read more »

Doxo Makes It Safe, Secure, and Simple to Pay All of Your Bills from a Single Account

Doxo Makes It Safe, Secure, and Simple to Pay All of Your Bills from a Single Account

In a Nutshell:  Payment platform doxo provides secure solutions aimed at simplifying the bill-paying process for parties on both sides of the transaction — billers, as well as their customers. Acting as a secure intermediary that facilitates payments between biller and consumer, doxo allows users to pay all their bills from one account with a single login. Billers partnered with doxo can take advantage of real-time payment tracking, free ACH, and the opportunity to build their own... read more »

Debitize Helps Eliminate Late Payments, Overspending, and Interest Fees by Treating Your Credit Card Like a Debit Card

Debitize Helps Eliminate Late Payments, Overspending, and Interest Fees by Treating Your Credit Card Like a Debit Card

When a lot of little credit card purchases get together, they can add up to a big balance -- often without you even realizing it. Rather than ditching your card, retrain your habits with Debitize. Designed for those who swipe-and-forget with their credit cards, frequently miss a due date, or just want more control over their credit card spending, Debitize helps your credit card act more like a debit card by automatically withdrawing the funds to cover each credit card... read more »

eMDs’ Revenue Cycle Management Services Allow Physicians to Focus Solely on Patients with Billing and Collections Outsourcing Solutions

eMDs’ Revenue Cycle Management Services Allow Physicians to Focus Solely on Patients with Billing and Collections Outsourcing Solutions

Physicians spend years in classrooms and hospital rooms before they earn the right to see patients on their own. But the constant stream of red tape related to medical coding, as well as patient billing and collections, often monopolizes the time providers spend in the office at the expense of their patients’ needs. Now eMDs offers an award-winning suite of healthcare solutions, including its Revenue Cycle Management services that take on the hassle of dealing with... read more »

Plastiq Enables More Than 1M North American Customers to Pay Any Bill with a Credit Card for a Flat 2.5% Fee

Plastiq Enables More Than 1M North American Customers to Pay Any Bill with a Credit Card for a Flat 2.5% Fee

In 2012, soon-to-be Harvard graduate Eliot Buchanan was facing the rapid approach of life after college. He needed a business idea that was both useful to users and practical enough to stand the test of time. The answer came to him when he tried to use his credit card to make his final tuition payment, which Harvard rejected citing the high fees charged by card issuers. That's when Plastiq was born. Plastiq — which currently has more than 1 million members in the US... read more »

Kareo’s Medical Billing Solution Earns Our Editor’s Choice™ Award for Its Streamlined Credit Card Processing Abilities and Security

Kareo’s Medical Billing Solution Earns Our Editor’s Choice™ Award for Its Streamlined Credit Card Processing Abilities and Security

In a Nutshell: As many as 27 million US adults are carrying out-of-pocket medical expenses on their credit cards. That number continues to grow as credit cards become the go-to funding option for medical bills. Patients expect physicians and caregivers to accept credit cards on multiple platforms that provide easy and secure access. More than 45,000 US healthcare providers use Kareo, a cloud-based medical billing platform that accepts credit cards in person, over the internet, on... read more »

The Electronic Transactions Association Helps Merchants and Consumers Protect Sensitive Financial Data with Electronic Payments Advocacy and Education – A Conversation with CEO Jason Oxman

The Electronic Transactions Association Helps Merchants and Consumers Protect Sensitive Financial Data with Electronic Payments Advocacy and Education – A Conversation with CEO Jason Oxman

The Electronic Transactions Association (ETA) influences, monitors, and shapes the payments industry through its leadership in education, advocacy, and the exchange of information. The organization’s member companies include many of the top payment processors in the US, including PayPal, Verifone, Visa, and Samsung Pay. Recently, CardRates.com sat down with ETA's CEO, Jason Oxman, who told us a little more about the organization and trends he’s seeing within the payments space.... read more »

Cashnet® Helps Higher Education Institutions Save Money with Integrated Campus-Wide PCI-Compliant Payment Solutions

Cashnet® Helps Higher Education Institutions Save Money with Integrated Campus-Wide PCI-Compliant Payment Solutions

In a Nutshell: Higher learning institutions process trillions of dollars in payments each year for tuition, fees, campus activities, and other goods and services. The handling of payments in different currencies and funding options, like scholarships, federal loans, and prepaid college savings plans, can be a juggling act for university accounting departments. Blackboard’s Cashnet payment solutions have integrated market-leading campus-wide payment portals for more than 25 years and... read more »

ACI Worldwide’s UP Real-Time Payments Solution is Our Editor’s Choice™ for Linking the Globe’s Financial Framework

ACI Worldwide’s UP Real-Time Payments Solution is Our Editor’s Choice™ for Linking the Globe’s Financial Framework

Currencies used to pay for goods and services have evolved over the years. Modern Society's contribution to financial history books is a cashless society that depends on plastic cards and cellphone signals to make payments. Complex software systems make that possible by managing the security that keeps credit and debit systems safe, fast, and reliable. ACI Worldwide has maintained a majority of those global systems for more than 40 years. ACI's real-time electronic... read more »

Millennials Help Turn Venmo’s Social-Network Influenced, Shared Payment System From an Idea to a Verb

Millennials Help Turn Venmo’s Social-Network Influenced, Shared Payment System From an Idea to a Verb

In a Nutshell: By combining social media and payments, Venmo has become a popular form of splitting bills among friends in recent years. This is particularly the case among millennials, who have helped make the five-letter word a part of the lexicon. The mostly free service (there's a 3% charge for credit card payments) provides a feed of your friends’ activity so you can keep up with how they are spending their time and money. With Venmo currently working to make bank account... read more »

How The PCI Security Standards Council® Lays the Groundwork for Safer Digital Payments

How The PCI Security Standards Council® Lays the Groundwork for Safer Digital Payments

When five of the world's largest credit card vendors combined their security programs into one in 2004, it created the Payment Card Industry Data Security Standard (PCI DSS). Not long after, it became clear that an organization was needed to manage constantly evolving PCI standards, and the Payment Card Industry Security Standards Council was born in 2006. Since its inception more than a decade ago, the Council has focused on reducing business owners' risk of cyber... read more »

Epicor® Brings Business Software and Payment Processing Solutions Together with a 98% Approval Rate

Epicor® Brings Business Software and Payment Processing Solutions Together with a 98% Approval Rate

Credit card processing is an essential piece for many businesses and their software needs go beyond simply accepting payments. Epicor provides specialized business software solutions and high-security payment processing services as a one-stop shop for leaders in a range of different industries. Covering specific sectors within retail, manufacturing, and distribution, Epicor’s software is designed to help business owners manage tasks of day-to-day operations. The... read more »

Commerce with a Conscience — Dharma Merchant Services’ Commitment to Fair Pricing & Philanthropy Appeals to SMBs

Commerce with a Conscience — Dharma Merchant Services’ Commitment to Fair Pricing & Philanthropy Appeals to SMBs

As the move toward a cashless society accelerates, businesses are evolving to accept an array of payment methods. While the field is competitive, one payments processor is prioritizing the planet over profits. Dharma Merchant Services looks to not only streamline payments for businesses with its Interchange-plus pricing model and hassle-free onboarding, but also to share revenue with important causes through philanthropic efforts. What that means is a clearer... read more »

130 Currencies & 45+ Localized Payment Methods — Save Time, Money, and Maximize Conversions with Avangate Payments

130 Currencies & 45+ Localized Payment Methods — Save Time, Money, and Maximize Conversions with Avangate Payments

Merchants in countries around the world have experienced an average 40% increase in sales thanks to Avangate's single, global payment solution. Avangate's platform accepts 130 currencies in 35 different languages, provides each merchant with a state-of-the-art analytics dashboard, and helps increase credit card authorization rates. Avangate prides itself on taking a holistic approach to accepting payments, ensuring that no customer gets left behind, no matter where in... read more »

The Brand Ranked #1 in Customer Satisfaction is Making Its Mark on Payments — Amazon Pay Hits 33M Users and Shows No Signs of Slowing Down

The Brand Ranked #1 in Customer Satisfaction is Making Its Mark on Payments — Amazon Pay Hits 33M Users and Shows No Signs of Slowing Down

The idealized model for merging retail's online and offline worlds has long involved the digital wallet, where customers could store payment information in one place and seamlessly shop with any retailer, across devices and in person, without ever swiping or signing. Amazon is helping bring the digital wallet dream to fruition with Amazon Pay, which allows users to make online and mobile purchases using their Amazon credentials on thousands of merchant sites and apps.... read more »

Accountant-Free Invoicing Software: FreshBooks Provides a Simple Solution for Service-Based Small Business Owners

Accountant-Free Invoicing Software: FreshBooks Provides a Simple Solution for Service-Based Small Business Owners

Despite the wealth of accounting programs out there, for many years service-based small business owners were stuck using unwieldy or bloated software to meet their invoicing needs. That is, they were -- until one frustrated business owner took matters into his own hands and created FreshBooks. Today, the cloud-based accounting platform has been used by more than 10 million people to track time, generate and manage invoices, and even collect credit card or Apple Pay... read more »

Braintree Provides Customer-Minded Compliance Solutions & Seamless Payment Integration for Businesses of all Sizes

Braintree Provides Customer-Minded Compliance Solutions & Seamless Payment Integration for Businesses of all Sizes

The ubiquity of mobile devices and dramatic increase of human connectivity has today’s ecommerce customers expecting more from the businesses they patronize. Whether it’s retail, banking, or insurance, customers want to be able to buy goods and use services on their own terms, when and how they want. That’s why it’s now more important than ever for businesses to offer online payment methods that make checkout fast and easy. Enter Braintree, a full-stack, online... read more »

Can You Pay a Credit Card with a Credit Card? 3 Ways Explained (March 2025)

Can You Pay a Credit Card with a Credit Card? 3 Ways Explained (March 2025)

Perhaps your credit card bills are beginning to pile up, and staying ahead of the payments each month is becoming a struggle. You may be wondering, "Can you pay a credit card with a credit card?" Keep reading to learn more about this common quandary. Whenever a member of my social group starts thinking about getting their first tattoo, they turn to Alan, our group's resident expert with over two dozen of his own. Alan, well used to such queries, always gives the same advice: Be... read more »

Total Merchant Services: Providing Comprehensive Payment Solutions to Help Businesses Grow

Total Merchant Services: Providing Comprehensive Payment Solutions to Help Businesses Grow

In a Nutshell: Business owners never know where the day will take them, and many find themselves interacting with customers outside of normal business hours. Total Merchant Services, a payment processing company with two decades of experience, understands how essential it is to adapt to the unexpected. TMS recognizes how important each one of those payments, no matter how small, is to a business owner. As a leader in the payments industry, TMS offers complete transaction solutions —... read more »