The Ultimate Guide to Credit Cards
Thursday, August 18, 2022

All articles tagged Loans (page 3)

State-Sponsored NY Green Bank Drives Up to $1.6 Billion in Investments Furthering Clean Energy Projects Throughout New York

State-Sponsored NY Green Bank Drives Up to $1.6 Billion in Investments Furthering Clean Energy Projects Throughout New York

In a Nutshell: Individual states are often given the task of finding solutions to the nationwide push for cleaner energy and environmental recovery. That job becomes more difficult when it comes time to finance projects that can cost tens of millions of dollars. New York has long been on the cutting edge of everything from fashion to finance, but Governor Andrew Cuomo’s Reforming the Energy Vision initiative looks to set the state apart in its environmental and resilience... read more »

2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

In a Nutshell: Founded in 2007, LendingClub is a peer-to-peer lending platform where borrowers can request unsecured personal loans directly from individual investors. These loans can range in size from $1,000 to $40,000 and have a duration of either three or five years. Individuals who want their money to earn more can browse LendingClub’s website, and choose a loan or loans to invest in. Since LendingClub is an online marketplace, it has very low overhead costs compared to... read more »

5 Best Credit Card Loans to Pay Off Your Debt

5 Best Credit Card Loans to Pay Off Your Debt

Credit cards are a sort of amazing concept. Simply by filling out a few applications, you can go from having zero available credit to being able to sink yourself into thousands of dollars of debt -- all in the practical blink of an eye. When used responsibly, the easy availability of credit cards can be a great convenience, especially for those who use (and/or churn) credit cards for the rewards. But this can be as much a curse as a convenience when you end up on the wrong side of... read more »

Elevations Credit Union: Supporting Coloradans’ Sustainability Efforts with Low-Interest Financing for Energy Efficiency Projects

Elevations Credit Union: Supporting Coloradans’ Sustainability Efforts with Low-Interest Financing for Energy Efficiency Projects

In a Nutshell: As a member-owned nonprofit financial institution, Elevations Credit Union has been serving Colorado’s Front Range since 1953. The credit union has more than 120,000 members, manages more than $1.8 billion in assets, and is actively involved in community projects, including advocating for the implementation of sustainable energy resources for local households and businesses. One of the primary ways it accomplishes this is by providing low-interest, fixed-rate,... read more »

$22B+ Borrowed to Date — Lending Club’s Lower Interest Rates and Solid Returns Mean a Win-Win Experience for Borrowers and Investors Alike

$22B+ Borrowed to Date — Lending Club’s Lower Interest Rates and Solid Returns Mean a Win-Win Experience for Borrowers and Investors Alike

In a Nutshell: The internet has changed a lot of things; you can order pizza with a computer, shop for shoes on a tablet, and stream TV to a phone. You can also take out a personal loan -- or invest in one -- without the hassle and anxiety of dealing with Big Bank by using peer-to-peer giant, Lending Club. Offering competitive interest rates as low as 6% to qualified borrowers, while providing historical annual returns between 5% and 7% for investors, Lending Club is a win-win,... read more »

Prosper Marketplace Lending: Fair Interest Rates for Borrowers & Competitive Returns for Investors

Prosper Marketplace Lending: Fair Interest Rates for Borrowers & Competitive Returns for Investors

In a Nutshell: The Prosper Marketplace connects people who want to borrow money with those that have money to invest. These loans have fair interest rates, better terms, and superior convenience over a traditional bank loan. Prosper is the original marketplace lender with over $6B in funded loans to date, and anyone who meets the qualifying criteria can invest in a Prosper loan with as little as $25. Having grown by nearly 1,500 percent in recent years, Prosper is recognized as... read more »

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