Issuer News | Credit Card Topics

CardRates.com Weekly Credit Card Update — February 26, 2021

By: Bill Hardekopf, 2/26/2021

For media inquiries on these stories and more, contact credit card expert and industry analyst Bill Hardekopf at (205) 985-9725 or billh@cardrates.com. 1. Covid-19 Shopping Makes Card Fees a Bigger Burden for Merchants Visa and Mastercard are planning to raise swipe fees for some types of credit card purchases in April, adding to the squeeze felt by restaurants, retailers, and other merchants already struggling through the Covid-19 pandemic. What’s more, customers’ switch to... read more »

CardRates.com Weekly Credit Card Update — February 19, 2021

By: Bill Hardekopf, 2/19/2021

Editor’s note: For more than 10 years, credit card expert Bill Hardekopf has published his Weekly Credit Card Update on LowCards.com. Recently, LowCards became part of CardRates.com, where Bill joins a team of leading experts as the site’s Senior Industry Analyst. Check back every Friday for Bill’s weekly industry update — now exclusively at CardRates.com. For media inquiries on these stories and more, contact credit card expert and industry analyst Bill Hardekopf at (205)... read more »

CardRates.com Weekly Credit Card Update — February 12, 2021

By: Bill Hardekopf, 2/12/2021

CardRates.com Weekly Credit Card Update — February 5, 2021

By: Bill Hardekopf, 2/5/2021

Editor's note: For more than 10 years, credit card expert Bill Hardekopf has published his Weekly Credit Card Update on LowCards.com. Recently, LowCards became part of CardRates.com, where Bill joins a team of leading experts as the site's Senior Industry Analyst. Check back every Friday for Bill's weekly industry update -- now exclusively at CardRates.com. For media inquiries on these stories and more, contact credit card expert and industry analyst Bill Hardekopf at (205)... read more »

Credit Card Issuer Market Share: Top 25 Issuers of 2021

By: Marcie Geffner, 9/1/2020

Credit cards are a ginormous business. In the U.S. alone, consumers and businesses used credit cards to purchase almost $4 trillion in goods and services in 2019. That $4 trillion was generated by more than 44 billion card transactions. Customers owed credit card companies more than $1 trillion by the end of 2019. 2019 was a good year for the credit card industry and credit card companies. Spending on goods and services, or purchase volume, rose 7.8%; the number of purchase... read more »

What Credit Card Issuers Are Doing to Help Customers in Response to Coronavirus

By: Erica Sandberg, 7/13/2020

If you are a credit card holder whose finances have been negatively affected by the COVID-19 pandemic, you may be experiencing a lot of pressure. Thankfully, almost all credit card issuers have put policies in place designed to help personal and small business cardholders. Federal law also protects you, especially when it comes to consumer credit reporting and credit scoring damage. If you have entered into an arrangement with your issuer that allows you to put payments on hold, the... read more »

12 Credit Cards with the Best Customer Service

By: Anna Baluch, 1/21/2020

Many people choose a credit card for its great rewards program or signup bonus. But what they often forget to consider is its customer service. By opting for credit cards with the best customer service, you can get your issues or questions addressed right away. You can also ensure you’re making the most out of their rewards program and taking full advantage of their benefits. Credit cards that make good customer service a priority will take good care of you so you remain a... read more »

Which Credit Bureau Does Discover Use?

By: Eric Bank, 12/19/2019

Are you considering applying for a Discover credit card? Then you’ll want to know which credit bureau Discover uses because that’s where you should first review your credit report. It’s always a good idea to inspect your credit reports for errors because if you successfully dispute a derogatory item, your credit score should immediately improve. Naturally, a higher score makes it easier to obtain your credit card of choice. Bureau | Cards | FAQs Discover Uses Equifax the... read more »

What Credit Bureau Does Chase Use?

By: Eric Bank, 11/21/2019

For most consumers, the question, "What credit bureau does Chase use?" isn’t top of mind. After all, why should you care about which credit bureau a particular bank or credit card uses? Oftentimes, it doesn’t matter at all. But if you apply for multiple cards at the same time, this information can make the difference between being approved or denied. Fans of Chase credit cards may want to obtain more than one card, or have a negative mark on one report that may hinder their... read more »

Credit Card Issuers: Phone Numbers & Contact List

By: Erica Sandberg, 1/29/2019

Want to reach out and say “Hi” to your credit card issuer? Or more realistically, discuss a problem, review your statement activity, or pay a bill? Here is the personal and business line of credit contact information for prime issuers, subprime issuers, and credit unions across the country. Do not hesitate to contact them whenever you feel the need. Early intervention is always best when experiencing an issue with your account. Prime Credit Card Issuers Amex | Bank of America... read more »

RBC and ACCES Prepare Immigrants for Employment and Financial Success in Canada

By: Ashley Dull, 8/16/2018

In a Nutshell: Canada is currently a top destination for employment for a globally mobile workforce. But newcomers may discover finding a job to be a bigger challenge than they may have assumed based on the employment gaps. Longtime partners Royal Bank of Canada and ACCES Employment have announced a new webinar series to help new immigrants to the country prepare for the job hunt — and for life in Canada. The interactive events will educate newcomers before and after their arrival,... read more »

Top Unlimited Cash Back Option for Military Members — USAA’s Preferred Cash Rewards Visa Signature® Card Offers Competitive Rewards & Low Fees

By: Ray FitzGerald, 8/15/2018

In a Nutshell: Active and former military members understand the meaning of the word sacrifice, having put their own safety on the line for their country. USAA understands this sacrifice and honors the service of these heroes by providing banking products that offer value, security, and peace of mind. The institution’s savings and loan products offer competitive rates and perks for deployed military members, and an array of Visa and American Express credit card options provide... read more »

Consumers Don’t Need a Bank Account to Harness the Spending & Credit-Building Power of the Green Dot® Platinum Visa®

By: Ray FitzGerald, 8/9/2018

In a Nutshell: Everyday transactions — like online shopping and booking travel — are nearly impossible without some sort of credit card in your wallet. But many consumers don’t qualify for a credit card, either because of a new or damaged credit profile or the lack of a bank account. Green Dot has created a solution for those people with its Platinum Visa card. The card works with any merchant that accepts Visa and applicants don't need a bank account or positive credit history... read more »

6 Best Wells Fargo Credit Cards for 2021

By: Ashley Dull, 7/27/2018

Whether thanks to history or cinematic recreation, some things are iconically Western, like cowboys, saloons, and stagecoaches. And — Wells Fargo? While not what many of us think of when we pass by a Wells Fargo branch, the modern-day Wells Fargo can trace its roots to the Wild West and the famed Pony Express. Those stagecoaches on its sign aren't just for show. Today's Wells Fargo may not operate many cross-country stagecoaches, but it does have thousands of bank branches that... read more »

“What Card is in the Jennifer Garner Credit Card Commercial?”

By: Brittney Mayer, 5/30/2018

As an upstart young bank bursting onto the scene, Capital One's memorable commercials surely had a hand in the bank's transformation into a household name. After all, who can forget the theatrical brilliance of the band of Vikings (or is it Visigoths?) who starred in some of the bank's earlier campaigns? Of course, few brands maintain the same ads forever — especially as their advertising budgets grow. Today's Capital One commercials are a little lighter on the historical... read more »

Capital One® Helps Consumers Savor the Dining-Out Experience with Unlimited 4% Cash Back on Restaurant Spending

By: Ray FitzGerald, 11/8/2017

In a Nutshell: Restaurant spending has increased by more than $100 billion over the last three years as US consumers shift their spending focus from merchandise to food experiences. Dining out has become one of the country’s top ways of creating memories, celebrating occasions, or just taking a night off from the kitchen. Capital One has responded to that consumer trend with its new Capital One® Savor® Rewards Credit Card, which offers 4% cash back on all restaurant spending. For... read more »

A New Generation of Banking: Capital One Cafés Foster Stress-Free, Educational, and Rewarding Customer Experiences

By: Brittney Mayer, 3/17/2017

In a Nutshell: As the use of technology grows, many traditional tasks and chores are being replaced with digital solutions. Some things, however, simply can't (and shouldn't) be replaced with technology -- such as quality financial guidance. To better suit our digital lifestyles, while still providing the education and guidance we need, Capital One is redesigning the traditional banking experience with a new type of bank: the Capital One Café. A modern blend of bank and bistro, the... read more »

350.org Discusses the Banks Funding the Dakota Access Pipeline & How Consumers Can Help Keep Fossil Fuels in the Ground

By: Brittney Mayer, 12/12/2016

In a Nutshell: In just one year, the U.S. consumed more than 1.1 billion metric tons of petroleum products. That's billions of barrels of oil and other dangerous fossil fuels burned -- and tons of toxic hydrocarbons released into the environment. As fossil fuel education improves, citizens around the world are calling for change -- and 350.org is helping them bring it about. The current focus of the war on fossil fuels is the fight to stop the completion of the Dakota Access Pipeline... read more »

Chase Freedom Flex℠ (Credit Score Needed, 5/24 Rule & Other Requirements)

By: Brittney Mayer, 8/25/2016

During a recent conversation about the ever-evolving payments landscape, my friend posed a question that made me think: With so many other ways to pay for things now, what's the best reason to use a credit card? It took me a few minutes to find an answer, and when I did, I wasn't sure why it hadn't been immediately obvious -- the credit card rewards. Who doesn't want what amounts to a discount on, well, everything? One of the best cash back rewards cards on the market is the Chase... read more »

Chase Sapphire Preferred® Card (Credit Score Needed + 3 Approval Factors)

By: Ashley Dull, 6/29/2016

The Chase Sapphire Preferred® Card is one of the consistently highest-rated travel rewards cards on the market. Between its generous signup offer and market-leading rewards rates – not to mention its sleek metal design – it’s no wonder the Chase Sapphire Preferred® Card reigns supreme among those looking to maximize both value and rewards flexibility. So, what does it take to get the Chase Sapphire Preferred®? Credit score is a major consideration -- a... read more »

7 Worst Credit Cards of All Time

By: Mike Randall, 6/16/2016

When looking for a credit card, you hear a lot of talk about the best, the cream of the crop, the offers you just can't live without -- but what about those cards at the other end of the spectrum? What credit cards should be avoided like the proverbial plague? There's a lot of credit card offers available, yet consumers still sometimes end up choosing a card with sub-standard benefits, fees, and interest rates. Not everyone has the time and energy to sift through all that fine... read more »

The Merchants Payments Coalition: 2.7M Stores and 50M Employees Fighting for a More Transparent Credit Card System

By: Ashley Dull, 4/29/2016

In a Nutshell: More than ever before, consumers are choosing credit as their preferred method of payment for the added security and rewards-earning potential they provide. However, the current fee of up to 4 percent per transaction that the credit card associations — Visa, MasterCard, American Express, Discover — impose each time someone swipes their card has become the second-highest operating expense for most merchant businesses. With credit card associations earning as... read more »

Fidelity® Rewards Visa Signature® Card: Cash-Back Rewards that Earn Compounding Interest, Now with Visa Signature Benefits

By: Ashley Dull, 4/21/2016

In a Nutshell: The Fidelity® Rewards Visa Signature® Card lets its users enhance their future spending with cash-back rewards that can be deposited into one of five Fidelity investment accounts. Fidelity's current 500,000 cardholders save an average of $1,500 annually toward their retirements, children's college funds, and other future goals. With a "set it and forget it" solution to investing, the Fidelity® Rewards Visa Signature® Card offers the opportunity to save without... read more »

Credit One® VS. Capital One® | What are the Differences?

By: Eric Bank, 2/8/2016

Credit One vs. Capital One — what are the differences between these two credit card issuers? Although they sound alike, make no mistake that Capital One and Credit One offer very dissimilar credit cards. Capital One is a dominant issuer and suits folks with excellent, good, or average credit. Credit One is a smaller financial institution geared toward consumers with bad or no credit. To quickly navigate to what you're interested in most, use the links below. Capital One for... read more »

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