The Ultimate Guide to Credit Cards
Monday, April 28, 2025

All articles tagged Featured (11)

VolunteerMatch Helps Connect Finance & Accounting Professionals with Worthy Causes and Thousands of Résumé-Building Volunteer Opportunities

VolunteerMatch Helps Connect Finance & Accounting Professionals with Worthy Causes and Thousands of Résumé-Building Volunteer Opportunities

Thousands of nonprofit and tax-exempt organizations rely on volunteers to help them with accounting, bookkeeping, and other business-related tasks. These organizations often have tight budgets that don’t allow for advertising and other promotion, which leaves them dependant on word-of-mouth communication to find the right help. VolunteerMatch was founded 20 years ago to be the bridge connecting worthy organizations to good people. The site, which can filter searches... read more »

How GS1 US is Aiding the Federal Advisory Council’s Efforts to Improve Visibility and Traceability in Cash Transportation

How GS1 US is Aiding the Federal Advisory Council’s Efforts to Improve Visibility and Traceability in Cash Transportation

In a Nutshell: Most parcel carriers can easily track the path — from origination to delivery — that online retail packages take. The same can’t be said about the millions of dollars transported to and from the Federal Reserve, banks, and merchants each day by armored carriers. Most carriers use proprietary tracking technology that stops tracking when packages leave their area of responsibility, which makes following the transportation of money cumbersome and confusing.... read more »

CardPaymentOptions.com: Keeping the Industry Honest With Over 550 Reviews of Merchant Account Providers

CardPaymentOptions.com: Keeping the Industry Honest With Over 550 Reviews of Merchant Account Providers

When Phillip Parker worked as a sales agent in the merchant account industry, he saw firsthand how businesses were being burdened with hidden fees, poor customer service, and misleading sales tactics by credit card processing services. Phillip founded CardPaymentOptions.com to keep small businesses from being taken advantage of by providers. This website aims for complete transparency by offering straightforward reviews that take into account the provider's... read more »

GetHuman: How to Speak to a Person on Customer Service Phone Calls — Without Waiting on Hold

GetHuman: How to Speak to a Person on Customer Service Phone Calls — Without Waiting on Hold

In a Nutshell: When calling a customer service number, people often expect a time-consuming and convoluted process. You could sit on hold for hours before eventually finding some semblance of assistance. Most large companies -- like credit card companies -- are content with this frustrating status quo, but terrible customer service doesn't have to be the default system. GetHuman provides a shortcut for anyone online. On this website and app, a dedicated team offers step-by-step... read more »

How Credit Card Companies Calculate Your Minimum Payments

How Credit Card Companies Calculate Your Minimum Payments

One of the first things you should consider when exploring new credit cards are their methods for calculating minimum payments because there are multiple techniques the credit card companies use. The minimum payment is the amount you must fork over each month based upon your unpaid balance, interest and fees. The Credit CARD Act of 2009 created new rules regarding how issuers must report information about minimum payments. Percentage Methods Typically, credit card companies... read more »

What Happens to Credit Card Debt During Bankruptcy?

What Happens to Credit Card Debt During Bankruptcy?

Bankruptcy isn’t as popular an option as it used to be for dealing with debt. While it may not be the first resort, however, it’s still a necessary alternative for many, and credit card debt is often a driving factor for considering this serious step in finance management. Before you consider bankruptcy as a viable option for overwhelming debt or crippling payments, it’s wise to understand how the process will affect your credit card obligations, specifically. Here are... read more »

America’s 21 Least Indulgent Metropolitan Populations

America’s 21 Least Indulgent Metropolitan Populations

With Easter right around the corner, millions of people around the globe are celebrating the end of Lent, the practice of abstaining from indulging one or more vices for 40 days straight. We previously covered America's 20 most OVER-indulgent metropolitan areas over at BadCredit.org, now it's time to take a look those who're practicing the most self-restraint when it comes to eating, drinking, smoking and racking up debt. We pulled data from the U.S. Center for Disease... read more »

Who Invented the First Bank-Issued Credit Card?

Who Invented the First Bank-Issued Credit Card?

Ah, the ubiquitous credit card. Considering how these little pieces of plastic have helped to shape the consumer landscape for nearly six decades, do we really give them enough respect? (You thought I was going to say credit, didn’t you?) We seldom give more than a passing thought to using a credit card for everything from dinner at our favorite restaurant to paying for gas at the pump. But have you ever wondered who invented the first credit card? Where did it all begin? Seen... read more »

New GolVerCard is Backed by Gold and Silver Bullion

New GolVerCard is Backed by Gold and Silver Bullion

Many people have "gold" cards, but how many of us have cards that are backed by actual precious metal reserves? If the creators of the new GolVerCard have it right, anyone who is even a little concerned about global economics should seriously consider signing up for the card that’s based on gold and silver bullion rather than government-backed currencies. If that sounds a little paranoid and survivalist to you, there are actually some pretty good reasons to want a card... read more »

10 Best Credit Card Rewards Blogs of 2015

10 Best Credit Card Rewards Blogs of 2015

International travel can offer the experiences of a lifetime. The trick is to develop a strategy to avoid the expenses that'll last a lifetime. How can you experience life abroad without being overwhelmed by airline fares and travel costs? With methodical use of airline miles, credit card rewards and exclusive offers, you can reach any destination for dimes on the dollar. To help you master frugal adventure-seeking, we found the leading experts in credit card rewards... read more »

3 Reasons to Never Miss a Monthly Payment

3 Reasons to Never Miss a Monthly Payment

For better or worse, your credit card tells the world a lot about you. It can tell a happy story when you make your payments on time — you're someone who can handle your current credit debt and probably more if you need it. However, miss a payment and the story sours. Your costs can go up and your access to further credit is threatened. Credit counselors often point out the wisdom of paying back more than the monthly minimum amounts on your credit cards, because otherwise it... read more »