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Statistics Show the US Racial Wealth Gap Affects Minority Graduation and Student Loan Default Rates

By: Ray FitzGerald, 5/11/2018

In a Nutshell: Accumulating student loan debt has become a typical part of higher education for students. As of March 2018, nearly 44 million Americans owed over $1.48 trillion in student loan debt, a number expected to grow as tuition rates outpace inflation and wage growth. Few people experience the hardships of student loan debt more than students of color. Approximately 77.7% of all black students use federal student loans to pay for their education. That group also has the highest... read more »

EVERFI Enables Members of Over 750 Credit Unions and Select Employer Groups to Further Their Fiscal Know-How with Online Financial Education Modules

By: Ray FitzGerald, 5/8/2018

In a Nutshell: You’re never too old to learn — especially about personal finance topics that seem to constantly shift and change focus in today’s technology-driven society. EVERFI takes its role as an educator seriously. The company provides 50 online learning modules to over 750 credit unions, schools, and select employer groups across the US. Topics covered include credit scoring and reports, financing higher education, opening checking accounts, and identity protection.... read more »

NCEE on How a Fractured Educational System Threatens the Future Competitiveness of the US Economy

By: Ray FitzGerald, 4/27/2018

In a Nutshell: The No Child Left Behind Act of 2002 signaled a fresh start for the US education system under President George W. Bush. But instead of unifying the system, the act placed a greater emphasis on standardized tests that have demonstrated little impact on student success. Since long before the law was enacted, the National Center on Education and the Economy (NCEE) has dedicated decades to researching the most successful educational systems around the globe. Its research... read more »

AFCPE® Accredited Professionals Bring Diverse Perspectives to Financial Counseling and Coaching

By: Ray FitzGerald, 3/27/2018

In a Nutshell: Financial counseling and coaching can take many forms, depending on the needs of the client. While financial services are typically associated with the wealthy, organizations like the Association for Financial Counseling and Planning Education® (AFCPE®) are working to certify counselors and coaches with a broad range of talents who can provide services to clients of any background. AFCPE helps set the standards followed by financial professionals by establishing... read more »

Chalking Success Up to Educated Employees: Blackboard Offers Businesses Online Learning and Development Tools

By: Adam West, 7/25/2017

In a Nutshell: Education doesn't end the moment someone is handed a diploma or degree. This is particularly true in the business world, where smart companies understand the need to not only train new employees, but to take it a step further by instituting learning and development programs that help them grow. Founded in 1997 in the traditional world of education, Blackboard has evolved to become a tool used by more than 1,800 businesses keen on keeping their workforce on the cutting... read more »

The 2016 National Back-To-School Guide: Free Resources for Students & Teachers

By: Adam West, 7/26/2016

A new school year means fresh starts and blank sheets of notebook paper. It's when sun-tanned students return to their books and try to remember what it's like to stay indoors and study. It's also perhaps one of the rare times when students and teachers are on the exact same page -- in need of affordable school supplies. When August looms on the horizon of summer fun, it's time to start buying paper, folders, backpacks, and other school-time essentials. All this can quickly add up... read more »