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Opinion: Women’s History Month Offers a Chance to Talk About Women, Credit, and Financial Wellness

Opinion: Women’s History Month Offers a Chance to Talk About Women, Credit, and Financial Wellness

By: Bobbi Rebell, 3/10/2025

Do you remember the first time you got a credit card? I don’t.  It wasn’t remarkable or memorable in any way. That’s a red flag as to how much we take for granted when it comes to women and something as simple as being able to open a credit card and having our own individual credit reports. I only just learned that as recently as about 50 years ago women could not have credit in their own name. It was just 1974 that the Equal Credit Opportunity Act was passed. Before then... read more »

What is Revolving Credit? A Guide to Credit Limits, Repayment Terms, and Flexible Borrowing

What is Revolving Credit? A Guide to Credit Limits, Repayment Terms, and Flexible Borrowing

By: Eric Bank, 12/31/2024

The thing about revolving credit is that if you aren’t careful, your financial world may start revolving around paying back your debt — and the interest that comes along with it. Using your credit card’s credit line can be helpful and fruitful, but if you start making unwise decisions or purchases, your finances are tangled up worse than a cat in a yarn basket.  Revolving credit is a type of credit that allows you to borrow up to a set limit, repay over time, and reuse... read more »

FreeKick Helps Parents Build Strong Credit for Their Children Without Setting Them Up as Authorized Users

FreeKick Helps Parents Build Strong Credit for Their Children Without Setting Them Up as Authorized Users

By: Mike Senecal, 8/29/2023

Starting adult life with a meager credit history or a low credit score is never an advantage. But there are financial pitfalls when parents try to get the ball rolling for their children ages 14-25 by adding them to their accounts as authorized users. FreeKick is a secured savings product from Austin Capital Bank that replaces the complexities of credit authorization with a structured deposit account that can build a lasting credit history for children without financial... read more »

How to Build Credit as an Immigrant

How to Build Credit as an Immigrant

By: John Ulzheimer, 12/2/2024

 Articles purporting to explain how people can bring their credit reports and scores with them when they move to the US abound. But the reality is that this simply cannot be done for a variety of reasons.  So how do people who move to the US build their credit, likely for the second time? Products and Strategies to Build Credit if You’re New to the US While it’s certainly fun to kick around ideas about removing credit report and credit score borders, there are... read more »

CreditMantri Offers Free Credit Checks and Connects Millions of Underserved Consumers with Financial Services

CreditMantri Offers Free Credit Checks and Connects Millions of Underserved Consumers with Financial Services

By: Adam West, 5/18/2021

Banks in India have traditionally extended credit to only a small segment of a market of hundreds of millions of potential customers. Since 2015, CreditMantri has offered free credit checks and a credit improvement service to help consumers understand the importance of a good score and raise their standing. And as a fintech platform that draws on personal financial and public tax data to build more robust credit profiles for users, CreditMantri is also able to match... read more »