The Ultimate Guide to Credit Cards
Monday, July 13, 2020

All articles tagged Credit Unions (page 6)

Why Arizona Federal Credit Union’s Pair of Visa Cards Appeal to a Broad Audience

Why Arizona Federal Credit Union’s Pair of Visa Cards Appeal to a Broad Audience

In a Nutshell: Few credit cards provide both low rates and rewards options. Typically, a card’s rewards are offset by a slightly higher APR that encourages cardholders to pay their balances in full each month. Arizona Federal Credit Union decided to make its lone unsecured Visa credit card offering something that provides the best of both worlds. The Visa Platinum boasts interest rates as low as 9.49% and a point-per-dollar rewards structure via ScoreCard Rewards. Arizona FCU also... read more »

SAFE Federal Credit Union Offers Two Visa® Credit Cards that Give Members Rewards and Low-Rate Options

SAFE Federal Credit Union Offers Two Visa® Credit Cards that Give Members Rewards and Low-Rate Options

In a Nutshell: The old saying proclaiming that too much of a good thing can be a bad thing goes double for credit cards. While consumers want options when choosing a card to apply for, the availability of too many cards can create confusion. Most cardholders want rewards with low rates and fees — something SAFE Federal Credit Union offers with its two Visa credit card options. The Visa Platinum Rewards card sports a 12-month 0% introductory APR that stays as low as 10.49% after a... read more »

Tropical Financial Credit Union Helps South Florida Members Achieve a Sunny Fiscal Future

Tropical Financial Credit Union Helps South Florida Members Achieve a Sunny Fiscal Future

In a Nutshell: Tropical Financial Credit Union has served South Florida for more than 80 years. In that time, the institution has invested in its members with technology offerings that allow them to visualize their spending habits to better budget and grow their savings. Three diverse consumer credit card offerings boast rewards possibilities and low interest rates. Tropical also provides a secure mobile application that replicates the desktop experience and allows members to complete... read more »

Redstone Federal Credit Union Uses the Knowledge Gained from 65 Years of Community Involvement to Create Credit and Loan Products Its Members Want

Redstone Federal Credit Union Uses the Knowledge Gained from 65 Years of Community Involvement to Create Credit and Loan Products Its Members Want

In a Nutshell: Consumers want choices when they shop for a product or service. When it comes to credit cards, people want to choose their own rewards and how they’re redeemed. For residents of Alabama's Madison, Morgan, Jackson, Marshall, and Limestone counties, and Lincoln and Rutherford counties in Tennessee, the choice is clear. Redstone Federal Credit Union has spent the last 65 years working within the communities it serves and has used that experience when creating its... read more »

Affinity Credit Union Offers Five Diverse Credit Card Offerings to Meet Each of Its Members’ Needs

Affinity Credit Union Offers Five Diverse Credit Card Offerings to Meet Each of Its Members’ Needs

In a Nutshell: Consumer who are looking for a financial institution in the New York, New Jersey, and Connecticut areas have an abundance of choices. But while many banks and credit unions claim they havethe best interest of their members at heart, Affinity Credit Union lets its diverse service and product offerings do the organization's talking. An already robust collection of five credit card options will grow to six in July 2018 when Affinity introduces its Visa Signature card to go... read more »

Wright-Patt Credit Union Leverages Technology and Education to Become a Top Banking Choice for Ohio’s Millennials

Wright-Patt Credit Union Leverages Technology and Education to Become a Top Banking Choice for Ohio’s Millennials

In a Nutshell: A majority of the US workforce is comprised of millennials — a generation that is more accustomed to technology than any other group in the country. The groups' need for speed, convenience, and portability extends to the banking space, where the sought-after money-savers demand tech options when looking for a new bank or credit union. Ohio's Wright-Patt Credit Union has the right mix of do-it-yourself technology options and superior customer service to remain the... read more »

Mississippi’s Keesler Federal Credit Union Rewards Its Members with Competitive Rates, Credit Card Offers, and Monthly Givebacks

Mississippi’s Keesler Federal Credit Union Rewards Its Members with Competitive Rates, Credit Card Offers, and Monthly Givebacks

In a Nutshell: Keesler Federal Credit Union is Mississippi’s largest credit union, with more than 200,000 members and $2.5 billion in assets. The institution’s branches cover the state and extend overseas to meet the needs of its diverse military membership. A suite of four credit cards offers members the choice between Visa and Mastercard, with student, low-rate, and rewards options available. Multi-tiered checking and savings accounts give members access to interest rates as high... read more »

Mazuma Credit Union Uses a Uniquely Lighthearted Strategy to Become Kansas City’s Preferred Financial Institution

Mazuma Credit Union Uses a Uniquely Lighthearted Strategy to Become Kansas City’s Preferred Financial Institution

In a Nutshell: Traditional banks use similar approaches to advertising their products and services. Well-dressed executives in suits are often seen praising the functionality and precision of an institution’s technology and staff. Financial lingo is mixed in for good measure. Kansas City’s Mazuma Credit Union took a completely different approach when it rebranded in 2014 with its spokesperson, the affable, but goofy Mike. The lighthearted attitude was well-received as new... read more »

Simple Financial Help Attracts the Largest Membership in Canada — 543,000 — to Coast Capital® Savings

Simple Financial Help Attracts the Largest Membership in Canada — 543,000 — to Coast Capital® Savings

In a Nutshell: Coast Capital Savings is Canada’s largest credit union by membership, currently serving 543,000 members in the Metro Vancouver, Fraser Valley, Vancouver Island, and Okanagan regions of British Columbia. The Imagine Canada Caring company donates 7% of its pre-tax earnings —totaling $5.6 million in 2017 — into the communities it serves. The credit union's line of five Visa credit cards meet the needs of a diverse membership base, offering low rates, no fees, rewards... read more »

Ardent Credit Union Offers No Balance Transfer Fees and a 1.99% Intro Rate to Eliminate Your Existing Credit Card Debt

Ardent Credit Union Offers No Balance Transfer Fees and a 1.99% Intro Rate to Eliminate Your Existing Credit Card Debt

In a Nutshell: High credit card balances can take a huge chunk out of your budget when interest rates cause high minimum monthly payments. Ardent Credit Union, one of Philadelphia’s most progressive financial institutions, has a plan in place to help members clear debt without forking over most of their money in fees. Its zero-charge balance transfer offering on four Visa credit cards makes it easy to move existing principal to a card that has a low 1.99% introductory APR for 12... read more »