The Ultimate Guide to Credit Cards
Saturday, December 7, 2019

All articles tagged Credit Unions (page 5)

Consumers Credit Union’s Low-Interest, Reward, and Student Visa Cards Offer Something for Everyone

Consumers Credit Union’s Low-Interest, Reward, and Student Visa Cards Offer Something for Everyone

In a Nutshell: For a simple $5 fee, anyone in the nation can join Consumers Credit Union, which alone sets it apart from other regional credit unions. Its members enjoy market-leading interest rates in addition to wealth-building financial products and services. Consumers Credit Union is dedicated to offering members more choices, and its four Visa-issued credit cards, with interest rates starting at 11.45% and rewards that pay as much as 3 points per dollar spent, illustrate the care... read more »

How BECU Puts People First in All of Its Financial Offerings

How BECU Puts People First in All of Its Financial Offerings

In a Nutshell: BECU didn’t become the fourth largest US credit union in asset size by overcharging its members. The not-for-profit institution has spent more than 80 years serving its members with savings, loan, and credit products that feature interest rates consistently lower than the national average. BECU’s two Visa-issued credit card offerings include low-rate and rewards options that pack in extra value since neither charges for membership, cash advances, balance transfers,... read more »

Member One Federal Credit Union Supports Community Nonprofits with the New plusONE Visa® Credit Card

Member One Federal Credit Union Supports Community Nonprofits with the New plusONE Visa® Credit Card

In a Nutshell: More and more consumers want to know the money they spend and invest supports a good cause. To act upon the growing sentiment, Member One Federal Credit Union recently unveiled its new plusONE Visa® cashback credit card. This is Member One’s first cash back offering, earning 1% cash back on qualifying purchases and donating another 0.5% of every purchase to its Community Investment Committee, which distributes the funds to nonprofits that support youth, arts,... read more »

How the Mountain West Credit Union Association Fights for the Rights of Credit Unions and Their Members

How the Mountain West Credit Union Association Fights for the Rights of Credit Unions and Their Members

In a Nutshell: Although banks and credit unions have fundamental differences in the ways they operate and serve consumers, the same regulations typically govern both financial institutions. While grouping these financial service providers works in some circumstances, their differences can cause issues with certain regulations. In those cases, the Mountain West Credit Union Association (MWCUA) works to advocate for the rights of member credit unions in Colorado, Arizona, and Wyoming.... read more »

Genisys CU Stays True to its Legacy of Putting Customers First with a Pair of Credit Cards that Offer Quality, Security & Value

Genisys CU Stays True to its Legacy of Putting Customers First with a Pair of Credit Cards that Offer Quality, Security & Value

In a Nutshell: Genisys Credit Union began in 1936 serving General Motors employees at the Truck & Coach plant. Over time, Genisys expanded to serve all of Michigan and parts of Minnesota and Pennsylvania, becoming one of the nation’s largest credit unions. Much like Detroit’s automotive industry, Genisys emphasizes quality, value, and security in all of its savings, loan, and credit products. For example, the credit union's two Mastercard® offerings, the Genisys Rewards... read more »

Why Arizona Federal Credit Union’s Pair of Visa Cards Appeal to a Broad Audience

Why Arizona Federal Credit Union’s Pair of Visa Cards Appeal to a Broad Audience

In a Nutshell: Few credit cards provide both low rates and rewards options. Typically, a card’s rewards are offset by a slightly higher APR that encourages cardholders to pay their balances in full each month. Arizona Federal Credit Union decided to make its lone unsecured Visa credit card offering something that provides the best of both worlds. The Visa Platinum boasts interest rates as low as 9.49% and a point-per-dollar rewards structure via ScoreCard Rewards. Arizona FCU also... read more »

SAFE Federal Credit Union Offers Two Visa® Credit Cards that Give Members Rewards and Low-Rate Options

SAFE Federal Credit Union Offers Two Visa® Credit Cards that Give Members Rewards and Low-Rate Options

In a Nutshell: The old saying proclaiming that too much of a good thing can be a bad thing goes double for credit cards. While consumers want options when choosing a card to apply for, the availability of too many cards can create confusion. Most cardholders want rewards with low rates and fees — something SAFE Federal Credit Union offers with its two Visa credit card options. The Visa Platinum Rewards card sports a 12-month 0% introductory APR that stays as low as 10.49% after a... read more »

Tropical Financial Credit Union Helps South Florida Members Achieve a Sunny Fiscal Future

Tropical Financial Credit Union Helps South Florida Members Achieve a Sunny Fiscal Future

In a Nutshell: Tropical Financial Credit Union has served South Florida for more than 80 years. In that time, the institution has invested in its members with technology offerings that allow them to visualize their spending habits to better budget and grow their savings. Three diverse consumer credit card offerings boast rewards possibilities and low interest rates. Tropical also provides a secure mobile application that replicates the desktop experience and allows members to complete... read more »

Redstone Federal Credit Union Uses the Knowledge Gained from 65 Years of Community Involvement to Create Credit and Loan Products Its Members Want

Redstone Federal Credit Union Uses the Knowledge Gained from 65 Years of Community Involvement to Create Credit and Loan Products Its Members Want

In a Nutshell: Consumers want choices when they shop for a product or service. When it comes to credit cards, people want to choose their own rewards and how they’re redeemed. For residents of Alabama's Madison, Morgan, Jackson, Marshall, and Limestone counties, and Lincoln and Rutherford counties in Tennessee, the choice is clear. Redstone Federal Credit Union has spent the last 65 years working within the communities it serves and has used that experience when creating its... read more »

Affinity Credit Union Offers Five Diverse Credit Card Offerings to Meet Each of Its Members’ Needs

Affinity Credit Union Offers Five Diverse Credit Card Offerings to Meet Each of Its Members’ Needs

In a Nutshell: Consumer who are looking for a financial institution in the New York, New Jersey, and Connecticut areas have an abundance of choices. But while many banks and credit unions claim they havethe best interest of their members at heart, Affinity Credit Union lets its diverse service and product offerings do the organization's talking. An already robust collection of five credit card options will grow to six in July 2018 when Affinity introduces its Visa Signature card to go... read more »