The Ultimate Guide to Credit Cards
Sunday, August 9, 2020

All articles tagged Credit Cards (page 2)

10 Best Options: How Do You Get Cashback on a Credit Card?

10 Best Options: How Do You Get Cashback on a Credit Card?

In the article that follows, we offer our take on the 10 best options that answer the question, "How do you get cashback on a credit card?" Consumers who may be just starting out on their journey to establish credit may find themselves asking this, among other questions about the credit world. It's also a question asked many, many times over the years by recent college graduates and even consumers who are rebuilding their credit scores after a few missteps during their journey. ... read more »

What’s the Best Credit Card for Airline Miles?

What’s the Best Credit Card for Airline Miles?

If you’re a frequent flyer, or anyone who just likes to travel on the cheap, you may be wondering, "What's the best credit card for airline miles?" Identifying this can deliver some serious benefits in the long run. These cards provide the opportunity to fly around the world for little to no money, with perks like priority boarding, airport lounge access, free checked baggage, and in-flight wifi. Air miles work just like rewards points on other credit cards: points accumulate by... read more »

10 Best No-Interest “0% on Purchases” Credit Cards

10 Best No-Interest “0% on Purchases” Credit Cards

Credit card issuers are known to offer a number of amazing perks to attract and retain new credit card customers — free air miles, cash back, you name it. One of the most underutilized of these perks is the "0% APR on purchases" feature offered by many of the top issuers. What does that perk mean exactly? A 0% on purchases introductory APR simply means when you make purchases on a card, the issuer will not begin accruing interest on those amounts until after a predetermined number... read more »

Credit Card Compromised? What to Do Immediately (3 Actions)

Credit Card Compromised? What to Do Immediately (3 Actions)

Is your credit card compromised? When bad things happen to your credit card, you must leap into action in order to contain the fallout. Immediate actions can limit the harm and save you time repairing the damage. Here are the top three tips to follow when your credit card becomes compromised: Have the card deactivated. Note: Remember to destroy your old one (if it's not lost). Check your credit reports and scores. You can do that at TransUnion cheaply. Update your payment... read more »

“Can You Withdraw Money From a Credit Card?” (Here’s How)

“Can You Withdraw Money From a Credit Card?” (Here’s How)

Can you withdraw money from a credit card? Here's how this less common use case for credit cards works. And the short answer is, yes, you can use your credit card to take out a little cash in an emergency. But let's take a look at this scenario in more detail. Most credit cards have a cash advance option for holders in good standing that allows them to withdraw money from a credit card. There are, however, a few things to consider when it comes to using your credit card at an... read more »

6 Expert Tips: How to Increase Your Discover Credit Limit

6 Expert Tips: How to Increase Your Discover Credit Limit

Perhaps you recently landed a nice raise at work, reduced your credit utilization, or simply, you've had your Discover card account for a while now and have always paid on time — it may time to explore how to increase the credit limit on that Discover card. As with any credit card issuer, Discover offers several ways for cardholders to request a credit limit increase on their card accounts. Below are all the options you'll need, including how to reach Discover via phone or login... read more »

6 Expert Tips → How to Increase Credit Limit (Capital One)

6 Expert Tips → How to Increase Credit Limit (Capital One)

After you've had your Capital One credit card for a while and you've established a history of timely payments, you may be Googling terms like "how to increase credit limit." Thankfully, Captial One makes it pretty simple to request an increase to your credit limit online or over the phone. You may also select and apply for a new, high-limit card online. Here are the resources you'll need to increase your limit: Call or Login Online  |  Choose a New Card  |  6 Tips from Experts ... read more »

6 Expert Tips → How to Increase Credit Limit (Chase)

6 Expert Tips → How to Increase Credit Limit (Chase)

JPMorgan Chase & Co., known simply as Chase, is one of the most popular major credit card issuers in the world, thanks in no small part to its diverse offering of rewards credit cards. And as a credit card user, increasing your credit limit can potentially deliver positive results to your credit report as your credit utilization ratio decreases. Keep reading for tips to increase your credit limit. Chase provides a couple of options to request a credit limit, which are detailed... read more »

Who Invented the First Bank-Issued Credit Card?

Who Invented the First Bank-Issued Credit Card?

Ah, the ubiquitous credit card. Considering how these little pieces of plastic have helped to shape the consumer landscape for nearly six decades, do we really give them enough respect? (You thought I was going to say credit, didn’t you?) We seldom give more than a passing thought to using a credit card for everything from dinner at our favorite restaurant to paying for gas at the pump. But have you ever wondered who invented the first credit card? Where did it all begin? Seen... read more »