All articles tagged Credit Card Usage (page 4)

3 Ways — How to Get a Lower Interest Rate on Credit Cards

3 Ways — How to Get a Lower Interest Rate on Credit Cards

Credit cards can be an excellent tool to easily and conveniently finance purchases without carting around a cumbersome collection of cash and coins. And rewards credit cards, in particular, can be a great way to get a little extra value out of your purchases. Unfortunately, credit cards can also be easy and convenient ways to swipe your way into credit card debt -- debt for which you will often pay two-digit interest rates to carry. Even if you make more than the minimum payment... read more »

5 Best Cash Advance Credit Cards & How to Get One

5 Best Cash Advance Credit Cards & How to Get One

High on nearly any list of "bad things to do with your credit card" lies the cash advance. The only direct means of obtaining cash from your credit card, cash advances can become very costly, very quickly through a combination of high interest rates (the fees for which start accruing immediately -- cash advances have no grace period) and hefty cash advance fees. That said, sometimes you simply need cash, fast. For the most part, the only way to avoid paying cash advance fees is to... read more »

Compare Credit Cards: Comparison of the 18 Best Offers (2018)

Compare Credit Cards: Comparison of the 18 Best Offers (2018)

People have been using physical currency to transfer value for more than 2,500 years. Despite its long history, however, many Americans think that cash may be on its way out. According to a 2016 Gallup survey on the future of cash, a full 62% of those surveyed felt it was likely that they would see the end of cash within their lifetimes -- including almost 60% of respondents 65 and older. As it turns out, they could be right. The modern American is relying less and less on cash,... read more »

How to Use a Credit Card (5 Ways to Build Credit Wisely)

How to Use a Credit Card (5 Ways to Build Credit Wisely)

Credit cards are the most popular way to shop online and in-store, and it’s no wonder why. With the ability to securely shop at almost every location nationwide, plastic is quickly replacing cash and checks as a method of payment. While some stores have restrictions on the brand of card accepted, most are open to taking Visa, MasterCard, Discover, and American Express. Many stores are moving to the chip-and-PIN technology needed to process those fancy cards with the little square... read more »

13 Cool Credit Cards Every Wallet Wants (2018‘s Best Designs)

13 Cool Credit Cards Every Wallet Wants (2018‘s Best Designs)

When most of us choose a credit card, design is rarely at the top of our minds. Honestly, there are so many other features to consider. Perks, interest rate, intro APR, and card protections are considered more often when selecting a card than its aesthetic appeal. But what if all things were created equal? Could a card’s look persuade you to apply? Card companies know that looks aren’t everything — but flash any one of these 13 cards the next time you go out, and get... read more »

“How Do Credit Cards Work?” 2018 Guide to APR, Payments & Rewards

“How Do Credit Cards Work?” 2018 Guide to APR, Payments & Rewards

Credit cards have become such an ingrained part of our modern society that most of us don’t give them much thought. They are easy to use, widely accepted for making purchases, and as long as we pay at least the minimum amount owed when the bill comes due, they’re ours to use as we please. It’s a convenient way for us to buy things now and pay for them at a later time. Of course, this convenience isn’t free. Banks and other lending institutions issue credit cards to consumers... read more »

5 Best Discover Card Designs (Discover it®, Chrome & More)

5 Best Discover Card Designs (Discover it®, Chrome & More)

At one time, those who used credit and debit cards were generally using one of three types: ATM cards, company cards for business expenses, and retail store cards. Over the years, however, the role of the card has evolved to take over mainstream spending, making the once-ubiquitous paper check all but extinct in the retail world. With so many now using their cards on a daily basis, it's hardly surprising that users want to customize their cards. Who wants to look at a boring, basic... read more »

3 Do’s & Don’ts — “Can You Buy a Car with a Credit Card?” (New & Used)

3 Do’s & Don’ts — “Can You Buy a Car with a Credit Card?” (New & Used)

Though credit cards have been around for decades, they have, as things do, changed and evolved during that time. So, it's only natural that some of the most common questions people ask when it comes to credit cards revolve around what, exactly, can be purchased with one. For example, one popular question is whether you can buy a car with a credit card. At the end of the day, the answer to that question is (un)simply: maybe. The ability to purchase a new or used car with a credit... read more »

Sound Advice for Healthy Finances:  CardsMix’s Effective Tools & Expert Insights Lead Consumers to the Right Credit Lines

Sound Advice for Healthy Finances: CardsMix’s Effective Tools & Expert Insights Lead Consumers to the Right Credit Lines

In a nutshell: CardsMix blends expertise, unbiased and accurate data, powerful search tools, and customer reviews to bring consumers a comprehensive picture of the best credit card matches for them. The experts at CardsMix use their extensive experience in consumer finance, banking, software, and design to develop an intuitive, accessible site that seamlessly works to educate and provide  users the answers to their credit card queries. No matter your credit level, if you're looking... read more »

Credit Card Companies | 15 Largest Issuers (2018 List)

Credit Card Companies | 15 Largest Issuers (2018 List)

Credit card companies, like most other things in life, come in all shapes and sizes. Some are titans of the industry, spending upwards of $336 million a year to blare commercials 24/7 on every medium known to man. Others lack any kind of name recognition — outside of their employees and, presumably, a handful of customers. You don't want to entrust your financial future to just any credit card company. So if you're looking to get a new credit card, where do you even start? ... read more »