The Ultimate Guide to Credit Cards
Thursday, August 13, 2020

All articles tagged Credit Card Usage (page 3)

How Many Credit Cards Should I Have for Good Credit?

How Many Credit Cards Should I Have for Good Credit?

"How many credit cards should I have for good credit?" It's a question I've asked myself when I was younger, and I suspect I'm not alone. If you're like the average American, you might have two credit cards in your wallet. If you're a rewards enthusiast, you may have more than 40 cards. And if you're a credit card collector, you could have over a thousand credit cards (and a custom wallet). But, what's the right number of credit cards? Better yet, consider it another way. Most... read more »

21 Best Credit-Building Credit Cards for 2020

21 Best Credit-Building Credit Cards for 2020

Identifying the best credit-building credit cards can be challenging with so many options available these days. Keep reading for our take on some of the best credit cards that can help you work your way to a healthy credit score. In today's world, having good credit is a bit like having a decent internet connection: while you can technically get by without it, it definitely makes many things a whole lot easier. Of course, building good credit takes a bit more work than phoning up... read more »

21 Best Vacation Credit Cards in 2020

21 Best Vacation Credit Cards in 2020

As one workday blends into the next, it can become hard not to feel sometimes as though your life has become a mediocre remake of the movie Groundhog Day — and you're Bill Murray. It's at this point that you know it's time to take a vacation. But whether you make a solo getaway or take the whole crew, vacations are budget busters at the best of times. That's where a little smart credit card use can come in remarkably handy. By using the right credit cards for your vacation... read more »

21 Best Credit Cards for Teachers in 2020

21 Best Credit Cards for Teachers in 2020

If you're an educator, finding the best credit cards for teachers can help ease the up-front costs that are often necessary for a fully functioning -- and effective -- classroom. We'll take a look at some of these cards in the article below. Between classroom supplies, snacks, and professional development purchases, the average teacher spends as much as $1,000 of their own money each school year. For a new teacher, that could mean as much as 3% of your entire income spent on things... read more »

7 Tips to Pay Your Rent or Mortgage with Credit Cards

7 Tips to Pay Your Rent or Mortgage with Credit Cards

Upon entering the real world for the first time, one of the most shocking things to many young people is often the exorbitant cost of housing. Whether you rent or pay a mortgage, you're looking at an average of at least $800 a month in many areas — and that's assuming you don't live in an expensive city. With so much of our monthly wages going toward that roof over our heads, it seems a shame to miss out on potential credit card rewards. But paying your rent or mortgage with a... read more »

2020 Chase “Refer-A-Friend” Offer: Earn Credit Card Bonus Points

2020 Chase “Refer-A-Friend” Offer: Earn Credit Card Bonus Points

Friends share. Whether it's recipes, gossip, or financial advice, most people often pass on what they've learned to their friends. But the smart friends get rewarded for all that sharing. With Chase's Refer-A-Friend program, you can earn bonus credit card rewards simply for, you guessed it, referring a friend who signs up — and is approved — for an eligible Chase credit card. Of course, the keyword here is "eligible." Only a handful of Chase cards qualify for the Chase... read more »

13 Best Credit Card Benefits for 2020

13 Best Credit Card Benefits for 2020

As an avid credit card fan, I am often flummoxed by those who choose to pay with debit or cash. Even if you discount the security and convenience of credit cards — though those are no small things — just think about all the rewards you could be earning! And purchase rewards are just some of the major benefits of using a credit card. The modern market is full to bursting with credit card options and, as with any good capitalist industry, that means consumers get to benefit from... read more »

14 Best Credit Cards for Uber Rewards

14 Best Credit Cards for Uber Rewards

Although ridesharing and carpooling are hardly new concepts, the modern digital platforms that allow users to summon an affordable ride from (and to) just about anywhere have certainly caused a surge in popularity for the old-school concept. Together with its main U.S. competitor, Lyft, the ridesharing platform Uber has started to transform how millions of people around the world travel. In fact, the service has become so ingrained in our lives that Uber even launched its very own... read more »

18 Best Credit Cards for Families in 2020

18 Best Credit Cards for Families in 2020

Kids aren't cheap. Ask any parent, and it will soon become obvious that those little bundles of joy come with great big price tags, ones that only seem to get larger as they age. In fact, several studies peg the cost of raising a child from birth to age 18 is over $230,000 — or around $13,000 a year. For a frugal family, those costs can certainly be decreased, and it doesn't necessarily take a bare-bones budget, either. Smart credit card use can be an easy way to find a little... read more »

How to Use Credit Card Price Protection & Top Card Offers

How to Use Credit Card Price Protection & Top Card Offers

It seems inevitable. You spend weeks comparison shopping for the best deal and finally, sure in your research, you confidently make your purchase. Then, not two weeks later, you see an ad for the exact same item — $50 cheaper. If only there were a way to ensure you always got the best price, even after you've made your purchase. Enter: credit card price protection. This handy credit card perk can save consumers from frustration and buyer's remorse by having the opportunity to... read more »