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Low Fees and Flexible Terms Make Trustco Bank’s Home Equity Loans and Credit Lines Our 2019 Editor’s Choice™

By: Adam West, 4/15/2019

In a Nutshell: For more than 100 years, Trustco Bank has provided a personalized touch to its customers. The institution’s home equity loan and line of credit are our 2019 Editor’s Choice™ for their low rates and flexible terms. Both products lend up to $300,000 and eschew the appraisal, origination, and closing fees that other lenders often charge. Loans typically close within 30 days. Life happens. Unexpected expenses arise and finding the money to pay for life’s... read more »

Fairfield County Bank Invests in Connecticut Communities through Small Business Support and Charitable Giving

By: Adam West, 3/29/2019

In a Nutshell: Fairfield County Bank serves one of the wealthiest counties in the U.S. But as its population increases, the county faces new challenges, which is why Fairfield County Bank invests in small businesses, organizations, and causes that boost the local economy and help local residents. In 2018, the bank donated $1 million to nearly 350 organizations chosen by employees and logged more than 4,000 volunteer hours. Fairfield County Bank, established in 1871, also looks for... read more »

Happy State Bank: Delivering Financial Literacy to Children in Texas and Putting Families First with a Faith-Based Philosophy

By: Matt Walker, 2/27/2019

In a Nutshell: Happy State Bank is a faith-based, Christian bank based in Amarillo, Texas, that demonstrates a commitment to providing financial literacy to students in its service area. Its Kids’ Bank program offers students the opportunity to open a savings account. Another component of the program — Kids’ Bank days — takes the banking experience to local schools where students get to work as tellers, make cash deposits into their accounts, and receive a real-world education... read more »

More Than Money: Berkshire Bank Impacts Millions of People and Builds Stronger Communities Through Volunteerism and Social Responsibility

By: Ray FitzGerald, 2/12/2019

In a Nutshell: Having gotten its start serving a single county in Massachusetts, Berkshire Bank carries that history of personalized service into every aspect of its business. The bank now covers six states, in large part, because of its dedication to each community it serves. Berkshire donates both time and money to community nonprofits, and was named one of Massachusetts' Most Charitable Companies by the Boston Business Journal. In 2018, the bank impacted more than 1 million people... read more »

Pioneer Bank: Strengthening Southwest Communities through Philanthropy, Sound Lending, and Customer Service for 118 Years

By: Adam West, 2/7/2019

In a Nutshell: Since 1901, Pioneer Bank has helped the people of the Southwest by providing products and services that foster community well-being. The bank’s investments in real estate development and local business growth translate into job creation, affordable housing, and increased public revenue. And through its Team Pioneer program, the bank donates resources to hundreds of community nonprofits, with its employees volunteering more than 2,600 hours of their own time in 2018 to... read more »

UK’s Starling Bank Offers Mobile-Only Accounts Suited to Today’s Digital Lifestyle While Offering a Full Range of Banking Services

By: Matt Walker, 11/29/2018

In a Nutshell: Technology has evolved rapidly in the past decade, with smartphones moving from new, novel devices to essential everyday tools. UK-based Starling Bank is taking the next logical step for online banking with its mobile-only personal and business current accounts. Users receive all the features they expect from a traditional online bank account, including a debit card and overdraft. Starling can be nimble and efficient with its product because it has built its own platform... read more »

DNB First Bank Maintains its Commitment to Personal Service While Providing Pennsylvania Customers With Innovative Technology

By: Jon McDonald, 11/29/2018

In a Nutshell: Among financial institutions in Greater Philadelphia, DNB First, based in Chester County, stands out with nearly 160 years of uninterrupted service. It boasts a well-earned reputation for trustworthiness, stability, and community stewardship. In an industry characterized by lightning-fast changes in modern technology, the bank is building a forward-thinking consumer product line. DNB First is an institution that addresses the needs and preferences of a variety of... read more »

Making Sustainability Good Business — Bank of America is Recognized with Our Editor’s Choice™ Award for ESG Commitment

By: Matt Walker, 11/16/2018

In a Nutshell: In recent years, Bank of America has emerged as a strong proponent of environmental and sustainability efforts in both its own practices and through supporting partners and clients. The banking leader has demonstrated its commitment to sustainability in a number of ways, including climate finance initiatives, aiding nonprofits, and through its own internal accountability efforts. Along the way, the company has created real-world change and economic opportunities. We are... read more »

Empower Takes Banking Completely Digital, Offering 1% Cash Back, High Savings Interest Rates and an Online Assistant

By: Matt Walker, 11/5/2018

In a Nutshell: The grand days of the brick-and-mortar banking institution are going by the wayside with the rise of online banking and digital services. And Empower is front and center in this digital shift. The new company is an all-digital bank that can give customers certain advantages not always available at traditional banks, including 1% cash back on checking accounts and higher interest rates on savings accounts. Empower’s digital assistant monitors your funds 24/7 and offers... read more »

First Commonwealth Bank Recognized for Prioritizing Customers’ Financial Goals in the Western Pennsylvania and Ohio Markets

By: Matt Walker, 10/30/2018

In a Nutshell: With locations across Western Pennsylvania and throughout Ohio, First Commonwealth Bank strives to improve the financial lives of the people, businesses, and communities it serves. First Commonwealth Bank maintains a diligent focus on building financial confidence in its customers through various initiatives, including designating an employee position devoted to financial education. The bank's dedication to customers is also evident in the products and services it... read more »

ABBYY Develops Automated Document Capture, Extraction, and Classification Solutions So Banks Can Accelerate Onboarding and Processing

By: Jon McDonald, 10/22/2018

In a Nutshell: For mobile banking technology to deliver the real-time experience consumers expect, it must analyze data as fast as it comes in. That includes capturing all incoming information, whether physical or digital, transforming it into actionable data, and promptly routing it to the appropriate channel. With its solutions for automating document capture, extraction, and classification, ABBYY helps banks accelerate both customer onboarding and processing. The company allows... read more »

Avidia Bank’s Suite of Cards Feature Competitive APRs for Every Credit Range and Up to 3x Rewards Points

By: Matt Walker, 10/9/2018

In a Nutshell: As a community bank, Avidia keeps the customer at the forefront of its decisions. That's why the bank supplies a diverse offering of personal credit cards to its customers. Between its Classic, Gold, Platinum, and new NEPGA World Elite Mastercard® options, Avidia has something for consumers in every credit range — from those with little-to-no credit to the biggest spenders. The bank also boasts a hearty rewards program with options for 2 or 3 points earned for each... read more »

JD Bank Earns Our 2018 Editor’s Choice Award™ for Its Focus on Community Engagement in Louisiana

By: Matt Walker, 9/12/2018

In a Nutshell: In today’s fast-paced world, it can feel at times as if like the idea of community is being left behind. But JD Bank knows the importance of community involvement, and is helping to keep its community spirit alive. The Louisiana chain works encourages volunteering in its communities, donates to local charities, and provides financial education to various audiences. For these reasons, we have selected JD Bank as a recipient of the 2018 Editor’s Choice Award™. // ... read more »

USALLIANCE Financial Provides Members with Education, Guidance, and Three Credit Cards to Suit Individual Needs

By: Brittney Mayer, 9/7/2018

In a Nutshell: While USALLIANCE Financial got its start in 1966 as IBM's credit union, it has grown and diversified into a multifaceted $1.6 billion institution with more than 110,000 members. But people remain at the heart of it all, and the professionals at USALLIANCE are dedicated to serving the needs of its members, wherever they are in their financial journey. That's why USALLIANCE developed three different credit card offers to serve its members at every step of that journey.... read more »

HomeStreet Bank Recognized with Editor’s Choice Award for Creating Employment Opportunities for Veterans

By: Ray FitzGerald, 8/28/2018

In a Nutshell: Most military veterans don’t return home to the parades and fanfare that welcomed past decorated heroes, and some even struggle to find employment once they’re back on US soil. HomeStreet Bank understands and appreciates the value and discipline trained military members bring to its company, which is why the institution provides veterans with extensive hiring opportunities. In addition to its hiring practices, HomeStreet also offers veterans an array of financial... read more »

An Option for Every Customer: Regions Bank Partners with Visa® to Curate Four Distinct Credit Card Offerings

By: Ashley Dull, 8/7/2018

In a Nutshell: Today’s banking customer often is looking for one service provider that can tackle a multitude of needs — and a variety of stages in their lives — without forcing them to jump through hoops. Regions Bank bases its company culture on listening to customers and designing products around those financial needs. The regional bank offers top savings and loan products, as well as four Visa-branded credit cards designed to meet the changing financial needs of its... read more »

KeyBank Recognized as a Top Bank for Fostering Diversity and Inclusion Among Employees

By: Ray FitzGerald, 7/26/2018

In a Nutshell: The banking industry has been slower than other business sectors to adopt practices that encourage workplace diversity and inclusion. Between 2013 and 2018, a push to be more inclusive yielded only two new female bank CEOs. KeyBank CEO Beth E. Mooney understands the challenges women face in today’s workforce. Her leadership has pushed KeyBank to become one of the most diverse and inclusive workforces in America — not just in banking. The institution’s KBING (Key... read more »

CIT Bank Recognized with Our 2018 Editor’s Choice Award™ for Its Top-Yielding Money Market Account

By: Ray FitzGerald, 7/10/2018

In a Nutshell: The popularity of online banks has increased so rapidly in the last five years that their brick-and-mortar competition has scurried to keep up. Internet-only banking companies frequently offer superior rates and technology thanks to their lower overhead costs. A leader in this tech revolution is CIT Bank, which unveiled its first Money Market account in March 2018. The account features a low $100 minimum deposit to open and pays interest at a rate of 1.85% APY,... read more »

Revolut’s Mobile-Based Financial Platform Aims to Change the Way Americans Bank by the End of 2018

By: Ashley Dull, 7/5/2018

In a Nutshell: Anyone looking for an alternative to traditional banking should look no further than Revolut — a tech-driven, entirely mobile-based financial platform that will arrive in the US by the end of 2018. Revolut offers traditional services like personal and business accounts and loans, and includes tools to help users better manage their finances. It also provides fee-less international money transfers and transactions, low-cost currency exchange, and the ability to purchase... read more »

Bank of American Fork Raises Its MyRate Checking Yield to 2.00% APY

By: Ray FitzGerald, 6/29/2018

In a Nutshell: Banks regularly come up with new product ideas that appeal to consumers’ desires to increase their savings. Some of these products stand the test of time, and others disappear as quickly as they appeared on the financial scene. Bank of American Fork introduced the MyRate Checking Account in 2008, and the product still attracts new customers today with its high-yield interest rates and no minimum-balance requirements. Bank of American Fork recently announced an... read more »

Radius Bank: A Virtual Bank with Very Real Savings Opportunities

By: Ray FitzGerald, 6/25/2018

In a Nutshell: Everyone likes earning rewards. That's obvious from the number of rewards credit cards available on the market today. But, while those cards continue to be popular — and lucrative — to consumers, other financial products haven’t caught on to the rewards frenzy — until now. Online-based Radius Bank leverages its lack of overhead costs to offer its customers a high interest rate savings account, a choice of six rewards-heavy credit cards issued by Visa and... read more »

PeoplesBank Demonstrates How One Community Bank Can Make a Difference for the Environment

By: Mike Randall, 1/30/2018

In a Nutshell: Awareness of global climate change and the threats it poses has led organizations around the world to actively reduce their carbon footprints. One such institution is PeoplesBank, a community bank headquartered in Holyoke, Massachusetts. PeoplesBank has been actively involved in environmental awareness and sustainable energy projects for more than a decade, and it’s recently opened three LEED® Certified “green” branches. It is also active in financing sustainable... read more »

How Cambridge Savings Bank Invests in Its Customers with Award-Winning Technology & Diverse Savings Products

By: Ray FitzGerald, 9/20/2017

In a Nutshell: Headquartered near one of America's most prestigious universities with branches all over Massachusetts, Cambridge Savings Bank continues to build on its more than 180 years of experience in serving customers. A 2016 rebranding brought on a banner year for the company as it rededicated itself to enhancing customer experience. Recent award-winning technological innovations from CSB have made the process of investing and growing your savings easier and more secure. With... read more »

How Canada’s BlueShore Financial Spas® Aid in the Ongoing Disruption of the Traditional Banking Experience

By: Adam West, 9/13/2017

In a Nutshell: Canada’s BlueShore Financial is not your typical financial institution. For the last 14 years, the British Columbia-based credit union has differentiated itself through a Financial Spa concept that combines a luxury experience with sound financial advice. BlueShore Financial’s Spas focus on providing member-centered amenities, including coffee bars, jazz music, artwork, and children-friendly corners, as well as offering free wifi and phone-charging stations.... read more »

2017’s Best Northwest Regional Bank — Recognizing Columbia Bank for Its Competitive Rates and Commitment to Communities

By: Jon McDonald, 8/23/2017

In a Nutshell: Founded as a community bank in Tacoma, Washington, Columbia Bank has grown through expansion and acquisition to serve a larger swath of the Northwest, and today has 165 branches in Washington, Oregon, and Idaho. Despite its increase in scale, Columbia Bank is still a community bank at heart, catering to neighbors by supporting numerous charities and functions to raise awareness for important causes. The bank offers competitive products for personal and business... read more »

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