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Monday, April 19, 2021

All articles tagged Banking (page 2)

Cornerstone Bank Fosters Financial Literacy Among Students and Supports Community Service in North Dakota and South Dakota

Cornerstone Bank Fosters Financial Literacy Among Students and Supports Community Service in North Dakota and South Dakota

In a Nutshell: Cornerstone Bank has roots in North Dakota dating back to 1936. The community bank demonstrates its dedication to the regions it serves in several ways, including its various financial literacy initiatives tailored to students. Cornerstone Bank and its team members also support a number of nonprofits through donations and volunteer efforts. And its banking products and quality customer support are based on strong values that promote honesty, integrity, and being a good... read more »

Australia’s ME Bank Recognized for Its No-Frills, Low-Rate Frank Credit Card

Australia’s ME Bank Recognized for Its No-Frills, Low-Rate Frank Credit Card

In a Nutshell: Credit card options can be overwhelming thanks to the numerous rewards and perks programs available to consumers these days. Australia’s ME Bank has returned to the basics with its Frank Mastercard. The card’s greatest feature is its lack of features. The Frank card comes with a low, variable rate for both purchases and cash advances, and no annual fee. The card is a great option for those looking to build credit or just to have a straightforward card on hand for... read more »

Valley National Bank Supports Economic Inclusion by Investing Time and Resources to Build Stronger Communities in Four States

Valley National Bank Supports Economic Inclusion by Investing Time and Resources to Build Stronger Communities in Four States

In a Nutshell: Valley Bank operates on the notion that a financial institution should make people’s lives better. That’s why it backs development opportunities in its communities that focus on home affordability, financial education, entrepreneurship, and environmental stewardship. Valley operates over 200 branches in New Jersey, New York, Florida, and Alabama, and invested more than $1 billion in community-building programs in 2018. Those comprehensive, community-strengthening... read more »

The American Customer Satisfaction Index Attributes the Boost in Customer Approval Rates for Banks to Technology

The American Customer Satisfaction Index Attributes the Boost in Customer Approval Rates for Banks to Technology

In a Nutshell: The American Customer Satisfaction Index (ACSI) is the only organization of its kind assessing consumer satisfaction levels across multiple industries in the U.S., including finance. The organization’s 2018 data revealed that satisfaction is increasing in the financial sector as a whole, and specifically among banks. ACSI’s Managing Director David VanAmburg chalks up the increased satisfaction levels to technological advances like online banking and mobile apps that... read more »

Spencer Savings Bank: Core Values of Volunteerism and Financial Support Help New Jersey Communities Thrive

Spencer Savings Bank: Core Values of Volunteerism and Financial Support Help New Jersey Communities Thrive

In a Nutshell: Elmwood Park in northeastern New Jersey is a small town situated within the urban cacophony of New York City and Newark. But thanks to the team at Spencer Savings Bank, big things happen there every day. Living up to the highest aspirations of community banks, Spencer Savings Bank doesn't just wait for charitable opportunities to come to it -- it goes out and finds them -- pragmatically offering employee time and resources to help communities throughout its service area... read more »

Jefferson Security Bank: A Tradition of Serving and Giving in West Virginia’s Eastern Panhandle for More Than 150 Years

Jefferson Security Bank: A Tradition of Serving and Giving in West Virginia’s Eastern Panhandle for More Than 150 Years

In a Nutshell: Jefferson Security Bank, based in West Virginia's history-steeped Eastern Panhandle, recently celebrated 150 years of service by hosting a good old-fashioned street party. The well-attended event culminated a campaign of community giving called 150 Days of Random Acts of Kindness, with the bank and its employees contributing their time and resources in a myriad of creative ways. JSB has a long tradition of service in its communities that has earned the bank our Editor's... read more »

Building on Its Community Focus, First Citizens National Bank Empowers Tennessee Women to Make Sound Financial Decisions

Building on Its Community Focus, First Citizens National Bank Empowers Tennessee Women to Make Sound Financial Decisions

In a Nutshell: Since 1889, Dyersburg, Tennessee-based First Citizens National Bank has maintained a community-by-community focus in helping people build their financial futures in times of both economic success and distress. The bank has weathered change and continued to grow over the generations. In the process, it has dedicated itself to helping women in the markets it serves weather the personal financial impact of life-changing events like retirement, divorce, spousal death, and... read more »

ChoiceOne Bank Contributes Time and Talent to Support Temporary Agricultural Workers, Students, and Many Others in West Michigan

ChoiceOne Bank Contributes Time and Talent to Support Temporary Agricultural Workers, Students, and Many Others in West Michigan

In a Nutshell: ChoiceOne Bank begins and ends in farm country, working since 1898 on behalf of farmers, businesspeople, and families in West Michigan. As times have changed, the bank has too, but one thing that hasn't is its commitment to the people who help its communities succeed. With ambitious and creative programs that make financial services accessible to temporary agricultural workers and by helping area students start career savings accounts, ChoiceOne is building a better... read more »

Applied Bank’s Secured Visa® Gold Preferred® Card is Our 2019 Editor’s Choice for Its Low-Rate APR and Ease of Approval

Applied Bank’s Secured Visa® Gold Preferred® Card is Our 2019 Editor’s Choice for Its Low-Rate APR and Ease of Approval

In a Nutshell: Applied Bank has a long history of providing secured credit card offerings to consumers seeking to establish or improve their credit profiles. For a $48 annual fee, the bank’s Secured Visa® Gold Preferred® Card comes with a very low 9.99% APR on purchases and cash advances. The card’s credit limits range between $200 and $1,000, depending on the amount of the initial refundable security deposit, and can increase to $5,000 after account approval. Like most things... read more »

FirstBank Earns Recognition for Investing in Colorado, Arizona, and California Communities Through Financial Literacy and Charitable Contributions

FirstBank Earns Recognition for Investing in Colorado, Arizona, and California Communities Through Financial Literacy and Charitable Contributions

In a Nutshell: FirstBank is a rare breed among large financial institutions in that it prioritizes customer satisfaction and community reinvestment. It starts with supporting financial literacy initiatives that educate children on the importance of money management. FirstBank also donates to local nonprofit organizations and encourages employees to give back by providing paid time off for volunteer work. And on the customer side, FirstBank offers a convenient, mobile-centric... read more »

Security First Bank is Recognized for Fostering Financial Literacy in Nebraska and South Dakota Communities Through Online Courses and Hands-On Programs

Security First Bank is Recognized for Fostering Financial Literacy in Nebraska and South Dakota Communities Through Online Courses and Hands-On Programs

In a Nutshell: Security First Bank operates 29 branches in Nebraska and South Dakota and serves those rural communities with an emphasis on providing financial literacy resources. The bank offers free Banzai courses and the MX Personal Financial Management tool to help customers and community members learn money management skills. And, by providing personal finance education programs in local schools, Security First Bank empowers the next generation to make wise decisions. For its... read more »

Low Fees and Flexible Terms Make Trustco Bank’s Home Equity Loans and Credit Lines Our 2019 Editor’s Choice™

Low Fees and Flexible Terms Make Trustco Bank’s Home Equity Loans and Credit Lines Our 2019 Editor’s Choice™

In a Nutshell: For more than 100 years, Trustco Bank has provided a personalized touch to its customers. The institution’s home equity loan and line of credit are our 2019 Editor’s Choice™ for their low rates and flexible terms. Both products lend up to $300,000 and eschew the appraisal, origination, and closing fees that other lenders often charge. Loans typically close within 30 days. Life happens. Unexpected expenses arise and finding the money to pay for life’s... read more »

Fairfield County Bank Invests in Connecticut Communities through Small Business Support and Charitable Giving

Fairfield County Bank Invests in Connecticut Communities through Small Business Support and Charitable Giving

In a Nutshell: Fairfield County Bank serves one of the wealthiest counties in the U.S. But as its population increases, the county faces new challenges, which is why Fairfield County Bank invests in small businesses, organizations, and causes that boost the local economy and help local residents. In 2018, the bank donated $1 million to nearly 350 organizations chosen by employees and logged more than 4,000 volunteer hours. Fairfield County Bank, established in 1871, also looks for... read more »

Happy State Bank: Delivering Financial Literacy to Children in Texas and Putting Families First with a Faith-Based Philosophy

Happy State Bank: Delivering Financial Literacy to Children in Texas and Putting Families First with a Faith-Based Philosophy

In a Nutshell: Happy State Bank is a faith-based, Christian bank based in Amarillo, Texas, that demonstrates a commitment to providing financial literacy to students in its service area. Its Kids’ Bank program offers students the opportunity to open a savings account. Another component of the program — Kids’ Bank days — takes the banking experience to local schools where students get to work as tellers, make cash deposits into their accounts, and receive a real-world education... read more »

More Than Money: Berkshire Bank Impacts Millions of People and Builds Stronger Communities Through Volunteerism and Social Responsibility

More Than Money: Berkshire Bank Impacts Millions of People and Builds Stronger Communities Through Volunteerism and Social Responsibility

In a Nutshell: Having gotten its start serving a single county in Massachusetts, Berkshire Bank carries that history of personalized service into every aspect of its business. The bank now covers six states, in large part, because of its dedication to each community it serves. Berkshire donates both time and money to community nonprofits, and was named one of Massachusetts' Most Charitable Companies by the Boston Business Journal. In 2018, the bank impacted more than 1 million people... read more »

Pioneer Bank: Strengthening Southwest Communities through Philanthropy, Sound Lending, and Customer Service for 118 Years

Pioneer Bank: Strengthening Southwest Communities through Philanthropy, Sound Lending, and Customer Service for 118 Years

In a Nutshell: Since 1901, Pioneer Bank has helped the people of the Southwest by providing products and services that foster community well-being. The bank’s investments in real estate development and local business growth translate into job creation, affordable housing, and increased public revenue. And through its Team Pioneer program, the bank donates resources to hundreds of community nonprofits, with its employees volunteering more than 2,600 hours of their own time in 2018 to... read more »

UK’s Starling Bank Offers Mobile-Only Accounts Suited to Today’s Digital Lifestyle While Offering a Full Range of Banking Services

UK’s Starling Bank Offers Mobile-Only Accounts Suited to Today’s Digital Lifestyle While Offering a Full Range of Banking Services

In a Nutshell: Technology has evolved rapidly in the past decade, with smartphones moving from new, novel devices to essential everyday tools. UK-based Starling Bank is taking the next logical step for online banking with its mobile-only personal and business current accounts. Users receive all the features they expect from a traditional online bank account, including a debit card and overdraft. Starling can be nimble and efficient with its product because it has built its own platform... read more »

DNB First Bank Maintains its Commitment to Personal Service While Providing Pennsylvania Customers With Innovative Technology

DNB First Bank Maintains its Commitment to Personal Service While Providing Pennsylvania Customers With Innovative Technology

In a Nutshell: Among financial institutions in Greater Philadelphia, DNB First, based in Chester County, stands out with nearly 160 years of uninterrupted service. It boasts a well-earned reputation for trustworthiness, stability, and community stewardship. In an industry characterized by lightning-fast changes in modern technology, the bank is building a forward-thinking consumer product line. DNB First is an institution that addresses the needs and preferences of a variety of... read more »

Making Sustainability Good Business — Bank of America is Recognized with Our Editor’s Choice™ Award for ESG Commitment

Making Sustainability Good Business — Bank of America is Recognized with Our Editor’s Choice™ Award for ESG Commitment

In a Nutshell: In recent years, Bank of America has emerged as a strong proponent of environmental and sustainability efforts in both its own practices and through supporting partners and clients. The banking leader has demonstrated its commitment to sustainability in a number of ways, including climate finance initiatives, aiding nonprofits, and through its own internal accountability efforts. Along the way, the company has created real-world change and economic opportunities. We are... read more »

Empower Takes Banking Completely Digital, Offering 1% Cash Back, High Savings Interest Rates and an Online Assistant

Empower Takes Banking Completely Digital, Offering 1% Cash Back, High Savings Interest Rates and an Online Assistant

In a Nutshell: The grand days of the brick-and-mortar banking institution are going by the wayside with the rise of online banking and digital services. And Empower is front and center in this digital shift. The new company is an all-digital bank that can give customers certain advantages not always available at traditional banks, including 1% cash back on checking accounts and higher interest rates on savings accounts. Empower’s digital assistant monitors your funds 24/7 and offers... read more »

First Commonwealth Bank Recognized for Prioritizing Customers’ Financial Goals in the Western Pennsylvania and Ohio Markets

First Commonwealth Bank Recognized for Prioritizing Customers’ Financial Goals in the Western Pennsylvania and Ohio Markets

In a Nutshell: With locations across Western Pennsylvania and  throughout Ohio, First Commonwealth Bank strives to improve the financial lives of the people, businesses, and communities it serves. First Commonwealth Bank maintains a diligent focus on building financial confidence in its customers through various initiatives, including designating an employee position devoted to financial education. The bank's dedication to customers is also evident in the products and services it... read more »

ABBYY Develops Automated Document Capture, Extraction, and Classification Solutions So Banks Can Accelerate Onboarding and Processing

ABBYY Develops Automated Document Capture, Extraction, and Classification Solutions So Banks Can Accelerate Onboarding and Processing

In a Nutshell: For mobile banking technology to deliver the real-time experience consumers expect, it must analyze data as fast as it comes in. That includes capturing all incoming information, whether physical or digital, transforming it into actionable data, and promptly routing it to the appropriate channel. With its solutions for automating document capture, extraction, and classification, ABBYY helps banks accelerate both customer onboarding and processing. The company allows... read more »

Avidia Bank’s Suite of Cards Feature Competitive APRs for Every Credit Range and Up to 3x Rewards Points

Avidia Bank’s Suite of Cards Feature Competitive APRs for Every Credit Range and Up to 3x Rewards Points

In a Nutshell: As a community bank, Avidia keeps the customer at the forefront of its decisions. That's why the bank supplies a diverse offering of personal credit cards to its customers. Between its Classic, Gold, Platinum, and new NEPGA World Elite Mastercard® options, Avidia has something for consumers in every credit range — from those with little-to-no credit to the biggest spenders. The bank also boasts a hearty rewards program with options for 2 or 3 points earned for each... read more »

JD Bank Earns Our 2018 Editor’s Choice Award™ for Its Focus on Community Engagement in Louisiana

JD Bank Earns Our 2018 Editor’s Choice Award™ for Its Focus on Community Engagement in Louisiana

In a Nutshell: In today’s fast-paced world, it can feel at times as if like the idea of community is being left behind. But JD Bank knows the importance of community involvement, and is helping to keep its community spirit alive. The Louisiana chain works encourages volunteering in its communities, donates to local charities, and provides financial education to various audiences. For these reasons, we have selected JD Bank as a recipient of the 2018 Editor’s Choice Award™. // ... read more »

USALLIANCE Financial Provides Members with Education, Guidance, and Three Credit Cards to Suit Individual Needs

USALLIANCE Financial Provides Members with Education, Guidance, and Three Credit Cards to Suit Individual Needs

In a Nutshell: While USALLIANCE Financial got its start in 1966 as IBM's credit union, it has grown and diversified into a multifaceted $1.6 billion institution with more than 110,000 members. But people remain at the heart of it all, and the professionals at USALLIANCE are dedicated to serving the needs of its members, wherever they are in their financial journey. That's why USALLIANCE developed three different credit card offers to serve its members at every step of that journey.... read more »

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