The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

Wells Fargo Visa Signature® Card

► 2020 Review, Application & Rates

"The Wells Fargo Visa Signature® Card starts out strong, but that high rewards rate is only good for six months before dropping to a lower-than-average cash back rate, and your points expire after five years."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Visa Signature® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Earn 5X rewards points for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases -- points expire after 5 years
  • Rewards have 50% more value when redeemed for airfare (for instance, 20,000 points is a $300 value toward airfare redemption or a $200 value toward cash redemption)
  • Introductory 0% APR on purchases and balance transfers for 15 months from the date of account opening
  • Access your FICO® Credit Score with Wells Fargo Online®
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
12.49% - 25.49%
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #8 out of 15)
★★★★★
4.7
0% Intro APR
(Ranked #9 out of 27)
★★★★★
4.7
Best Overall
(Ranked #41 out of 100)
★★★★★
4.5
Excellent Credit
(Ranked # out of 33)
0
Gas Rebate
(Ranked #13 out of 21)
★★★★★
4.5
Good Credit
(Ranked #28 out of 43)
★★★★★
4.5
Low APR
(Ranked #10 out of 34)
★★★★★
4.6
Points & Gifts
(Ranked #18 out of 26)
★★★★★
4.5

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