The Ultimate Guide to Credit Cards
Tuesday, November 24, 2020

Wells Fargo Visa Signature® Card

► 2020 Review, Application & Rates

"The Wells Fargo Visa Signature® Card starts out strong, but that high rewards rate is only good for six months before dropping to a lower-than-average cash back rate, and your points expire after five years."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Visa Signature® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on all other purchases - points expire after 5 years
  • Rewards have 50% more value when redeemed for airfare
  • Introductory 0% APR offers on purchases and balance transfers for 15 months from the date of account opening (balance transfer fee applies)
  • Access your FICO® Credit Score with Wells Fargo Online®
  • Travel accident insurance plus 24/7 travel and emergency assistance, roadside dispatch
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
12.49% - 25.49% Variable
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #8 out of 17)
★★★★★
4.7
0% Intro APR
(Ranked #12 out of 31)
★★★★★
4.7
Best Overall
(Ranked #56 out of 121)
★★★★★
4.5
Excellent Credit
(Ranked # out of 51)
0
Gas Rebate
(Ranked #16 out of 25)
★★★★★
4.5
Good Credit
(Ranked #36 out of 53)
★★★★★
4.5
Low APR
(Ranked #12 out of 37)
★★★★★
4.6
Points & Gifts
(Ranked #25 out of 35)
★★★★★
4.5

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