The Ultimate Guide to Credit Cards
Saturday, November 28, 2020

Wells Fargo Rewards® Card

► 2020 Review, Application & Rates

"The Wells Fargo Rewards® Card is flat-out disappointing when you consider you only earn 1% back after the first six months of account opening, and you'll only qualify for the low ongoing APR if your credit is near-excellent."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Rewards® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

4.4/5.0
  • Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - points expire after 5 years
  • Introductory 0% APR offers on purchases and balance transfers for 15 months from account opening (balance transfer fee applies)
  • Flexibility to use points toward travel, gift cards, merchandise, cash redemption, and more
  • Account protection features such as Zero Liability protection for promptly reported unauthorized transactions, card and account activity alerts, and cell phone protection
  • $0 annual fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
12.49% - 25.49% Variable
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #9 out of 17)
★★★★★
4.7
0% Intro APR
(Ranked #13 out of 31)
★★★★★
4.7
Best Overall
(Ranked #64 out of 121)
★★★★
4.4
Gas Rebate
(Ranked #14 out of 25)
★★★★★
4.6
Good Credit
(Ranked #39 out of 53)
★★★★
4.4
Low APR
(Ranked #13 out of 37)
★★★★★
4.6
Points & Gifts
(Ranked # out of 35)
0

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