The Ultimate Guide to Credit Cards
Saturday, September 19, 2020

Wells Fargo Rewards® Card

► 2020 Review, Application & Rates

"The Wells Fargo Rewards® Card is flat-out disappointing when you consider you only earn 1% back after the first six months of account opening, and you'll only qualify for the low ongoing APR if your credit is near-excellent."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Rewards® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

4.4/5.0
  • Earn 5X rewards points for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - points expire after 5 years
  • Introductory 0% APR on purchases and balance transfers for 15 months from account opening
  • Flexibility to use points toward travel, gift cards, merchandise, cash redemption, and more
  • Account protection features such as Zero Liability protection for promptly reported unauthorized transactions, card and account activity alerts, and cell phone protection
  • $0 annual fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
12.49% - 25.49%
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #9 out of 15)
★★★★★
4.7
0% Intro APR
(Ranked #10 out of 27)
★★★★★
4.7
Best Overall
(Ranked #46 out of 100)
★★★★
4.4
Gas Rebate
(Ranked #12 out of 21)
★★★★★
4.6
Good Credit
(Ranked #30 out of 43)
★★★★
4.4
Low APR
(Ranked #11 out of 34)
★★★★★
4.6
Points & Gifts
(Ranked # out of 26)
0

Advertiser Disclosure

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