The Ultimate Guide to Credit Cards
Friday, February 26, 2021

Wells Fargo Rewards® Card

► 2021 Review, Application & Rates

"The Wells Fargo Rewards® Card is flat-out disappointing when you consider you only earn 1% back after the first six months of account opening, and you'll only qualify for the low ongoing APR if your credit is near-excellent."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Rewards® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

4.4/5.0
  • Earn 5x rewards points earned for up to $12,500 spent on gas, grocery, and drugstore purchases for the first 6 months and 1x points on other purchases - points expire after 5 years
  • Introductory 0% APR offers on purchases and balance transfers for 15 months from account opening (balance transfer fee applies), then a variable APR applies
  • Flexibility to use points toward travel, gift cards, merchandise, cash redemption, and more
  • Account protection features such as Zero Liability protection for promptly reported unauthorized transactions, card and account activity alerts, and cell phone protection
  • $0 annual fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
12.49% - 25.49% Variable
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #11 out of 23)
★★★★★
4.5
0% Intro APR
(Ranked #15 out of 37)
★★★★★
4.7
Best Overall
(Ranked #73 out of 136)
★★★★
4.4
Gas Rebate
(Ranked #17 out of 32)
★★★★★
4.6
Good Credit
(Ranked #48 out of 62)
★★★★
4.4
Low APR
(Ranked #17 out of 45)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.