The Ultimate Guide to Credit Cards
Monday, September 20, 2021

Wells Fargo Platinum card

► 2021 Review, Application & Rates

"The Wells Fargo Platinum card is especially useful for financing a large purchase interest-free, but the ongoing APR is higher than average once the 0% introductory period is over."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Platinum card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers, then a 16.49% to 24.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Monitor your spending, purchases and any suspicious activity with text and email alerts and notifications
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% intro APR for 18 months from account opening
0% intro APR for 18 months on qualifying balance transfers
16.49%-24.49% (Variable)
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #1 out of 14)
★★★★★
4.8
0% Intro APR
(Ranked #1 out of 35)
★★★★★
4.8
Best Overall
(Ranked #27 out of 144)
★★★★★
4.7
Excellent Credit
(Ranked #24 out of 60)
★★★★★
4.7
Good Credit
(Ranked #23 out of 63)
★★★★★
4.7
Low APR
(Ranked #9 out of 41)
★★★★★
4.7

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