The Ultimate Guide to Credit Cards
Friday, February 26, 2021

Wells Fargo Cash Wise Visa® Card

► 2021 Review, Application & Rates

"The Wells Fargo Cash Wise Visa® Card is a decent flat-rate cash back card for people who don't want to worry about rotating categories or quarterly activation to earn rewards."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Cash Wise Visa® Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn a $150 cash rewards bonus when you spend $500 in purchases in the first 3 months
  • Unlimited 1.5% cash back on purchases, and cash rewards do not expire as long as the account is open
  • Introductory 0% APR offer on purchases and balance transfers for 15 months from account opening (balance transfer fee applies), then a variable APR applies
  • Account protections such as 24/7 Fraud Monitoring, Alerts, and Zero Liability protection for promptly reported unauthorized transactions
  • Cell Phone Protection helps protect your cell phone from damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
14.49% - 24.99% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #9 out of 23)
★★★★★
4.5
0% Intro APR
(Ranked #6 out of 37)
★★★★★
4.8
Best Overall
(Ranked #39 out of 136)
★★★★★
4.6
Cash Back
(Ranked #16 out of 39)
★★★★★
4.7
Excellent Credit
(Ranked #33 out of 61)
★★★★★
4.6
Good Credit
(Ranked #31 out of 62)
★★★★★
4.6

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The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.