The Ultimate Guide to Credit Cards
Tuesday, November 24, 2020

Wells Fargo Cash Back College℠ Card

► 2020 Review, Application & Rates

"The Wells Fargo Cash Back College Card is a decent offer for young adults new to credit-building. The low-intro APR helps students finance books and other college expenses, but the intro period is rather short."
- Toby Sembower,
Advertiser Disclosure
Wells Fargo Cash Back College℠ Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn 3% cash back for up to $2,500 spent on gas, grocery, and drugstore purchases for the first 6 months
  • Earn 1% cash rewards for all other purchases
  • 0% Intro APR offers on purchases and balance transfers (balance transfer fee applies)
  • Flexibility to use cash rewards toward travel, gift cards, merchandise, cash redemption options , and more
  • Access your FICO® Credit Score, credit education, and tools with Wells Fargo Online
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
0% for 6 months
11.15% - 21.15% Variable
$0
None/Limited

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #15 out of 17)
★★★★
4.4
0% Intro APR
(Ranked #27 out of 31)
★★★★
4.4
Best Overall
(Ranked #40 out of 121)
★★★★★
4.6
Cash Back
(Ranked #21 out of 31)
★★★★★
4.5
Gas Rebate
(Ranked #17 out of 25)
★★★★★
4.5
Low APR
(Ranked #3 out of 37)
★★★★★
4.7
No/Limited Credit
(Ranked #10 out of 27)
★★★★★
4.7
Student
(Ranked #4 out of 6)
★★★★★
4.7

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