The Ultimate Guide to Credit Cards
Tuesday, March 28, 2023

USAA Rate Advantage Visa® Platinum Credit Card

► 2023 Review, Application & Rates

"This card is an ideal choice for anyone who tends to carry a balance month to month or needs a 0% interest rate to help pay off existing credit card debt."
- Toby Sembower,
Advertiser Disclosure
USAA Rate Advantage Visa® Platinum Credit Card Review

at Usaa Savings'ssecure website





  • Get a 0% intro APR for 15 months on Balance Transfers and Convenience Checks that post to your account within 90 days of account opening. After this time, the Variable Regular APR will apply to your balance.
  • Our lowest-rate card: Pay less in interest if you carry a balance from month to month
  • Travel benefits include Auto Rental Coverage, Travel Accident Insurance, Baggage Delay and Reimbursement, and Trip Cancellation and Interruption Coverage
  • No annual fee or foreign transaction fees
  • This offer is only open to members of military-affiliated groups and their families
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 Months
9.15% - 26.15% (Variable)
Good to Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Intro APR
(Ranked #30 out of 32)
Best Overall
(Ranked #82 out of 155)
Excellent Credit
(Ranked #60 out of 62)
Good Credit
(Ranked #43 out of 59)
(Ranked #2 out of 43)

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