The Ultimate Guide to Credit Cards
Saturday, May 8, 2021

Upromise® Mastercard®

► 2021 Review, Application & Rates

"You'll get the most out of the Upromise® Mastercard® by linking an eligible 529 college savings program to the account, which will effectively boost your cash back savings rate by 15%."
- Toby Sembower,
Advertiser Disclosure
Upromise® Mastercard® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.2

OVERALL RATING

4.2/5.0
  • Earn $150 cash back after spending $500 on purchases in the first 90 days
  • Earn 1.25% Cash Back Rewards on every purchase
  • Earn 1.529% Cash Back Rewards on your purchases when your Upromise Program account is linked to an eligible College Savings Plan
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening (balance transfer fee applies), then a variable APR applies
  • Free online access to your FICO® Score
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% for 15 months
14.99%, 19.99%, or 24.99% variable, based on creditworthiness
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #8 out of 12)
★★★★★
4.5
Best Overall
(Ranked #78 out of 134)
★★★★
4.2
Cash Back
(Ranked #28 out of 38)
★★★★
4.4
Good Credit
(Ranked #52 out of 60)
★★★★
4.2

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.