The Ultimate Guide to Credit Cards
Friday, February 26, 2021

Upromise® Mastercard®

► 2021 Review, Application & Rates

"You'll get the most out of the Upromise® Mastercard® by linking an eligible 529 college savings program to the account, which will effectively boost your cash back savings rate by 15%."
- Toby Sembower,
Advertiser Disclosure
Upromise® Mastercard® Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★

4.2

OVERALL RATING

4.2/5.0
  • Earn $100 cash back after spending $500 on purchases in the first 90 days
  • Earn 1.25% cash back on every purchase
  • Receive a 15% bonus on your total cash back when you link your Upromise Program account to an eligible 529 College Savings Plan
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening (3% balance transfer fee applies), then a variable APR applies
  • Free online access to your FICO® Score
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
0% for 15 months
14.99%, 19.99%, or 24.99% variable, based on creditworthiness
$0
Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #17 out of 23)
★★★★★
4.5
Best Overall
(Ranked #83 out of 136)
★★★★
4.2
Cash Back
(Ranked #29 out of 39)
★★★★
4.4
Good Credit
(Ranked #54 out of 62)
★★★★
4.2

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.