The Ultimate Guide to Credit Cards
Monday, November 23, 2020

United Club℠ Infinite Card

► 2020 Review, Application & Rates

"The United Club Infinite Card is a steal in its first year, when you don't have to pay an annual fee for all the benefits you'll receive with the card. It's a solid pick for those who fly United frequently."
- Toby Sembower,
Advertiser Disclosure
United Club℠ Infinite Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • Earn 4 miles per $1 spent on purchases from United, including tickets, Economy Plus®, in-flight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel purchases, 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash, and 1 mile per $1 spent on all other purchases.
  • Up to $100 as a statement credit for Global Entry or TSA PreCheck™ every 4 years as reimbursement for the application fee for either program when charged to your card.
  • 25% back as a statement credit on purchases of food, beverages, and Wi-Fi onboard United-operated flights when you pay with your United ClubSM Infinite Card.
  • The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bag free - calculated as up to a $35 value for the first checked bag and up to a $45 value for the second checked bag, each way, per person.
  • $0 intro annual fee for the first year, then $525 each year after that.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
16.49% to 23.49% (Variable)
$0 first year, $525 thereafter
Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #15 out of 36)
★★★★★
4.7
Best Overall
(Ranked #43 out of 121)
★★★★★
4.6
Excellent Credit
(Ranked #34 out of 51)
★★★★★
4.6

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