The Ultimate Guide to Credit Cards
Thursday, September 29, 2022

United℠ Business Card

► 2022 Review, Application & Rates

"Another solid travel rewards offering from Chase, this card is great for turning qualified business purchases into points to use for free flights and other perks."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

  • Earn up to 150,000 bonus miles. Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 75,000 miles after you spend $20,000 total on purchases in the first 6 months your account is open.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.
  • $100 United® travel credit after 7 United® flight purchases of $100 or more each anniversary year.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.74% - 25.74% Variable
$99
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Air Miles
(Ranked #19 out of 23)
★★★★
4.4
Best Overall
(Ranked #84 out of 152)
★★★★
4.4
Business
(Ranked #21 out of 24)
★★★★
4.4
Excellent Credit
(Ranked #54 out of 59)
★★★★
4.3
Gas Rebate
(Ranked #24 out of 29)
★★★★
4.4
Good Credit
(Ranked #49 out of 61)
★★★★
4.4
Travel
(Ranked #37 out of 40)
★★★★
4.2

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.