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Sunday, June 4, 2023

United℠ Business Card Review

"Another solid travel rewards offering from Chase, this card is great for turning qualified business purchases into points to use for free flights and other perks."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★

4.4

OVERALL RATING

  • Earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $99.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $140 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • Member FDIC
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
21.49% - 28.49% Variable
$99
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Air Miles
(Ranked #18 out of 20)
★★★★
4.4
Best Overall
(Ranked #83 out of 149)
★★★★
4.4
Business
(Ranked #19 out of 25)
★★★★
4.4
Excellent Credit
(Ranked #53 out of 59)
★★★★
4.3
Gas Rebate
(Ranked #22 out of 28)
★★★★
4.4
Good Credit
(Ranked #42 out of 57)
★★★★
4.4
Travel
(Ranked #37 out of 40)
★★★★
4.2

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to United℠ Business Card

Be sure to visit the official website for United℠ Business Card to learn complete details about its features and terms. If you’re not quite sure if United℠ Business Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the United℠ Business Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.