The Ultimate Guide to Credit Cards
Monday, January 30, 2023

U.S. Bank Visa® Platinum Card

► 2023 Review, Application & Rates

"This card offers one of the industry's longest introductory 0% APRs on purchases in lieu of purchase rewards, making it a great choice for anyone who wishes to finance a large purchase interest-free."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Visa® Platinum Card Review

at the issuer'ssecure website





  • For a limited time, get a special 0% introductory APR on purchases and balance transfers for 18 billing cycles. After that, the APR is variable, currently 17.49%-27.49%.
  • Enjoy Cellphone Protection Coverage of up to $600 annually when you pay your monthly cellphone bill with your card
  • View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use, and free to U.S. Bank customers.
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Choose your payment due date
  • $0 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 18 billing cycles
0% for 20 billing cycles
17.49% - 27.49% Variable
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #6 out of 20)
Best Overall
(Ranked #52 out of 152)
Good Credit
(Ranked #29 out of 59)

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