The Ultimate Guide to Credit Cards™
Tuesday, May 30, 2023

U.S. Bank Visa® Platinum Card Review

"This card offers a pair of long introductory 0% APRs on purchases and transfers in lieu of rewards, making it a great choice for anyone who wishes to finance a large purchase interest-free."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Visa® Platinum Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
Our Review »
  • For a limited time, get a special 0% introductory APR on purchases and balance transfers for 18 billing cycles. After that, the APR is variable.
  • Enjoy Cellphone Protection Coverage of up to $600 annually when you pay your monthly cellphone bill with your card
  • View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use, and free to U.S. Bank customers.
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Choose your payment due date
  • $0 Annual Fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 18 billing cycles
0% for 18 billing cycles
19.24% - 29.24% (Variable)
$0
Excellent Credit

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: 0% for 18 billing cycles
  • Balance Transfer Intro: 0% for 18 billing cycles
  • Regular APR: 19.24% - 29.24% (Variable)
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $0
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level:
See site for details »
Go To Application »

Our Ratings By Category

0% Balance Transfer
(Ranked #7 out of 23)
★★★★★
4.8
Best Overall
(Ranked #51 out of 152)
★★★★★
4.6
Good Credit
(Ranked #28 out of 59)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to U.S. Bank Visa® Platinum Card

Be sure to visit the official website for U.S. Bank Visa® Platinum Card to learn complete details about its features and terms. If you’re not quite sure if U.S. Bank Visa® Platinum Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the U.S. Bank Visa® Platinum Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.