The Ultimate Guide to Credit Cards
Monday, October 25, 2021

U.S. Bank Visa® Platinum Card

► 2021 Review, Application & Rates

"This card offers one of the industry's longest introductory 0% APRs on purchases in lieu of purchase rewards, making it a great choice for anyone who wishes to finance a large purchase interest-free."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Visa® Platinum Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

4.6/5.0
  • For a limited time, get a special 0% introductory APR on purchases and balance transfers for 20 billing cycles, then a variable APR applies
  • Enjoy Cell Phone Protection Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card
  • View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use, and free to U.S. Bank customers.
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Choose your payment due date
  • $0 Annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 20 billing cycles
0% for 20 billing cycles
14.49% - 24.49% Variable
$0
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
(Ranked #47 out of 146)
★★★★★
4.6
Good Credit
(Ranked #35 out of 61)
★★★★★
4.6
Low APR
(Ranked #19 out of 39)
★★★★★
4.6

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.