The Ultimate Guide to Credit Cards
Wednesday, May 25, 2022

U.S. Bank Visa® Platinum Card

► 2022 Review, Application & Rates

"This card offers one of the industry's longest introductory 0% APRs on purchases in lieu of purchase rewards, making it a great choice for anyone who wishes to finance a large purchase interest-free."
- Toby Sembower,
Advertiser Disclosure
U.S. Bank Visa® Platinum Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • For a limited time, get a special 0% introductory APR on purchases and balance transfers for 20 billing cycles. After that the APR is variable, currently 14.74%-24.74%.
  • Enjoy Cellphone Protection Coverage when you pay your monthly cellular bill with your U.S. Bank Visa® Platinum Card
  • View your credit score anytime, anywhere in the mobile app or online banking. It's easy to enroll, easy to use, and free to U.S. Bank customers.
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Choose your payment due date
  • $0 Annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 20 billing cycles
0% for 20 billing cycles
14.74% - 24.74% Variable
$0
Excellent Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #6 out of 18)
★★★★★
4.8
Best Overall
(Ranked #46 out of 155)
★★★★★
4.6
Good Credit
(Ranked #34 out of 63)
★★★★★
4.6

Advertiser Disclosure

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